PBM-F
The computed 12-month bankruptcy probability of PBM-F is 0.9% (low). The 2025 annual accounts show equity of €63k and a net result of €14k. Equity is growing by ~41.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 1339 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €63k |
| Net result | €14k |
| Better than sector | 35% |
| Active | 5 yrs |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 8.2% | 22.9% | |
| Net result | €14k | €10k | |
| Equity | €63k | €44k | |
| Gross operating margin | €73k | €39k | |
| Total assets | €770k | €291k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €62k |
| Net profit | €14k |
| Cash flow | €41k |
| Staff costs | - |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €770k |
| Equity | €63k |
| Debt | €707k |
| of which ≤ 1y | €77k |
| of which > 1y | €630k |
| Working capital | €-48k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.38 |
| Quick ratio | 0.38 |
| Working capital ratio | -6.3% |
| Solvency | 8.2% |
| Debt / equity | 11.14 |
| Long-term debt ratio | 9.92 |
| Interest coverage | 3.91 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.9% |
| ROE | 22.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €770k |
| Fixed assets | 21/28 | €741k |
| Tangible fixed assets | 22/27 | €741k |
| Current assets | 29/58 | €29k |
| Amounts receivable within one year | 40/41 | €365 |
| Cash & bank | 54/58 | €27k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €770k |
| Equity | 10/15 | €63k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €60k |
| Amounts payable | 17/49 | €707k |
| Amounts payable after one year | 17 | €630k |
| Amounts payable within one year | 42/48 | €77k |
| Income statement | ||
| Gross operating margin | 9900 | €73k |
| Operating result | 9901 | €35k |
| Financial charges | 65 | €16k |
| Result before taxes | 9903 | €19k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €14k |
| Result to be appropriated | 9905 | €14k |
-
Oropel Bernardo MAGDALENA SEGURADirectorState Gazette act 25078560 (23-06-2025)Current23-04-2025 → present
2 events
- 23-04-2025 Appointed· Director
- 23-04-2025 Appointed· Managing director
Former directors (1)
-
PATRICK SCHEENDelegateState Gazette act 25078560 (23-06-2025)Former- → 23-04-2025
| NACE primary | Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen(68203) |
| Legal form | Private limited company(610) |
| Incorporation | 26-11-2020 |
| Status | Active |
| Postal code | 4845 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63043B0466/00G000 | Wallonia | 3,916 m² | 1 · 1,051 m² | - |
| 63038A0017/00K002 | Wallonia | 1,662 m² | 1 · 114 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
30-06-2025 PATRICK SCHEEN removed as statutory auditor
- PATRICK SCHEEN, Commissaris
Technical details
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- Oropel Bernardo MAGDALENA SEGURA, Bestuurder
- Oropel Bernardo MAGDALENA SEGURA, Gedelegeerd bestuurder
- PATRICK SCHEEN, Gedelegeerd bestuurder
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | PBM-F |