PAVEAU
The computed 12-month bankruptcy probability of PAVEAU is 1.3% (low). The 2025 annual accounts show equity of €616k and a net result of €201k. Equity is growing by ~59% per year across the filed fiscal years. Its solvency ranks better than 76% of 332 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €616k |
| Net result | €201k |
| Staff (FTE) | 2 |
| Better than sector | 76% |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 67.4% | 35.1% | |
| Net result | €201k | €43k | |
| Equity | €616k | €279k | |
| Gross operating margin | €415k | €239k | |
| Staff costs | €104k | €171k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €310k |
| Net profit | €201k |
| Cash flow | €247k |
| Staff costs | €104k |
| Income taxes | €55k |
| Dividends | - |
| Total assets | €913k |
| Equity | €616k |
| Debt | €297k |
| of which ≤ 1y | €170k |
| of which > 1y | €110k |
| Working capital | €471k |
| Employees (FTE) | 2.0 |
| 2025 | |
|---|---|
| Current ratio | 3.76 |
| Quick ratio | 3.20 |
| Working capital ratio | 51.5% |
| Solvency | 67.4% |
| Debt / equity | 0.48 |
| Long-term debt ratio | 0.18 |
| Interest coverage | 14.98 |
| Gross margin | - |
| Net margin | - |
| ROA | 22.0% |
| ROE | 32.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €913k |
| Fixed assets | 21/28 | €272k |
| Intangible fixed assets | 21 | €19k |
| Tangible fixed assets | 22/27 | €254k |
| Current assets | 29/58 | €641k |
| Stocks & contracts in progress | 3 | €96k |
| Amounts receivable within one year | 40/41 | €473k |
| Cash & bank | 54/58 | €68k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €913k |
| Equity | 10/15 | €616k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €606k |
| Amounts payable | 17/49 | €297k |
| Amounts payable after one year | 17 | €110k |
| Amounts payable within one year | 42/48 | €170k |
| Trade debts payable within one year | 44 | €75k |
| Income statement | ||
| Gross operating margin | 9900 | €415k |
| Operating result | 9901 | €264k |
| Financial income | 75 | €13k |
| Financial charges | 65 | €21k |
| Result before taxes | 9903 | €256k |
| Income taxes | 67/77 | €55k |
| Net result for the period | 9904 | €201k |
| Result to be appropriated | 9905 | €201k |
-
LOWI InvestLegal entityDirector· perm. rep.: Isabelle De PauwState Gazette act 24157615 (05-11-2024)Current01-07-2024 → present
Former directors (1)
-
Former- → 01-07-2024
| NACE primary | Wholesale trade(46441) |
| Legal form | Private limited company(610) |
| Incorporation | 24-05-2022 |
| Status | Active |
| Postal code | 9830 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0441/00R007 | Flanders | 1,873 m² | 1 · 736 m² | 7.3 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
24-10-2025 Registered office moved from Gent to Sint-Martens-Latem
- Kortrijksesteenweg 1045, 9051 Gent → Kortrijksesteenweg 18, 9830 Sint-Martens-Latem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Sint-Martens-Latem",
"region": null,
"street": "Kortrijksesteenweg",
"country": "BE",
"postcode": "9830",
"box_number": null,
"street_number": "18"
},
"old_address": {
"city": "Gent",
"region": null,
"street": "Kortrijksesteenweg",
"country": "BE",
"postcode": "9051",
"box_number": "A2",
"street_number": "1045"
},
"effective_date": "2025-09-25",
"evidence_quote": "De enige bestuurder heeft beslist om met ingang vanaf 25/09/2025 de zetel van de vennootschap te verplaatsen naar volgend adres: Kortrijksesteenweg 18 9830 Sint-Martens-Latem"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0786.526.082",
"name_full": "PAVEAU",
"legal_form": "BV"
}
}05-11-2024 1 director appointed, 1 resigning
- Isabelle De Pauw, Bestuurder
- Isabelle De Pauw, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Isabelle De Pauw",
"address": null,
"birth_date": null
},
"effective_date": "2024-07-01",
"evidence_quote": "Uit de notulen van de bijzondere algemene vergadering gehouden in datum van 03/10/2024 blijkt de vergadering kennisgenomen heeft van het ontslag als bestuurder van Isabelle De Pauw, wonende te 9831 Deurle, Oude Vierschaarstraat 12, met ingang van 1 juli 2024."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Isabelle De Pauw",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": "1002139266",
"name": "LOWI Invest",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2024-07-01",
"evidence_quote": "de vergadering beslist heeft om de benoeming tot bestuurder van de besloten vennootschap LOWI Invest, met zetel te 9051 Gent, Kortrijksesteenweg 1045A, ingeschreven in het rechtspersonenregister onder het nummer 1002.139.266, vast vertegenwoordigd door Isabelle De Pauw, voornoemd, met ingang van 1 j"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0786.526.082",
"name_full": "PAVEAU",
"legal_form": "BV"
}
}25-03-2024 Registered office moved from Deurle to Sint-Denijs-Westrem
- Oude Vierschaarstraat 12, 9831 Deurle → Kortrijksesteenweg 1045, 9051 Sint-Denijs-Westrem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Sint-Denijs-Westrem",
"region": "Vlaams Gewest",
"street": "Kortrijksesteenweg",
"country": "BE",
"postcode": "9051",
"box_number": "A2",
"street_number": "1045"
},
"old_address": {
"city": "Deurle",
"region": "Vlaams Gewest",
"street": "Oude Vierschaarstraat",
"country": "BE",
"postcode": "9831",
"box_number": null,
"street_number": "12"
},
"effective_date": "2024-01-02",
"evidence_quote": "De maatschappelijke zetel van de BV PAVEAU wordt verplaatst met ingang van 02.01.2024 naar volgend adres; Kortrijksesteenweg 1045A2 9051 Sint-Denijs-Westrem"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0786.526.082",
"name_full": "PAVEAU",
"legal_form": "BV"
}
}27-05-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "9831 Deurle, Oude Vierschaarstraat 12",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1987-06-15",
"name": "DE PAUW Isabelle Marie Nelly Jos",
"niss": null,
"address": "9831 Deurle, Oude Vierschaarstraat 12"
},
"share_class": "A",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "DE PAUW Isabelle Marie Nelly Jos",
"is_subscriber_only": true,
"n_shares_subscribed": 10000,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 10000,
"subject_company": {
"kbo": "0786.526.082",
"name_full": "PAVEAU",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-05-24",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | PAVEAU |