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PAYDAS

Active
Private limited company·Chapewerken· 3 yrs active
Rue de Bassily 23 ·4100 Seraing, Belgium
BE 0794.563.127
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Turnover€208k
EBIT margin23.2%
Net result€17k-65.5%
Working capital€67k+40.1%
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Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 08-10-2025 with the NBB · fiscal year 2024 · micro
€0€100k€200kRevenue 2023: €208k€208kOperating result 2023: €48k€48kNet result 2023: €48k€48kOperating result 2024: €17k€17kNet result 2024: €17k€17k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43 — Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 97.8% 39.5%
better than 95% of 2272 sector peers
Net result €17k €11k
better than 59% of 2265 sector peers
Equity €68k €32k
better than 75% of 2273 sector peers
Gross operating margin €49k €33k
better than 63% of 2264 sector peers
Total assets €69k €90k
better than 39% of 2272 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€208k
23–24
EBITDA
€19k
-63.8% +129% vs sector
Net profit
€17k
-65.5% +1689% vs sector
Cash flow
€19k
-63.9% +189% vs sector
Total assets
€69k
+35.4% +395% vs sector
Equity
€68k
+32.5% +486% vs sector
Working capital
€67k
+40.1% +3534% vs sector
Debt
€2k
+37400.0% -93% vs sector
Debt ≤ 1y
€2k
+37400.0% -87% vs sector
Current ratio
45.74
-99.6% +3421% vs sector
Quick ratio
45.74
-99.6% +3421% vs sector
Solvency
97.8%
-2.2% +153% vs sector
Debt / equity
0.02
+28207.5% -99% vs sector
ROE
24.5%
-74.0% +17% vs sector
ROA
24.0%
-74.5% +326% vs sector
Net margin
23.2%
23–24
EBITDA margin
25.6%
23–24
Interest coverage
355.92
-64.6% +3753% vs sector
Figures by fiscal year
Fiscal year2024
Revenue
EBITDA€19k
Net profit€17k
Cash flow€19k
Staff costs
Income taxes
Dividends
Total assets€69k
Equity€68k
Debt€2k
of which ≤ 1y€2k
of which > 1y
Working capital€67k
Employees (FTE)
Ratios (computed)
2024
Current ratio45.74
Quick ratio45.74
Working capital ratio96.7%
Solvency97.8%
Debt / equity0.02
Long-term debt ratio
Interest coverage355.92
Gross margin
Net margin
ROA24.0%
ROE24.5%
EBITDA margin
Days sales outstanding
Days payable outstanding
Inventory turnover
Days inventory (DSI)
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet — Assets
TOTAL ASSETS 20/58€69k
Fixed assets 21/28€756
Tangible fixed assets 22/27€756
Current assets 29/58€69k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€442
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€69k
Equity 10/15€68k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€65k
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€49k
Operating result 9901€17k
Financial charges 65€54
Result before taxes 9903€17k
Net result for the period 9904€17k
Result to be appropriated 9905€17k
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Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.