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CONSEVA

Active
Private limited companyfounded 1999active for 27 yearsHagewindestraat(BEV) 24, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0465.849.032
Summary

CONSEVA has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €346,521 and a net result of €35,347. Equity is growing by about 7.6% per year across the filed financial years. Its solvency ranks better than 36% of 10,582 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Business and other management consultancy
NACE 70200Retail sale of information and communication equipment NACE 47400
3 sites
Size
€939,899total assets 2025
Staff
9 FTE
Equity
€346,521
Profit
€35,347
Turnover not published (abbreviated format)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Parent
COMPUTER CHECKPOINT · 99%
Accounts filed 31 days late0 of 2 deeds read
Why 65raises riskLatest accounts 31 days late; 3 of the last 3 lateLiquidity: current ratio 0.71, cash €15,098Size: 9 FTE, total assets €939,899lowers riskFounded in 1999Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 35% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Average
Solvency 62+6
equity 36.9% of total assets
Liquidity 41=
short-term debt 27.4% · cash 1.6%
Profitability 55+25
return on assets 3.8%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,325 companies, NACE 70, micro)
Last 24 months 11-2024: 3.8% 12-2024: 1.8%▼ -2.0 percentage points vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.7%▼ -0.1 percentage points vs 05-2025 07-2025: 2.0%▲ +0.3 percentage points vs 06-2025 08-2025: 2.8%▲ +0.8 percentage points vs 07-2025 09-2025: 3.2%▲ +0.4 percentage points vs 08-2025 10-2025: 3.8%▲ +0.6 percentage points vs 09-2025highest value 11-2025: 2.1%▼ -1.7 percentage points vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.0%▼ -0.1 percentage points vs 03-2026 05-2026: 2.1%▲ +0.1 percentage points vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 1.9%▼ -0.1 percentage points vs 06-2026 08-2026: 2.9%▲ +1.0 percentage point vs 07-2026 09-2026: 1.1%▼ -1.8 percentage points vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026lowest value
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.71, compared with 0.88 in 2024, below 1; short-term debt: 27.4% and cash: 1.6% of total assets), and 63.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 35% on solvency, 21% on liquidity, 25% on profitability and 58% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.71, cash €15,098
NBB · annual accounts
raises risk · Size: 9 FTE, total assets €939,899
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
92 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €35,347
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€18,973 in 2024 €35,347 View
  • Controlled by COMPUTER CHECKPOINT 99% View
  • Among the largest 13% on gross marginsector median €83,839 · 10,559 companies €474,686 View

By topic

Financials

Financial year
2025
Total assets
€939,899
Profit
€35,347
Solvency
36.9%
Total assets▼ 6.4%
Net result
20182025
Go to Financials

Timeline

Events
31
Since
2000
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 31-10-2024Annual accounts filed
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
16-04-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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