PAYTECH
The computed 12-month bankruptcy probability of PAYTECH is 2.0% (average). The 2024 annual accounts show equity of €115k and a net result of €93k. Equity is growing by ~116.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 98 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €115k |
| Net result | €93k |
| Staff (FTE) | 0.5 |
| Better than sector | 80% |
Exceptional profile — strong across almost every axis.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 55.2% | 26.8% | |
| Net result | €93k | €4k | |
| Equity | €115k | €36k | |
| Gross operating margin | €135k | €33k | |
| Total assets | €208k | €159k |
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €118k |
| Net profit | €93k |
| Cash flow | €97k |
| Staff costs | €5k |
| Income taxes | €24k |
| Dividends | — |
| Total assets | €208k |
| Equity | €115k |
| Debt | €93k |
| of which ≤ 1y | €93k |
| of which > 1y | — |
| Working capital | €98k |
| Employees (FTE) | 0.5 |
| 2024 | |
|---|---|
| Current ratio | 2.06 |
| Quick ratio | 1.65 |
| Working capital ratio | 47.3% |
| Solvency | 55.2% |
| Debt / equity | 0.81 |
| Long-term debt ratio | — |
| Interest coverage | 491.88 |
| Gross margin | — |
| Net margin | — |
| ROA | 44.9% |
| ROE | 81.3% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €208k |
| Fixed assets | 21/28 | €16k |
| Formation expenses | 20 | €380 |
| Intangible fixed assets | 21 | €15k |
| Financial fixed assets | 28 | €900 |
| Current assets | 29/58 | €191k |
| Stocks & contracts in progress | 3 | €38k |
| Amounts receivable within one year | 40/41 | €16k |
| Cash & bank | 54/58 | €138k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €208k |
| Equity | 10/15 | €115k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €113k |
| Amounts payable | 17/49 | €93k |
| Amounts payable within one year | 42/48 | €93k |
| Trade debts payable within one year | 44 | €35k |
| Income statement | ||
| Gross operating margin | 9900 | €135k |
| Operating result | 9901 | €114k |
| Financial income | 75 | €4k |
| Financial charges | 65 | €240 |
| Result before taxes | 9903 | €118k |
| Income taxes | 67/77 | €24k |
| Net result for the period | 9904 | €93k |
| Result to be appropriated | 9905 | €93k |
| NACE primary | Renting & leasing(77330) |
| Legal form | Private limited company(610) |
| Incorporation | 10-01-2022 |
| Status | Active |
| Postal code | 7110 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020B0417/00K006 | Wallonia | 9,737 m² | — | — |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
12-10-2023 Registered office moved from BOIS D'HAINE to HOUDENG-GOEGNIES
- RUE DU CAUDIA 32 7170 BOIS D'HAINE → BOULEVARD DE LA TECHNICITE 18/16 7110 HOUDENG-GOEGNIES
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "BOULEVARD DE LA TECHNICITE 18/16 7110 HOUDENG-GOEGNIES",
"city": "HOUDENG-GOEGNIES",
"region": "waals_gewest",
"street": "BOULEVARD DE LA TECHNICITE",
"country": "BE",
"postcode": "7110",
"box_number": null,
"street_number": "18/16",
"locality_suffix": "(H-G)"
},
"old_address": {
"raw": "RUE DU CAUDIA 32 7170 BOIS D\u0027HAINE",
"city": "BOIS D\u0027HAINE",
"region": "waals_gewest",
"street": "RUE DU CAUDIA",
"country": "BE",
"postcode": "7170",
"box_number": null,
"street_number": "32",
"locality_suffix": null
},
"effective_date": "2023-09-06",
"evidence_quote": "Par d\u00E9cision de la g\u00E9rance, le si\u00E8ge social sera transf\u00E9rer, \u00E0 dater du 06/09/2023 \u00E0 l\u0027adresse suivante :",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "MANAGE",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": null,
"filing_date": "2023-09-06",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-09-06",
"unanimous": null
},
"subject_company": {
"kbo": "0779.926.421",
"name_full": "PAYTECH",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "MICHIELS TARIK",
"org_rep_person_name": null,
"person_role_at_subject": "ADMINISTRATEUR"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch St\u00E4\u00E4tsblad - 12/10 10/2023-Annexes du Moniteur belge"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | PAYTECH |