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PAYS VERT CONSEILS

Active Risk: not assessed
Private limited companyfounded 1999active for 27 yearsChaussée de Tournai 7, 7800 Ath, BelgiumKBO/BCE: BE 0466.875.846
Summary

PAYS VERT CONSEILS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €149,291 and a net result of -€915. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 21% of 3,034 sector peers (NACE 66, financial year 2025). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.

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PAYS VERT CONSEILSActive
Risk analysis ReportCompare

Overview

Activity
Agents and brokers in banking services
NACE 66191
4th oldest company in Ath, Finance and insurance sector1 site
Size
€1.1mtotal assets 2025
Staff
6 FTE
Equity
€149,291
Loss
-€915
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
FH Finance · 25%
Board
5 members
2025 accounts filed 30 days late3 of 7 deeds summarised
Signalsraises riskWeak solvency vs sector2025 accounts filed 30 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3034 sector peers (2025).
NBB · sector comparison
Position among 3034 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
21 days late
2023
28 days late
2022
24 days late
2021
25 days late
2020
24 days late
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€915
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 16% on net resultsector median €32,373 · 3,035 companies -€915 View
  • Board5 directors in office 5 View
  • Active since 1999founded 17-09-1999 27 years View

By topic

Financials

Financial year
2025
Total assets
€1.1m
Loss
-€915
Solvency
14.1%
Total assets▲ 103%
Net result
20182025
Go to Financials

Board & ownership

Board
5 members
Largest shareholder
FH Finance · 25%
  • DECAIGNY Stéphane Patrick PierreDirector
  • HEYSECOM David Christian AndréDirector
  • HUYGHE Fabien Roland LucienDirector
  • PICRON Philippe Michel JoséDirector
  • François DUBOISDirector
Go to Board & ownership

Timeline

Events
33
Since
2001
Next accounts
by 31-07-2027
  1. 03-03-2025Resignation: David HYESECOM (director)
  2. 31-12-2024Equity above €150,000
  3. 28-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents and brokers in banking servicesNACE 66191
Founded
17-09-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
17
Annual meeting
Last Tuesday of June at 18:00
Purpose
“Être intermédiaire entre les organismes de crédit et les compagnies d'assurance,d'une…” (deed in French)
Go to Articles of association

Key facts about PAYS VERT CONSEILS

What is the company number of PAYS VERT CONSEILS?
0466.875.846. In Belgium the VAT number is the company number with BE in front: BE 0466.875.846.
Where is PAYS VERT CONSEILS based?
The registered office is at Chaussée de Tournai 7, 7800 Ath.Company details
What does PAYS VERT CONSEILS do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of PAYS VERT CONSEILS?
Private limited company (BV).
When was PAYS VERT CONSEILS founded?
On 17-09-1999.
Is PAYS VERT CONSEILS still active?
Yes, PAYS VERT CONSEILS is an active enterprise in the KBO register.
How many employees does PAYS VERT CONSEILS have?
On average 6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PAYS VERT CONSEILS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PAYS VERT CONSEILS profitable?
In financial year 2025, PAYS VERT CONSEILS made a loss of €915.
Where can I find the annual accounts of PAYS VERT CONSEILS?
PAYS VERT CONSEILS filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAYS VERT CONSEILS due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check

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