Skip to content

CREATAX

Active
Private limited companyfounded 201610 yrs activeVlaanderenstraat 28, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0654.829.875
Summary

CREATAX has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,515 and a net result of -€878. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 48 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability27▲+9
Solvency37▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.1 against 1.15 in 2024; short-term debt: 87.9% and cash: 21.5% of total assets), and 87.9% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 30
Relative position
BE, all sectors
reference
Manufacture of other transport equipment (NACE 30)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
12.1%
Return on assets
-4.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
53 d late
2024
55 d late
2023
60 d late
2022
70 d late
2021
79 d late
2020
153 d late
2019
184 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 93 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 May 2016, CREATAX was incorporated.1 In 2026 the company took the name CREATAX.2 BOUTAKMANTI Abdelghafour has served as non-statutory director of the company since 2026.2 Total assets went from EUR 91,849 in 2018 to EUR 20,801 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 07-09-2026
  3. 3National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€2,515▼ 25.9%
2024 · €3,393
Total assets
€20,801▼ 7.6%
2024 · €22,513
Net result
-€878▲ 49.4%
2024 · -€1,736
Working capital
€1,895▼ 31.7%
2024 · €2,773
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€13,477▼ 28.9%€82,365▲ 511%-€9,778-€1,313▲ 86.6%-€726▲ 44.7%
Net result€10,765▲ 6.3%€65,889▲ 512%-€15,331-€1,736▲ 88.7%-€878▲ 49.4%
Equity€88,356▲ 13.9%€20,460▼ 76.8%€5,129▼ 74.9%€3,393▼ 33.8%€2,515▼ 25.9%
Total assets€301,629▼ 11.8%€197,014▼ 34.7%€164,611▼ 16.4%€22,513▼ 86.3%€20,801▼ 7.6%
Debt€206,523▼ 21.9%€176,554▼ 14.5%€159,482▼ 9.7%€19,120▼ 88.0%€18,286▼ 4.4%
Working capital€91,891▲ 19.4%€19,450▼ 78.8%€4,509▼ 76.8%€2,773▼ 38.5%€1,895▼ 31.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2021: €13,477€13,477Net result 2021: €10,765€10,765Operating result 2022: €82,365€82,365Net result 2022: €65,889€65,889Operating result 2023: -€9,778-€9,778Net result 2023: -€15,331-€15,331Operating result 2024: -€1,313-€1,313Net result 2024: -€1,736-€1,736Operating result 2025: -€726-€726Net result 2025: -€878-€87820212022202320242025-€20,000-€15,000-€10,000-€5,000€0Operating result 2023: -€9,778-€9,780Net result 2023: -€15,331-€15,300Operating result 2024: -€1,313-€1,310Net result 2024: -€1,736-€1,740Operating result 2025: -€726-€726Net result 2025: -€878-€878202320242025
The operating result stays negative: a loss of €726 in 2025 against €1,313 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20,801
Fixed assets €620 =
Current assets €20,181 ▼ 7.8%
Equity and liabilities €20,801
Equity €2,515 ▼ 25.9%
Debt €18,286 ▼ 4.4%
Debt's share of the balance-sheet total rises from 84.9% to 87.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.10▼
2024 · 1.15
Debt to equity
7.27▲
2024 · 5.64
ROE
-34.9%▲
2024 · -51.2%
ROA
-4.2%▲
2024 · -7.7%
Debt ≤ 1 year
€18,286▼
2024 · €19,120
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,164 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a small loss
2.2% went bankrupt
3.0% stopped otherwise
94% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,164 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€22,513€20,801▼
Fixed assets21/28€620€620=
Financial fixed assets28€620€620=
Current assets29/58€21,893€20,181▼
Amounts receivable within one year40/41€14,369€15,717▲
Other amounts receivable41€14,369€15,717▲
Cash at bank and in hand54/58€7,524€4,464▼
Equity and liabilities
Total equity and liabilities10/49€22,513€20,801▼
Equity10/15€3,393€2,515▼
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€17,067-€17,945▼
Amounts payable17/49€19,120€18,286▼
Amounts payable within one year42/48€19,120€18,286▼
Trade debts44€19,120€18,286▼
Suppliers440/4€19,120€18,286▼
Income statement Code20242025
Other operating charges640/8€1,441€512▼
Gross operating margin9900€128-€214▼
Operating profit (loss)9901-€1,313-€726▲
Financial charges65/66B€155€152▼
Recurring financial charges65€155€152▼
Profit (loss) for the period before taxes9903-€1,468-€878▲
Income taxes67/77€268-
Profit (loss) for the period9904-€1,736-€878▲
Profit (loss) for the period to be appropriated9905-€1,736-€878▲
Appropriation of the result
Profit (loss) to be appropriated9906-€17,067-€17,945▼
Profit (loss) brought forward from the previous period14P-€15,331-€17,067▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,205€2,205€390---
Provisions for liabilities and charges: additions (uses and reversals)635/8€6,750-€6,750----
Other operating charges640/8€6,106€1,000€4,540€1,441€512▼ 64.4%
Gross operating margin9900€28,538€78,820-€4,848€128-€214▼ 267%
Operating profit (loss)9901€13,477€82,365-€9,778-€1,313-€726▲ 44.7%
Financial income75/76B--€275---
Recurring financial income75--€275---
Financial charges65/66B€20€4€1,959€155€152▼ 2.0%
Recurring financial charges65€20€4€1,959€155€152▼ 2.0%
Profit (loss) for the period before taxes9903€13,457€82,361-€11,462-€1,468-€878▲ 40.2%
Income taxes67/77€2,691€16,472€3,869€268--
Profit (loss) for the period9904€10,765€65,889-€15,331-€1,736-€878▲ 49.4%
Profit (loss) for the period to be appropriated9905€10,765€65,889-€15,331-€1,736-€878▲ 49.4%
Line20212022202320242025Change
Assets
Total assets20/58€301,629€197,014€164,611€22,513€20,801▼ 7.6%
Fixed assets21/28€3,215€1,010€620€620€620=
Tangible fixed assets22/27€2,595€390€0---
Furniture and vehicles24€2,595€390€0---
Financial fixed assets28€620€620€620€620€620=
Current assets29/58€298,415€196,004€163,991€21,893€20,181▼ 7.8%
Amounts receivable within one year40/41€30,976€21,961€17,496€14,369€15,717▲ 9.4%
Trade receivables40€14,755€5,740€3,127---
Other amounts receivable41€16,221€16,221€14,369€14,369€15,717▲ 9.4%
Cash at bank and in hand54/58€267,438€174,043€146,495€7,524€4,464▼ 40.7%
Equity and liabilities
Total equity and liabilities10/49€301,629€197,014€164,611€22,513€20,801▼ 7.6%
Equity10/15€88,356€20,460€5,129€3,393€2,515▼ 25.9%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€67,896--€15,331-€17,067-€17,945▼ 5.1%
Provisions and deferred taxes16€6,750€0----
Provisions for liabilities and charges160/5€6,750€0----
Major repairs and maintenance162€6,750€0----
Amounts payable17/49€206,523€176,554€159,482€19,120€18,286▼ 4.4%
Amounts payable within one year42/48€206,523€176,554€159,482€19,120€18,286▼ 4.4%
Trade debts44€167,542€23,926€23,760€19,120€18,286▼ 4.4%
Suppliers440/4€167,542€23,926€23,760€19,120€18,286▼ 4.4%
Taxes, remuneration and social security45€28,091€16,755----
Taxes450/3€2,691€16,755----
Remuneration and social security454/9€25,400-----
Other amounts payable47/48€10,890€135,873€135,723---
Line20212022202320242025Change
Profit (loss) for the period9904€10,765€65,889-€15,331-€1,736-€878▲ 49.4%
+ Depreciation and write-downs630€2,205€2,205€390---
Operating cash flow (approximation)€12,970€68,094-€14,941-€1,736-€878▲ 49.4%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€93,395-€27,548-€138,971-€3,060▲ 97.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 53 days late
07-09
State Gazette act Resignation: BOUTAKMANTI Mohamed (manager)
Appointment: BOUTAKMANTI Abdelghafour (non-statutory director) · Statutes amendment · Capital conversion13 facts ▸
  • General meeting, 24-07-2026
  • Statutes amendment
  • Capital conversion, statutair onbeschikbare eigenvermogensrekening
  • Capital conversion, eigen vermogensrekening niet-opgevraagde inbrengen
  • Reserve release, tevens voor eventuele toekomstige bijstortingen van het in het verleden geplaatste kapitaal dat nog niet werd gestort, statutair onbeschikbare eigenvermogensrek…
  • Name change, CREATAX
  • Purpose change
  • Statutes amendment
  • Director resignation, BOUTAKMANTI Mohamed (manager)
  • Board rule, 1
  • Director appointment, BOUTAKMANTI Abdelghafour (non-statutory director)
  • Power of attorney
  • +1 further facts in this act
2025
24-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
29-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial Weakest financial yearnet -€15,331
Net result drops to -€15,331, the lowest in the series; recovery starts the following year.
09-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial Highest result since 2018net €65,889 ▲512%
Operating result €82,365, net result €65,889, both a record.
18-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 79 days late
2021
31-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 184 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
29-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 121 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 director, last change in 2026
BOUTAKMANTI Abdelghafour
Non-statutory director · since 07-09-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2026
seat establishment The establishment unit on the map
Ground area
65 m²
Building footprint
65 m²
Volume, LiDAR
624 m³
Parcel 23642D0341/00G000, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
CREATAX
Vlaanderenstraat 28, 1800 VilvoordeCertified accountants and tax accountants
since 20262.388.161.576
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23642D0341/00G000 Flanders 65 m² 1 · 65 m² 10.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
BOUTAKMANTI Abdelghafour
  • Non-statutory director, from 07-09-2026 to date
BOUTAKMANTI Mohamed
  • Manager, until 07-09-2026
See the board, name and seat on a given date →

Articles of association

Who signs
Annual meeting
Last Friday of June at 20:00
Purpose
De boekhouding en de boekhoudkundige diensten organiseren en advies verstrekken inzake de boekhoudkundige organisatie bij ondernemingen; Het bepalen van de resultaten en het…
Full purpose (12 activities)
  1. De boekhouding en de boekhoudkundige diensten organiseren en advies verstrekken inzake de boekhoudkundige organisatie bij ondernemingen
  2. Het bepalen van de resultaten en het opmaken van de jaarrekening conform de wettelijke bepalingen ter zake
  3. Het openen, het houden, het centraliseren en het sluiten van boekingen geschikt voor het opmaken van de rekeningen
  4. Alle boekhoudstukken nazien en corrigeren die niet leiden tot een attestering of een expertiseverslag bestemd om aan derden te worden afgegeven
  5. De analyse met boekhoud technische procedés van de positie en werking van ondernemingen vanuit het oogpunt van hun kredietwaardigheid, rentabiliteit en risico’s die niet leidt tot een attestering of een expertiseverslag bestemd om aan derden te worden afgegeven
  6. Zowel privé- als gerechtelijke expertise met betrekking tot de boekhouding van ondernemingen
  7. Elke opdracht bedoeld in 4° tot en met 6° uitgevoerd door een gecertificeerd accountant, andere dan de gebruikelijke beroepsbeoefenaar, die leidt tot een attestering of een expertiseverslag bestemd om aan derden te worden afgegeven
  8. Andere opdrachten waarvan de uitvoering bij of krachtens de wet zijn voorbehouden aan de gecertificeerd accountant
  9. Het verstrekken van advies in alle fiscale aangelegenheden
  10. Het bijstaan van de belastingplichtige bij het nakomen van zijn fiscale verplichtingen
  11. Het vertegenwoordigen van de belastingplichtige bij de belastingdiensten
  12. Het organiseren van administratieve diensten en advies verstrekken over de administratieve organisatie van ondernemingen
Legal form clause
Capital
Share issue rule
Aandelen moeten bij hun uitgifte worden volgestort, In geval van een enige aandeelhouder-bestuurder, bepaalt deze laatste vrij, naargelang de behoeften van de v…
15, per e-mail of, voor de personen waarvan de vennootschap niet over een e-mailadres beschikt, per gewone post, op dezelfde dag te verzenden als de communicati…
Share class
Op naam, De aandeelhouders mogen kennis nemen van dit register betreffende hun effecten
Transfer restriction
De bepalingen van dit artikel zijn van toepassing op elke overdracht onder levenden, zowel ten bezwarende titel als ten kosteloze titel, zowel vrijwillig als ge…
Board rule
Artikel 10. Bestuursorgaan
Hij kan bijzondere machten toekennen aan elke mandataris, Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweer…
Deze wordt geboekt op de algemene kosten, los van eventuele representatie-, reis- en verplaatsingskosten, Indien het mandaat van de bestuurder bezoldigd is, dan…
Het bestuursorgaan bepaalt of zij alleen, dan wel gezamenlijk optreden, De gedelegeerden voor het dagelijks bestuur kunnen in het kader van dat bestuur bijzonde…
Meeting access
Mag deelnemen aan de algemene vergadering zonder te kunnen deelnemen aan de stemming
Meeting procedure
Artikel 17. Zittingen – processen-verbaal
Voting rule
Artikel 18. Beraadslagingen
Profit allocation
Algemene vergadering bepaalt de aanwending van de jaarlijkse nettowinst op voorstel van het bestuursorgaan, bij gebrek aan dergelijke bestemmingsbeslissing word…
Dissolution rule
Op elk moment, beslissing van de algemene vergadering
Liquidation rule
Indien geen andere vereffenaar zou zijn benoemd, bestuurder(s) in functie
Liquidation distribution
Goederen die nog in natura voorhanden zijn op dezelfde wijze verdeeld, netto actief verdeeld onder alle aandeelhouders naar verhouding van het aantal aandelen d…
Elected domicile
Alle mededelingen, aanmaningen, dagvaardingen en betekeningen hem geldig kunnen worden gedaan, op de zetel
Jurisdiction
Rechtbank in wiens rechtsgebied de zetel is gevestigd, elk betwisting omtrent de zaken van de vennootschap en de uitvoering van deze statuten
Statutes amendment
Artikel 27. Gemeen recht
Registered office clause
Vlaams Gewest, administratieve zetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit van het bestuursorgaan…
Other provisions
Doet geen afbreuk aan de andere genomen besluiten tenzij de algemene vergadering er anders over beslist, bestuursorgaan tijdens de zitting

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Capital over the years
  1. 07-09-2026 Converted to unavailable equity
  2. 07-09-2026 Converted to uncalled contributions

Similar companies · same sector, comparable size

Of 18 companies in sector 30200 we hold annual accounts for 12. 1 is within a factor 10 of this equity. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-05-2016
Fiscal year end31-12
Legal name NL NETMATIC
Activities, NACEBEL 2025
30200Manufacture of other transport equipment
69201Certified accountants and tax accountants
26400Manufacture of computer, electronic and optical products
E-invoicing
Reachable via Peppol
Peppol ID 0208:0654829875
Also 9925:BE0654829875

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.