2Commit
Active2Commit has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €478k and a net result of €35k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 1369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-34
Solvency100▲+2
Growth55=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.1 against 2.41 in 2024), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
4 d early
2024
24 d early
2023
20 d early
2022
2 d late
2021
2 d late
2020
19 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.74M▼ 7.8%
2024 · €1.88M
2019: €2.67M
2020: €1.80M
2021: €1.65M
2022: €1.71M
2023: €1.70M
2024: €1.88M
2019 → 2025
EBIT margin
3.4%▼ 4.2pp
2024 · 7.6%
2019: 8.5%
2020: 5.3%
2021: 6.9%
2022: 5.1%
2023: 9.0%
2024: 7.6%
2019 → 2025
Net result
€35k▼ 65.2%
2024 · €101k
2018: €-32k
2019: €205k
2020: €65k
2021: €80k
2022: €59k
2023: €102k
2024: €101k
2018 → 2025
Working capital
€470k▲ 8.3%
2024 · €434k
2018: €-164k
2019: €40k
2020: €99k
2021: €182k
2022: €237k
2023: €332k
2024: €434k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.65M-€1.71M▲ 3.6%€1.70M▼ 1.0%€1.88M▲ 11.1%€1.74M▼ 7.8%
Equity€182k-€241k▲ 32.5%€343k▲ 42.4%€443k▲ 29.3%€478k▲ 7.9%
Operating result€115k-€88k▼ 23.5%€152k▲ 73.7%€143k▼ 6.0%€60k▼ 58.2%
Net result€80k-€59k▼ 26.0%€102k▲ 73.1%€101k▼ 1.5%€35k▼ 65.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €703k
Fixed assets
€8k▼ 10.5%
Current assets
€694k▼ 6.4%
Equity and liabilities €703k
Equity
€478k▲ 7.9%
Provisions
€321
Debt
€224k▼ 27.3%
The debt ratio falls from 41.0% to 31.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€66k▼
2024 · €151k
Cash flow
€41k▼
2024 · €108k
Solvency
68.1%▲
2024 · 59.0%
Current ratio
3.10▲
2024 · 2.41
Quick ratio
3.10▲
2024 · 2.41
Debt / equity
0.47▼
2024 · 0.69
ROE
7.3%▼
2024 · 22.7%
ROA
5.0%▼
2024 · 13.4%
Interest coverage
4.36▼
2024 · 12.21
Debt
€224k▼
2024 · €308k
Debt ≤ 1 year
€224k▼
2024 · €308k
Income taxes
€17k▼
2024 · €38k
Staff costs
€603k▲
2024 · €497k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€751k€703k▼
Fixed assets21/28€9k€8k▼
Tangible fixed assets22/27€9k€8k▼
Plant, machinery and equipment23€9k€8k▼
Other tangible fixed assets26€405€210▼
Current assets29/58€742k€694k▼
Amounts receivable within one year40/41€728k€676k▼
Trade receivables40€291k€305k▲
Other amounts receivable41€437k€371k▼
Cash at bank and in hand54/58€6k€7k▲
Deferred charges and accrued income490/1€8k€11k▲
Equity and liabilities
Total equity and liabilities10/49€751k€703k▼
Equity10/15€443k€478k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€381k€416k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€21k€21k=
Distributable reserves133€354k€389k▲
Profit (loss) carried forward14€52€66▲
Provisions and deferred taxes16-€321
Provisions for liabilities and charges160/5-€321
Pensions and similar obligations160-€321
Amounts payable17/49€308k€224k▼
Amounts payable within one year42/48€308k€224k▼
Trade debts44€221k€134k▼
Suppliers440/4€221k€134k▼
Taxes, remuneration and social security45€82k€90k▲
Taxes450/3€25k€25k▲
Remuneration and social security454/9€57k€66k▲
Other amounts payable47/48€5k-
Accrued charges and deferred income492/3€279-
Income statement
Code20242025
Turnover70€1.88M€1.74M▼
Goods, raw materials, services and sundry goods60/61€1.25M€1.07M▼
Remuneration, social security and pensions62€497k€603k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€321
Other operating charges640/8€3k€3k▼
Gross operating margin9900€651k€672k▲
Operating profit (loss)9901€143k€60k▼
Financial income75/76B€8k€7k▼
Recurring financial income75€8k€7k▼
Financial charges65/66B€12k€15k▲
Recurring financial charges65€12k€15k▲
Profit (loss) for the period before taxes9903€139k€52k▼
Income taxes67/77€38k€17k▼
Profit (loss) for the period9904€101k€35k▼
Transfer to tax-exempt reserves689€21k-
Profit (loss) for the period to be appropriated9905€80k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€35k▼
Profit (loss) brought forward from the previous period14P€533€52▼
Transfer to equity691/2€80k€35k▼
To other reserves6921€80k€35k▼
Social balance
Average headcount (FTE)90877.28.7▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
31-12
Financial
Equity above €200kEq €241k ▲32.5%
4 profitable years in a row build equity to €241k.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
31-12
Financial
Equity above €150kEq €182k ▲78.3%
3 profitable years in a row build equity to €182k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €102k ▲179%
2 profitable years in a row build equity to €102k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €205k
Net result €205k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2016
Ground area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
2Commit
since 20162.252.025.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,870 companies in sector 62200 we hold annual accounts for 18,314. 12,103 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-03-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.