Equity
-€32,594
Debts exceed assets in financial year 2025.
PCAP
Lifetime
13 annual accounts with figures on one time axispeak €43,730 (2023)
€33,877▲ 12.7%
lowest -€52,116 (2022)
€3,523▲ €7,624
peak €29,818 (2019)
-€32,594▲ €3,523
€151,085▲ 3.7%
Board2 names since 2021
2 directorsPoncelet Claude and 1 other
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €30,056 to €33,877Back to profit: €3,523
Key points
from the 2025 annual accountsDebts
€151,085 128% of the balance sheet
Financial debts 0%Suppliers 1%Taxes and wages 6%Other 93%
Of this, €144,485 falls due within a year.
Position in the sector
-€32,594
Less equity than 95% of companies in head offices and management consultancy. Sector median €78,242 · 39,408 companies.
2025 accounts filed 61 days after the deadline
Checked score
54
Fair
Financially stronger than 29% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€32,594
lowers risk
Size: total assets €118,491
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.79, cash €83,540
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 33% on liquidity, 22% on profitability and 57% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,379 companies had the same profile as PCAP has now. Each dot stands for 4 companies, two years later.
94.3%
were still trading
3.2%
stopped another way
2.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PCAP itself is lower: 0.3% within 12 months. It rests on far more data about PCAP than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,379 companies, not a prediction for PCAP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.79 (0.72 in 2024), below 1. Short-term debt is 121.9% and cash 70.5% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 39376 sector peers (2025).
NBB · sector comparisonPosition among 39376 sector peers
Solvency
better than 6%
← weakest
strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
28 days late
2023
27 days late
2022
21 days late
2021
29 days late
2020
31 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0501791985
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
“Kapsalon; Schoonheid en esthetische zorg; Schoonheidsadvies en verzorging van gezicht, huid en lichaam…” (deed in Dutch) · Board composition: PONCELET Claude (director) · Board composition: WESEL Anne (director) · General meeting of 02-12-2022 · Gazette deed
New establishment in Tervuren
Maison MP, Brusselsesteenweg 81
Incorporation
published on 17-12-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PCAP Wezembeek-Oppem | €118,491 | €33,877 | -27.5% | - |
| A&O Pro Support Geetbets | €116,205 | €35,383 | 75.2% | - |
| Nico Van Buitenen Scherpenheuvel-Zichem | €132,099 | €32,558 | 62.2% | - |
| BRAUX MANAGEMENT Affligem | €114,009 | €36,566 | 75.0% | - |
| SKELCO Meise | €124,564 | €32,254 | 39.5% | - |
| KG Consulting Tremelo | €139,943 | €38,053 | 84.4% | - |
| One Mind Projects Tremelo | €145,160 | €32,048 | 52.3% | - |
These companies have the same main activity as PCAP: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €114,000 and €145,000, founded between 2010 and 2013.
Official details
Source: KBO- Status
- Active since 06-12-2012Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Joint committee
- 314Hairdressing and beauty care · annual accounts 2025
- Establishment units
- 2.215.625.4011970 Wezembeek-Oppem, since 06-12-2012
- 2.362.476.4713080 Tervuren, since 01-11-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 25-02-2025
Annual accounts 2025
- ≈ €99,000estimated
- €118,491▲ 8.2%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 30-09-2026
Insights on PCAP
PCAP files the micro format. That format states no turnover. The gross margin rose from -€29,651 in 2013 to €33,877 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PCAP
- What is the company number of PCAP?
- The company number of PCAP is 0501.791.985. The VAT number is the same number with BE in front: BE 0501.791.985.
- Where is PCAP based?
- The registered office is at Hendrik Neefsstraat 2, 1970 Wezembeek-Oppem.Company details
- What does PCAP do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of PCAP?
- PCAP is a private limited company (BV).
- When was PCAP founded?
- PCAP was founded on 06-12-2012.
- Is PCAP still active?
- Yes, PCAP is an active enterprise in the KBO register.
- How many employees does PCAP have?
- PCAP had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does PCAP fall under?
- In its 2025 annual accounts, PCAP states joint committee 314 (Hairdressing and beauty care).
- What is the turnover of PCAP?
- The turnover in financial year 2025 is ≈ €99,000. This figure is estimated from the gross margin of €33,877 and 144 comparable companies (NACE 70200). It probably lies between €59,000 and €140,000.
- Is PCAP profitable?
- In financial year 2025, PCAP made a profit of €3,523.
- Where can I find the annual accounts of PCAP?
- PCAP filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PCAP due?
- PCAP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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