Skip to content

PAVERMA

Active
Public limited companyfounded 1992active for 34 yearsKerkstraat(O) 74, 9290 Berlare, BelgiumKBO/BCE: BE 0448.460.197
Summary

The computed 12-month bankruptcy probability of PAVERMA is 2.8% (moderate). For PAVERMA, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€47) and a net result of -€42,911. Equity is shrinking by about 16% per year across the filed financial years. Its solvency ranks better than 10% of 37,596 sector peers (NACE 70, financial year 2024). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Business and other management consultancy
NACE 70200
7th oldest company in Berlare, Professional and technical services sector1 site
Size
€147,509total assets 2024
Equity
-€47
Loss
-€42,911
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
2.8%
2024 figures too old to score
Structure
2025 accounts not filed, 177 days past the deadline2 of 6 deeds summarised
Signalsraises riskFigures for financial year 2024 (filed 05-05-2025)Liquidity: current ratio 0.49, cash €0, halvedAnnual accounts not filedlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €147,509neutralLatest accounts filed on timeShow the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Weak
Solvency 25-26
equity 0.0% of total assets
Liquidity 39-30
short-term debt 27.6% · cash 0.0%
Profitability 0-8
return on assets -29.1%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,416 companies, NACE 70, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.7 percentage points vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.8%▼ -0.1 percentage points vs 01-2026 03-2026: 0.7%▼ -0.1 percentage points vs 02-2026 04-2026: 0.9%▲ +0.2 percentage points vs 03-2026 05-2026: 1.1%▲ +0.2 percentage points vs 04-2026 06-2026: 1.2%▲ +0.1 percentage points vs 05-2026 07-2026: 1.4%▲ +0.2 percentage points vs 06-2026 08-2026: 1.5%▲ +0.1 percentage points vs 07-2026 09-2026: 1.8%▲ +0.3 percentage points vs 08-2026 10-2026: 2.8%▲ +1.0 percentage point vs 09-2026highest value
Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 05-05-2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €147,509
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.49, cash €0, halved
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 177 days later.
NBB · 10 filings
Position against the passed deadline
30-09-2025 year end30-04-2026 deadline24-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 30-04-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
on the day
2023
8 days early
2022
9 days late
2021
43 days early
2020
42 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 18 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Algemene Vergadering - BoekjaarReappointments: Vercauteren Paul, Vercauteren Peter…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€42,911

Key points

  • Risk: 2025 accounts not fileddeadline was 30-04-2026 177 days past the deadline View
  • Risk: Negative equityfinancial year 2024: debts exceed assets -€47 View
  • Risk: 3 loss-making years in a rowloss financial year 2024 -€42,911 View
  • Caution: Among the weakest 5% on net resultsector median €26,133 · 37,621 companies -€42,911 View

By topic

Financials

Financial year
2024
Total assets
€147,509
Loss
-€42,911
Solvency
0.0%
Total assets▼ 11.2%
Net result
20192024
Go to Financials

Board & ownership

Board
3 members
  • Vercauteren PaulManaging director
  • Vercauteren PeterDirector
  • Vercauteren TomDirector
Go to Board & ownership

Timeline

Events
36
Since
1994
  1. 22-04-2024Annual accounts filed
  2. 06-12-2023Amendment of the articles · Resignations &…
  3. 09-05-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Business and other management consultancyNACE 70200
Founded
23-10-1992
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
46
Financial year
From 1 April to 31 March
Annual meeting
Third Tuesday of September at 18:00
Purpose
“De aan- en verkoop van grond en gebouwen, roerende goederen, beheer van gronden en…” (deed in Dutch)
Go to Articles of association

Key facts about PAVERMA

What is the company number of PAVERMA?
0448.460.197. In Belgium the VAT number is the company number with BE in front: BE 0448.460.197.
Where is PAVERMA based?
The registered office is at Kerkstraat(O) 74, 9290 Berlare.Company details
What does PAVERMA do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of PAVERMA?
Public limited company (NV).
When was PAVERMA founded?
On 23-10-1992.
Is PAVERMA still active?
Yes, PAVERMA is an active enterprise in the KBO register.
What is the turnover of PAVERMA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PAVERMA profitable?
In financial year 2024, PAVERMA made a loss of €42,911.
Where can I find the annual accounts of PAVERMA?
PAVERMA filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Companies related to PAVERMA

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.