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PC STUFF

Open bankruptcy
Private limited company (pre-2019)founded 2002Uitbreidingslaan 4, 9160 Lokeren, BelgiumKBO/BCE: BE 0478.822.979

A bankruptcy procedure is open for PC STUFF according to publications in the Belgian Official Gazette; trustee: Heidi De Cauwer.

Summary

The 2023 annual accounts show equity of €343,117 and a net result of -€64,323.

PC STUFFOpen bankruptcy

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

The judgment is more than a year old: a claim can no longer be filed, not even late. The trustee knows whether anything will still be paid out.

The procedure

Court
Enterprise Court of Ghent, Dendermonde division
Declared bankrupt
14 January 2025
Supervising judge
Evelyne Martens
Official Gazette
22-01-2025 (pdf) ↗search the document for 2025/102510

Deadlines

Provisional date payments stopped
14 July 2024Moved back by judgment of 18 November 2025. Payments and security you received since that day can in some cases be challenged by the trustee.art. XX.105, XX.111 and XX.112, Code of Economic Law
Appeal or third-party opposition until
passed on 6 February 2025Fifteen days after the publication in the Official Gazette.art. XX.108, Code of Economic Law
File the claim in RegSol, the Belgian insolvency register, until
passed on 13 February 2025art. XX.104 and XX.155, Code of Economic Law
First verification report
passed on 21 February 2025Reclaim goods that are still yours, such as goods delivered under retention of title, before this day.art. XX.104 and XX.194, Code of Economic Law
Late claim until
passed on 14 January 2026A late claim shares only in what has not yet been paid out, and you bear its costs.art. XX.165, Code of Economic Law

Trustee

  • Heidi De CauwerHouten Schoen 14, 9100 Sint- Niklaasheidi.decauwer@gmail.com

What to do now

  1. The deadlines to file your claim have passed, including for a late claim: that was possible until a year after the judgment.
  2. Ask the trustee whether anything will still be paid out and whether your claim was admitted.
  3. Follow the file in RegSol: the trustee's reports appear there.
  4. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered, subject to conditions.

The judgment is more than a year old: the deadline for a late claim (art. XX.165, Code of Economic Law) has passed too.

View the file in RegSol ↗ Follow Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.Creditor guide for this company

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Overview

Activity
Retail sale of information and communication equipment
NACE 47400
1 site
Size
€771,830total assets 2023
Staff
3.4 FTE
Equity
€343,117
Loss
-€64,323
Turnover not published (abbreviated or micro format)
Financial health
Open bankruptcy: no score
Structure
Parent
Marrou Consulting · 100%
4 deeds in the Belgian Official Gazette
Signalsraises riskOpen bankruptcyShow the evidence

Signals

1 signal.
raises risk
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgian Official Gazette. Claims are handled by the appointed trustee. The KBO register also records: open bankruptcy.
Belgian Official Gazette
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Date of cessation of payments moved…Enterprise Court of Ghent, Dendermonde…
  2. OpeningEnterprise Court of Ghent, Dendermonde…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Financials · financial year 2023, abbreviated format

2023 annual accounts filed late (124 days) Filed on 2 December 2024, deadline 31 July 2024 (7 months after the close on 31 December 2023, Companies Code art. 3:10). Source: NBB, 2024-00610815.

Equity
€343,117▼ 15.8%
2022 · €407,440
Total assets
€771,830▼ 7.7%
2022 · €836,023
Net result
-€64,323
2022 · €79
Working capital
€328,838▼ 27.4%
2022 · €452,679
Trend over the years

2019 to 2023, 5 financial years 2018 to 2023, 6 financial years

The operating result stays negative: a loss of €53,396 in 2023 against €1,412 in 2022; the loss grows and 2023 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€53,396 2023 Net result-€64,323 2023

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line201820192020202120222023
Operating result€15,223-€140,613▲ 824%€61,822▼ 56.0%-€7,739-€1,412▲ 81.8%-€53,396▼ 3,682%
Net result€8,484-€133,933▲ 16×€42,220within the sector's middle half▼ 68.5%-€51,595below the sector's middle half€79below the sector's middle half-€64,323below the sector's middle half
Equity€283,737-€416,736▲ 46.9%€458,955within the sector's middle half▲ 10.1%€407,361within the sector's middle half▼ 11.2%€407,440within the sector's middle half=€343,117within the sector's middle half▼ 15.8%
Total assets€295,503-€703,997▲ 138%€654,017within the sector's middle half▼ 7.1%€739,358within the sector's middle half▲ 13.0%€836,023within the sector's middle half▲ 13.1%€771,830within the sector's middle half▼ 7.7%
Debt€11,766-€287,261▲ 24×€195,062▼ 32.1%€331,997▲ 70.2%€428,583▲ 29.1%€428,713=
Working capital€266,795-€451,880▲ 69.4%€432,376above the sector's middle half▼ 4.3%€390,873within the sector's middle half▼ 9.6%€452,679within the sector's middle half▲ 15.8%€328,838within the sector's middle half▼ 27.4%
Solvency96.0%-59.2%▼ 36.8pp70.2%above the sector's middle half▲ 11.0pp55.1%within the sector's middle half▼ 15.1pp48.7%within the sector's middle half▼ 6.4pp44.5%within the sector's middle half▼ 4.3pp
Current ratio24.14-2.91▼ 21.233.28above the sector's middle half▲ 0.372.19within the sector's middle half▼ 1.093.80above the sector's middle half▲ 1.612.42within the sector's middle half▼ 1.38
Return on assets (ROA)2.9%-19.0%▲ 16.2pp6.5%within the sector's middle half▼ 12.6pp-7.0%below the sector's middle half▼ 13.4pp0.0%below the sector's middle half▲ 7.0pp-8.3%below the sector's middle half▼ 8.3pp
Staff (FTE)2.9-2.9=4.1within the sector's middle half▲ 41.4%4.4within the sector's middle half▲ 7.3%4.3within the sector's middle half▼ 2.3%3.4within the sector's middle half▼ 20.9%
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €771,830
Fixed assets €211,631 ▼ 4.6%
Current assets €560,199 ▼ 8.8%
Equity and liabilities €771,830
Equity €343,117 ▼ 15.8%
Debt €428,713 =
Debt's share of the balance-sheet total rises from 51.3% to 55.5%. Equity is lower.
Key figures and ratios
2023 value · change against 2022
EBITDA
-€43,215▼
2022 · €16,037
Cash flow
-€54,142▼
2022 · €17,528
Quick ratio
0.55▼
2022 · 1.13
Debt to equity
1.25▲
2022 · 1.05
ROE
-18.7%▼
2022 · 0.0%
Interest coverage
-4.00▼
2022 · 2.64
Debt ≤ 1 year
€231,361▲
2022 · €161,533
Debt > 1 year
€194,053▼
2022 · €267,051
Income taxes
€121▼
2022 · €207
Staff costs
€146,483▼
2022 · €163,327
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 52 lines
Balance sheet Code20222023
Assets
Total assets20/58€836,023€771,830▼
Fixed assets21/28€221,811€211,631▼
Tangible fixed assets22/27€221,811€211,631▼
Plant, machinery and equipment23€1,246€836▼
Furniture and vehicles24€5,346€2,984▼
Other tangible fixed assets26€215,219€207,810▼
Current assets29/58€614,212€560,199▼
Stocks and contracts in progress3€432,070€432,070=
Stocks30/36€432,070€432,070=
Amounts receivable within one year40/41€167,836€102,929▼
Trade receivables40€19,741€14,646▼
Other amounts receivable41€148,095€88,283▼
Cash at bank and in hand54/58€7,936€21,533▲
Deferred charges and accrued income490/1€6,370€3,667▼
Equity and liabilities
Total equity and liabilities10/49€836,023€771,830▼
Equity10/15€407,440€343,117▼
Contributions10/11€183,500€183,500=
Reserves13€14,989€14,989=
Non-distributable reserves130/1€14,989€14,989=
Reserves not available under the articles1311€14,989€14,989=
Profit (loss) carried forward14€208,952€144,629▼
Amounts payable17/49€428,583€428,713=
Amounts payable after more than one year17€267,051€194,053▼
Financial debts170/4€267,051€194,053▼
Amounts payable within one year42/48€161,533€231,361▲
Current portion of amounts payable after more than one year42€29,447€54,248▲
Financial debts43€39,960€39,544▼
Other loans439€39,960€39,544▼
Trade debts44€67,300€46,995▼
Suppliers440/4€67,300€46,995▼
Taxes, remuneration and social security45€16,425€42,571▲
Taxes450/3€154€23,623▲
Remuneration and social security454/9€16,270€18,948▲
Other amounts payable47/48€8,402€48,003▲
Accrued charges and deferred income492/3-€3,299
Income statement Code20222023
Non-recurring operating income76A-€2,300
Remuneration, social security and pensions62€163,327€146,483▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,449€10,181▼
Other operating charges640/8€1,975€3,120▲
Gross operating margin9900€181,338€106,388▼
Operating profit (loss)9901-€1,412-€53,396▼
Financial income75/76B€7,777-
Recurring financial income75€7,777-
Financial charges65/66B€6,080€10,806▲
Recurring financial charges65€6,080€10,806▲
Profit (loss) for the period before taxes9903€286-€64,202▼
Income taxes67/77€207€121▼
Profit (loss) for the period9904€79-€64,323▼
Profit (loss) for the period to be appropriated9905€79-€64,323▼
Appropriation of the result
Profit (loss) to be appropriated9906€208,952€144,629▼
Profit (loss) brought forward from the previous period14P€208,872€208,952=
Social balance sheet
Average headcount (FTE)90874.33.4▼

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line201820192020202120222023Change
Non-recurring operating income76A---€5,000-€2,300-
Remuneration, social security and pensions62---€121,573€163,327€146,483▼ 10.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,949€14,903€16,114€16,894€17,449€10,181▼ 41.7%
Other operating charges640/8---€5,149€1,975€3,120▲ 58.0%
Gross operating margin9900€96,973€224,988€222,854€135,878€181,338€106,388▼ 41.3%
Operating profit (loss)9901€15,223€140,613€61,822-€7,739-€1,412-€53,396▼ 3,682%
Financial income75/76B---€29€7,777--
Recurring financial income75€1,962€1,036€117€29€7,777--
Financial charges65/66B---€3,033€6,080€10,806▲ 77.7%
Recurring financial charges65€3,908€3,254€2,199€3,033€6,080€10,806▲ 77.7%
Profit (loss) for the period before taxes9903€13,277€138,395€59,740-€10,743€286-€64,202-
Income taxes67/77€4,792€4,462€17,521€40,851€207€121▼ 41.4%
Profit (loss) for the period9904€8,484€133,933€42,220-€51,595€79-€64,323-
Transfer from tax-exempt reserves789---€962---
Profit (loss) for the period to be appropriated9905€8,484€133,933€42,220-€50,632€79-€64,323-
Line201820192020202120222023Change
Assets
Total assets20/58€295,503€703,997€654,017€739,358€836,023€771,830▼ 7.7%
Fixed assets21/28€17,179€16,086€32,077€19,572€221,811€211,631▼ 4.6%
Tangible fixed assets22/27€17,179€16,086€32,077€19,572€221,811€211,631▼ 4.6%
Plant, machinery and equipment23---€2,467€1,246€836▼ 32.9%
Furniture and vehicles24---€11,347€5,346€2,984▼ 44.2%
Other tangible fixed assets26---€5,758€215,219€207,810▼ 3.4%
Current assets29/58€278,324€687,911€621,940€719,786€614,212€560,199▼ 8.8%
Stocks and contracts in progress3€172,192€208,571€345,375€489,375€432,070€432,070=
Stocks30/36---€489,375€432,070€432,070=
Amounts receivable within one year40/41€36,626€396,413€245,338€207,852€167,836€102,929▼ 38.7%
Trade receivables40---€26,725€19,741€14,646▼ 25.8%
Other amounts receivable41---€181,127€148,095€88,283▼ 40.4%
Cash at bank and in hand54/58€63,170€80,187€30,903€16,734€7,936€21,533▲ 171%
Deferred charges and accrued income490/1---€5,825€6,370€3,667▼ 42.4%
Equity and liabilities
Total equity and liabilities10/49€295,503€703,997€654,017€739,358€836,023€771,830▼ 7.7%
Equity10/15€283,737€416,736€458,955€407,361€407,440€343,117▼ 15.8%
Contributions10/11€183,500€183,500-€183,500€183,500€183,500=
Reserves13€9,076€15,951€15,951€14,989€14,989€14,989=
Non-distributable reserves130/1---€14,989€14,989€14,989=
Reserves not available under the articles1311---€14,989€14,989€14,989=
Profit (loss) carried forward14€91,162€217,285€259,504€208,872€208,952€144,629▼ 30.8%
Amounts payable17/49€11,766€287,261€195,062€331,997€428,583€428,713=
Amounts payable after more than one year17--€5,497€3,084€267,051€194,053▼ 27.3%
Financial debts170/4---€3,084€267,051€194,053▼ 27.3%
Amounts payable within one year42/48€11,528€236,032€189,564€328,913€161,533€231,361▲ 43.2%
Current portion of amounts payable after more than one year42---€2,413€29,447€54,248▲ 84.2%
Financial debts43---€85,000€39,960€39,544▼ 1.0%
Other loans439---€85,000€39,960€39,544▼ 1.0%
Trade debts44€745-€115,964€180,425€67,300€46,995▼ 30.2%
Suppliers440/4---€180,425€67,300€46,995▼ 30.2%
Taxes, remuneration and social security45---€61,075€16,425€42,571▲ 159%
Taxes450/3---€39,699€154€23,623▲ 153×
Remuneration and social security454/9---€21,376€16,270€18,948▲ 16.5%
Other amounts payable47/48----€8,402€48,003▲ 471%
Accrued charges and deferred income492/3-----€3,299-
Line201820192020202120222023Change
Profit (loss) for the period9904€8,484€133,933€42,220-€51,595€79-€64,323-
+ Depreciation and write-downs630€14,949€14,903€16,114€16,894€17,449€10,181▼ 41.7%
Operating cash flow (approximation)€23,434€148,836€58,333-€34,700€17,528-€54,142-
Investment in fixed assets (approximation)--€13,809-€32,105-€4,389-€219,688€0-
Change in cash-€17,016-€49,283-€14,169-€8,798€13,598-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 21 filings with the National Bank
Financial year Type Filed Reference
31-12-2023 abbreviated format 02-12-2024 2024-00610815
31-12-2022 abbreviated format 17-07-2023 2023-00240749
31-12-2021 abbreviated format 15-10-2022 2022-20461623
31-12-2020 abbreviated format 16-12-2021 2021-80500300
31-12-2019 micro format 10-11-2020 2020-70100261
31-12-2018 micro format 17-06-2019 2019-18800464
31-12-2017 micro format 10-08-2018 2018-45100458
31-12-2016 micro format 29-08-2017 2017-51500402
31-12-2015 abbreviated format 31-08-2016 2016-55900193
31-12-2014 abbreviated format 08-09-2015 2015-58200239

Show all 21 filings

Similar companies · same sector, comparable size

Of the 3,171 active companies whose main activity is retail sale of information and communication equipment (NACE 47400), figures are known for 1,815. 1,217 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 to 2024 · 4 entries · €22,449 awarded · €22,449 paid
Year Entries AwardedPaid
2024 1 €2,104€2,104
2023 2 €7,826€7,826
2022 1 €12,519€12,519
Schemes
3 entries · €22,074 · €22,074 paid · Departement Werk en Sociale Economie
1 entry · €375 · €375 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Insolvency mandates

1 mandate
Role Name Tenure
Trustee Heidi De Cauwer
Houten Schoen 14, 9100 Sint- Niklaas
14-01-2025 → present

Owners and capital

Owners

1 owner

Chain of control

  1. Marrou Consulting 100%
  2. PC STUFF

Highest known parent: Marrou Consulting. The sources do not say who stands above it.

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Group and network

Connections & network

Depth

The network starts from this company’s shareholders. What else they own or run appears here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 21 November 2002, PC STUFF was incorporated.1 Total assets went from €295,503 in 2018 to €771,830 in 2023 and headcount from 2.9 to 3.4 full-time equivalents.2 The company was declared bankrupt on 14 January 2025.3

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2023
  3. 3Belgian Official Gazette, 22-01-2025

Acts, filings and financial milestones

2025
24-11
Bankruptcy Date of cessation of payments moved back
Enterprise Court of Ghent, Dendermonde division · judgment of 18-11-2025
22-01
Bankruptcy Opening
Enterprise Court of Ghent, Dendermonde division · judgment of 14-01-2025
2024
02-12
NBB filing Annual accounts filed
financial year 2023 · abbreviated format · 124 days late
2023
31-12
Financial Weakest financial yearnet -€64,323
Net result drops to -€64,323, the lowest in the series.
17-07
NBB filing Annual accounts filed
financial year 2022 · abbreviated format
2022
31-12
Financial Back to profitnet €79
Net result €79 after one loss-making year.
15-10
NBB filing Annual accounts filed
financial year 2021 · abbreviated format · 76 days late
2021
16-12
NBB filing Annual accounts filed
financial year 2020 · abbreviated format · 138 days late
2020
10-11
NBB filing Annual accounts filed
financial year 2019 · micro format · 102 days late
2019
31-12
Financial Highest result from 2018 to 2023net €133,933 ▲1,479%
Operating result €140,613, net result €133,933, both a record.
17-06
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
10-08
NBB filing Annual accounts filed
financial year 2017 · micro format · 10 days late
Show earlier events
2017
29-08
NBB filing Annual accounts filed
financial year 2016 · micro format · 29 days late
2016
31-08
NBB filing Annual accounts filed
financial year 2015 · abbreviated format · 31 days late
2015
08-09
NBB filing Annual accounts filed
financial year 2014 · abbreviated format · 39 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 21 annual accounts filed, the latest 10 are here; all 21 are under Financials.
0 of 4 deeds read
About the unread acts

We know of 4 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded21-11-2002
Financial year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62100Computer programming
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Dual-learning approval

2 ended
Pc-technicus (so)
discontinued · 2023 to 2025
Pc-technicus (so)
ended · 2018 to 2023

Environmental permits

1 application in Flanders since 2022
Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning)
Discontinued on 23-08-2022submitted 19-05-2022authority: Lokerenproject 2022072278

Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2002
registered office establishment The establishment unit on the map
Ground area
1,270 m²
Building footprint
364 m²
Building volume
3,506 m³
Parcel 46014A0391/00F000, Flanders · tallest building 16.8 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Wallabie Computers
Uitbreidingslaan 4, 9160 LokerenComputer programming
since 2002unit no. 2.115.641.066
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
46014A0391/00F000 Flanders 1,270 m² 1 · 364 m² 16.8 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.