PCCOMPTAFISC
ActiveSummary
PCCOMPTAFISC has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,643 and a net result of -€3,873. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 71% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-36
Solvency100=
Growth55=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 3.83 against 4.71 in 2024; short-term debt: 24.9% and cash: 70% of total assets), and 24.9% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
-15.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
10 d early
2024
13 d early
2023
28 d early
2022
10 d early
2021
34 d early
2020
5 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€39,384▲ 5.1%
2022 · €37,475
EBIT margin
9.8%▲ 7.5pp
2022 · 2.3%
Net result
-€3,873
2024 · €124
Working capital
€17,484▼ 22.3%
2024 · €22,516
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€36,655▲ 4.3%€37,475▲ 2.2%€39,384▲ 5.1%
Operating result€7,883▼ 8.2%€866▼ 89.0%€3,847▲ 344%€1,355▼ 64.8%-€3,115
Net result€4,885below the sector's middle half▼ 26.3%€47below the sector's middle half▼ 99.0%€2,235below the sector's middle half▲ 4,662%€124below the sector's middle half▼ 94.5%-€3,873below the sector's middle half
EBIT margin21.5%▼ 2.9pp2.3%▼ 19.2pp9.8%▲ 7.5pp
Equity€20,109below the sector's middle half▲ 32.1%€20,156below the sector's middle half▲ 0.2%€22,391below the sector's middle half▲ 11.1%€22,516below the sector's middle half▲ 0.6%€18,643below the sector's middle half▼ 17.2%
Total assets€30,127below the sector's middle half▲ 46.1%€31,000below the sector's middle half▲ 2.9%€32,050below the sector's middle half▲ 3.4%€28,580below the sector's middle half▼ 10.8%€24,816below the sector's middle half▼ 13.2%
Debt€10,018▲ 85.4%€10,844▲ 8.2%€9,659▼ 10.9%€6,064▼ 37.2%€6,173▲ 1.8%
Working capital€18,438within the sector's middle half▲ 27.0%€18,345within the sector's middle half▼ 0.5%€22,032within the sector's middle half▲ 20.1%€22,516within the sector's middle half▲ 2.2%€17,484within the sector's middle half▼ 22.3%
Solvency66.7%within the sector's middle half▼ 7.1pp65.0%within the sector's middle half▼ 1.7pp69.9%within the sector's middle half▲ 4.8pp78.8%within the sector's middle half▲ 8.9pp75.1%within the sector's middle half▼ 3.7pp
Current ratio3.41within the sector's middle half▼ 0.282.77within the sector's middle half▼ 0.643.28within the sector's middle half▲ 0.514.71within the sector's middle half▲ 1.433.83within the sector's middle half▼ 0.88
Return on assets (ROA)16.2%within the sector's middle half▼ 15.9pp0.2%below the sector's middle half▼ 16.1pp7.0%within the sector's middle half▲ 6.8pp0.4%below the sector's middle half▼ 6.5pp-15.6%below the sector's middle half▼ 16.0pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3,115 after €1,355 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24,816
Fixed assets
€1,159
Current assets
€23,657
Equity and liabilities €24,816
Equity
€18,643 ▼ 17.2%
Debt
€6,173 ▲ 1.8%
Debt's share of the balance-sheet total rises from 21.2% to 24.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€2,866▼
2024 · €1,714
Cash flow
-€3,624▼
2024 · €483
Debt to equity
0.33▲
2024 · 0.27
ROE
-20.8%▼
2024 · 0.6%
Interest coverage
-3.54▼
2024 · 1.95
Debt ≤ 1 year
€6,173▲
2024 · €6,064
Income taxes
€24▼
2024 · €397
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
3.0%
went bankrupt
9.5%
stopped otherwise
87%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €36,655 | €37,475 | €39,384 | - | - | - |
| Non-recurring operating income76A | - | €58 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €13,298 | €32,442 | €33,397 | - | - | - |
| Remuneration, social security and pensions62 | €15,480 | €2,141 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,646 | €1,756 | €1,756 | €359 | €249 | ▼ 30.6% |
| Other operating charges640/8 | €348 | €348 | €384 | €387 | €400 | ▲ 3.4% |
| Gross operating margin9900 | €25,356 | €5,111 | €5,987 | €2,101 | -€2,466 | ▼ 217% |
| Operating profit (loss)9901 | €7,883 | €866 | €3,847 | €1,355 | -€3,115 | ▼ 330% |
| Financial income75/76B | €7 | €34 | - | €43 | €76 | ▲ 76.7% |
| Recurring financial income75 | €7 | €34 | - | €43 | €76 | ▲ 76.7% |
| Financial charges65/66B | €777 | €800 | €591 | €877 | €810 | ▼ 7.6% |
| Recurring financial charges65 | €777 | €800 | €591 | €877 | €810 | ▼ 7.6% |
| Profit (loss) for the period before taxes9903 | €7,114 | €100 | €3,256 | €521 | -€3,849 | ▼ 839% |
| Income taxes67/77 | €2,228 | €53 | €1,021 | €397 | €24 | ▼ 94.0% |
| Profit (loss) for the period9904 | €4,885 | €47 | €2,235 | €124 | -€3,873 | ▼ 3,223% |
| Profit (loss) for the period to be appropriated9905 | €4,885 | €47 | €2,235 | €124 | -€3,873 | ▼ 3,223% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €30,127 | €31,000 | €32,050 | €28,580 | €24,816 | ▼ 13.2% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €4,046 | €2,290 | €359 | - | €1,159 | - |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €3,871 | €2,115 | €359 | - | €1,159 | - |
| Furniture and vehicles24 | €3,871 | €2,115 | €359 | - | €1,159 | - |
| Financial fixed assets28 | €175 | €175 | - | - | - | - |
| Current assets29/58 | €26,081 | €28,710 | €31,691 | €28,580 | €23,657 | ▼ 17.2% |
| Amounts receivable within one year40/41 | €3,939 | €7,153 | €8,803 | €8,522 | €5,215 | ▼ 38.8% |
| Trade receivables40 | €3,939 | €6,455 | €8,227 | €8,095 | €2,362 | ▼ 70.8% |
| Other amounts receivable41 | - | €698 | €576 | €427 | €2,853 | ▲ 568% |
| Current investments50/53 | - | - | €21,123 | - | - | - |
| Cash at bank and in hand54/58 | €19,070 | €21,257 | - | €20,058 | €17,366 | ▼ 13.4% |
| Deferred charges and accrued income490/1 | €3,072 | €300 | €1,765 | - | €1,076 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €30,127 | €31,000 | €32,050 | €28,580 | €24,816 | ▼ 13.2% |
| Equity10/15 | €20,109 | €20,156 | €22,391 | €22,516 | €18,643 | ▼ 17.2% |
| Contributions10/11 | €8,680 | €8,680 | €8,680 | €8,680 | €8,680 | = |
| Reserves13 | €9,000 | €9,000 | €11,000 | €11,000 | €11,000 | = |
| Distributable reserves133 | €9,000 | €9,000 | €11,000 | €11,000 | €11,000 | = |
| Profit (loss) carried forward14 | €2,429 | €2,476 | €2,711 | €2,836 | -€1,037 | ▼ 137% |
| Amounts payable17/49 | €10,018 | €10,844 | €9,659 | €6,064 | €6,173 | ▲ 1.8% |
| Amounts payable after more than one year17 | €2,375 | €480 | - | - | - | - |
| Financial debts170/4 | €2,375 | €480 | - | - | - | - |
| Amounts payable within one year42/48 | €7,643 | €10,364 | €9,659 | €6,064 | €6,173 | ▲ 1.8% |
| Current portion of amounts payable after more than one year42 | €1,857 | €1,895 | €480 | - | - | - |
| Trade debts44 | - | €5,755 | €6,802 | €4,016 | €5,364 | ▲ 33.6% |
| Suppliers440/4 | - | €5,755 | €6,802 | €4,016 | €5,364 | ▲ 33.6% |
| Taxes, remuneration and social security45 | €5,429 | €2,087 | €2,338 | €2,048 | - | - |
| Taxes450/3 | €4,484 | €2,087 | €2,338 | €2,048 | - | - |
| Remuneration and social security454/9 | €945 | - | - | - | - | - |
| Other amounts payable47/48 | €357 | €627 | €39 | - | €809 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,885 | €47 | €2,235 | €124 | -€3,873 | ▼ 3,223% |
| + Depreciation and write-downs630 | €1,646 | €1,756 | €1,756 | €359 | €249 | ▼ 30.6% |
| Operating cash flow (approximation) | €6,531 | €1,803 | €3,991 | €483 | -€3,624 | ▼ 850% |
| Investment in fixed assets (approximation) | - | €0 | €175 | - | - | - |
| Change in cash | - | €2,186 | - | - | -€2,692 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€3,873
Net result drops to -€3,873, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €6,626 ▲2,604%
Operating result €8,591, net result €6,626, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chimay · 1 establishment unit since 2017
Ground area
1,128 m²
Building footprint
128 m²
Volume, LiDAR
759 m³
Parcel 56067B0097/00V000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PCCOMPTAFISC
since 20172.260.985.371
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56067B0097/00V000 | Wallonia | 1,128 m² | 1 · 128 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 4,292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded23-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
cedric.prevot77@yahoo.comChimay
Phone
0476/95.66.91Chimay
E-invoicing
Reachable via Peppol
Peppol ID
0208:0669878040
Also
9925:BE0669878040
Registered
28-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.