Active BE 0802.725.874Private limited company

PAYAM

Biezenstraat 16 ·9032 Gent, Belgium· 3 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of PAYAM is 3.2% (moderate). The 2024 annual accounts show equity of €32k and a net result of €25k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€32k
Net result	€25k
Active	3 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

92 / 100

Exceptional profile, strong across almost every axis.

Health 100

Profitability 100

Solvency 86

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

3.2% Moderate

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

100 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

EBITDA

€40k

+340.2% 23-24

Net profit

€25k

+391.0% 23-24

Cash flow

€27k

+334.7% 23-24

Total assets

€56k

+109.0% 23-24

Equity

€32k

+520.3% 23-24

Working capital

€6k

+136.2% 23-24

Income taxes

€10k

+293.9% 23-24

Debt

€24k

+12.3% 23-24

Debt ≤ 1y

€12k

-42.8% 23-24

Debt > 1y

€12k

- 23-24

Current ratio

1.51

+34.2% 23-24

Quick ratio

1.51

+34.2% 23-24

Solvency

56.5%

+196.7% 23-24

Debt / equity

0.77

-81.9% 23-24

ROE

79.2%

-20.8% 23-24

ROA

44.7%

+134.9% 23-24

Interest coverage

21.33

-83.5% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€40k
Net profit	€25k
Cash flow	€27k
Staff costs	-
Income taxes	€10k
Dividends	-
Total assets	€56k
Equity	€32k
Debt	€24k
of which ≤ 1y	€12k
of which > 1y	€12k
Working capital	€6k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.51
Quick ratio	1.51
Working capital ratio	11.2%
Solvency	56.5%
Debt / equity	0.77
Long-term debt ratio	0.38
Interest coverage	21.33
Gross margin	-
Net margin	-
ROA	44.7%
ROE	79.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €37k · 66.6% Current assets €19k · 33.4%

Equity & liabilities

Equity €32k · 56.5% Debt €24k · 43.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€56k
Fixed assets	21/28	€37k
Tangible fixed assets	22/27	€37k
Financial fixed assets	28	€265
Current assets	29/58	€19k
Amounts receivable within one year	40/41	€10k
Cash & bank	54/58	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€56k
Equity	10/15	€32k
Contributions / capital	10/11	€2k
Reserves	13	€30k
Amounts payable	17/49	€24k
Amounts payable after one year	17	€12k
Amounts payable within one year	42/48	€12k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€40k
Operating result	9901	€37k
Financial charges	65	€2k
Result before taxes	9903	€35k
Income taxes	67/77	€10k
Net result for the period	9904	€25k
Result to be appropriated	9905	€25k

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Ratios computed by Checked.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	14-06-2023
Status	Active
Postal code	9032

Establishment units 1 location

Payam Mohammadi

Biezenstraat 16, 9032 GentVerpleegkundige activiteiten

since 20232.352.110.537

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44074C0262/00A002	Flanders	379 m²	1 · 45 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

28-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

30-10-2024

State Gazette act Director changes

Xavier DEWEER

17-09-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2024

30-10-2024 2 directors appointed, 1 resigning Director changes·Xavier DEWEER

MOHAMMADI Payam, Bestuurder
Sinia Accountants en Belastingconsulenten BV, Gedelegeerd bestuurder
MOHAMMADI Payam, Bestuurder

Notary: Xavier DEWEER · Zulte

Original publication ↗

Technical details

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        "kbo": "0426.286.690",
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        "country": "BE",
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  "notary": {
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    "firm_city": null,
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-10-30",
    "filing_date": "2024-10-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "body": "algemene_vergadering",
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    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0802.725.874",
    "name_full": "PAYAM MOHAMMADI",
    "legal_form": "Commanditaire vennootschap"
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  "publication_proxy": {
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  },
  "co_filed_documents": [
    "UITGIFTE VAN AKTE",
    "GECO\u00D6RDINEERDE STATUTEN 2024"
  ],
  "corrected_publication_numac": null
}

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Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

PAYAM

Registered office

Biezenstraat 16

9032 Gent, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.