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PC Partner

Active
Private limited companyfounded 201511 yrs activeAntwerpsesteenweg 41, 2520 Ranst, BelgiumKBO/BCE: BE 0633.755.735

PC Partner has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
64 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-3
Solvency31▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.98 in 2024; short-term debt: 49.1% and cash: 14.3% of total assets), and 94.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
5.9%
Return on assets
1.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2692 sector peers (2025).
NBB · sector comparison
Position among 2692 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
5 d late
2023
30 d late
2022
9 d late
2021
3 d early
2020
29 d late
2019
33 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€44k▼ 54.2%
2024 · €96k
2018: €31k 2019: €28k 2020: €38k 2021: €113k 2022: €126k 2023: €109k 2024: €96k
2018 → 2025
Total assets
€747k▲ 11.8%
2024 · €668k
2018: €95k 2019: €176k 2020: €159k 2021: €531k 2022: €621k 2023: €736k 2024: €668k
2018 → 2025
Net result
€11k▼ 62.4%
2024 · €28k
2018: €-861 2019: €-3k 2020: €10k 2021: €75k 2022: €39k 2023: €5k 2024: €28k
2018 → 2025
Working capital
€-26k▼ 634%
2024 · €-4k
2018: €12k 2019: €8k 2020: €-4k 2021: €-1k 2022: €-24k 2023: €-104k 2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€113k-€126k▲ 11.9%€109k▼ 13.9%€96k▼ 11.6%€44k▼ 54.2%
Operating result€80k-€55k▼ 31.3%€27k▼ 50.5%€50k▲ 84.7%€41k▼ 18.5%
Net result€75k-€39k▼ 47.9%€5k▼ 86.0%€28k▲ 415%€11k▼ 62.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €80k€80kNet result 2021: €75k€75kOperating result 2022: €55k€55kNet result 2022: €39k€39kOperating result 2023: €27k€27kNet result 2023: €5k€5kOperating result 2024: €50k€50kNet result 2024: €28k€28kOperating result 2025: €41k€41kNet result 2025: €11k€11k20212022202320242025
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €747k
Fixed assets €407k▼ 14.2%
Current assets €340k▲ 75.4%
Equity and liabilities €747k
Equity €44k▼ 54.2%
Debt €703k▲ 22.9%
The debt ratio rises from 85.6% to 94.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€110k
2024 · €116k
Cash flow
€79k
2024 · €94k
Solvency
5.9%
2024 · 14.4%
Current ratio
0.93
2024 · 0.98
Quick ratio
0.86
2024 · 0.96
Debt / equity
15.99
2024 · 5.95
ROE
24.1%
2024 · 29.3%
ROA
1.4%
2024 · 4.2%
Interest coverage
6.46
2024 · 8.17
Debt
€703k
2024 · €572k
Debt ≤ 1 year
€367k
2024 · €198k
Debt > 1 year
€284k
2024 · €328k
Income taxes
€14k
2024 · €8k
Staff costs
€377k
2024 · €298k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€668k€747k
Fixed assets21/28€474k€407k
Tangible fixed assets22/27€474k€406k
Land and buildings22€300k€273k
Plant, machinery and equipment23€38k€24k
Furniture and vehicles24€137k€110k
Financial fixed assets28€230€230=
Current assets29/58€194k€340k
Stocks and contracts in progress3€5k€25k
Stocks30/36€5k€25k
Amounts receivable within one year40/41€129k€204k
Trade receivables40€120k€177k
Other amounts receivable41€9k€27k
Cash at bank and in hand54/58€55k€107k
Deferred charges and accrued income490/1€5k€4k
Equity and liabilities
Total equity and liabilities10/49€668k€747k
Equity10/15€96k€44k
Contributions10/11€19k€19k=
Reserves13€45k€2k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€44k-
Profit (loss) carried forward14€32k€24k
Amounts payable17/49€572k€703k
Amounts payable after more than one year17€328k€284k
Financial debts170/4€328k€284k
Amounts payable within one year42/48€198k€367k
Current portion of amounts payable after more than one year42€43k€44k
Financial debts43€7k€8k
Credit institutions430/8€7k€8k
Trade debts44€58k€181k
Suppliers440/4€58k€181k
Taxes, remuneration and social security45€51k€48k
Taxes450/3€15k-
Remuneration and social security454/9€37k€48k
Other amounts payable47/48€39k€86k
Accrued charges and deferred income492/3€47k€52k
Income statement Code20242025
Non-recurring operating income76A€3k€4k
Remuneration, social security and pensions62€298k€377k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€69k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€15k€60k
Other operating charges640/8€4k€3k
Non-recurring operating charges66A€804-
Gross operating margin9900€433k€549k
Operating profit (loss)9901€50k€41k
Financial income75/76B€483€504
Recurring financial income75€483€504
Financial charges65/66B€14k€17k
Recurring financial charges65€14k€17k
Profit (loss) for the period before taxes9903€37k€24k
Income taxes67/77€8k€14k
Profit (loss) for the period9904€28k€11k
Profit (loss) for the period to be appropriated9905€28k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€73k€60k
Profit (loss) brought forward from the previous period14P€45k€49k
Transfer from equity791/2-€44k
Profit to be distributed694/7€41k€80k
Return on contributions (dividend)694€41k€80k
Social balance
Average headcount (FTE)90876.07.4

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
05-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 5 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
09-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €75k ▲685%
Operating result €80k, net result €75k, both a record.
31-12
Financial Equity above €100kEq €113k ▲200%
2 profitable years in a row build equity to €113k.
29-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial Back to profitnet €10k
Net result €10k after 2 loss-making years.
02-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
31-12
Financial Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
11-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Antwerpsesteenweg 412520 Ranst
Ground area
1,348 m²
Building footprint
508 m²
Volume, LiDAR
1,003 m³
Parcel 11010C0144/00B005, Flanders · tallest building 16.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PC Partner
Antwerpsesteenweg 41, 2520 RanstRetail trade
since 20152.243.922.279
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11010C0144/00B005 Flanders 1,348 m² 1 · 508 m² 16.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,152 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-07-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.