PAVEAU

Active

Private limited companyfounded 2022active for 4 yearsKortrijksesteenweg 18, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0786.526.082

Summary

PAVEAU has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €694,175 and a net result of €78,192. Equity is growing by about 38% per year across the filed financial years. Its solvency ranks better than 57% of 292 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow Report Compare

PAVEAUActiveChecked score 65/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46441

1 site

Size

€1.4mtotal assets 2026

Staff: 4.1 FTE
Equity: €694,175
Profit: €78,192

Turnover not published (abbreviated or micro format)

Financial health

65 Healthy Checked score 2026

Bankruptcy probabilitywithin 12 months: 1.3%

Structure

LOWI InvestDirector · permanent representative Isabelle De Pauw

2026 accounts 111 days early3 of 4 deeds summarised

Why 65raises risk1 change of registered office in 24 monthsFounded in 2022Liquidity: current ratio 1.98, cash €35,187lowers riskFigures for financial year 2026 (filed 12-10-2026)Show the evidence

Checked score

Score 2026

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 55% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Average

Solvency 74-18

equity 49.2% of total assets

Liquidity 34-20

short-term debt 41.0% · cash 2.5%

Profitability 76-20

return on assets 5.5%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025lowest value 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 4.8%▲ +4.3 percentage points vs 10-2025highest value 12-2025: 4.8%● unchanged vs 11-2025highest value 01-2026: 4.8%● unchanged vs 12-2025highest value 02-2026: 3.9%▼ -0.9 percentage points vs 01-2026 03-2026: 3.9%● unchanged vs 02-2026 04-2026: 0.9%▼ -3.0 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 1.3%▲ +0.4 percentage points vs 09-2026

Credit of up to €45,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.98, compared with 3.76 in 2025, above the usual 1.5; short-term debt: 41% and cash: 2.5% of total assets), but 50.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 57% on solvency, 31% on liquidity, 65% on profitability and 68% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Figures for financial year 2026 (filed 12-10-2026)

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.98, cash €35,187

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 12-10-2026, 111 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2026

111 days early

2025

103 days early

2024

101 days early

2023

54 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 92 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 21 October (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today30-06-2027 year end31-01-2028 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

12-10-2026 Annual accounts filedfinancial year 2026 · abbreviated…
30-06-2026 Weakest financial yearnet €78,192 ▼61.1%
24-10-2025 Permanent representative: Isabelle De PauwRegistered-office move

Key points

Caution: Result fell in 2026from €201,116 to €78,192 ▼ 61.1% View
Positive: Always filed on timeaccounts within the deadline every year 4 years View
Flemish supportawarded from 2022 to 2025 €74,644 View

By topic

Financials

Financial year: 2026
Total assets: €1.4m
Profit: €78,192
Solvency: 49.2%

Total assets▲ 54.4%

Net result

20232026

Go to Financials

Board & ownership

Board: 1 member

LOWI InvestDirector

Go to Board & ownership

Timeline

Events: 11
Since: 2023
Next accounts: by 31-01-2028

20-10-2025Annual accounts filed
30-06-2025Equity above €500,000
05-11-2024Resignation: Isabelle De Pauw (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale tradeNACE 46441
Founded: 24-05-2022
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about PAVEAU

What is the company number of PAVEAU?: 0786.526.082. In Belgium the VAT number is the company number with BE in front: BE 0786.526.082.
Where is PAVEAU based?: The registered office is at Kortrijksesteenweg 18, 9830 Sint-Martens-Latem.Company details
What does PAVEAU do?: According to the KBO register, the main activity is wholesale trade (NACE 46441).
What is the legal form of PAVEAU?: Private limited company (BV).
When was PAVEAU founded?: On 24-05-2022.
Is PAVEAU still active?: Yes, PAVEAU is an active enterprise in the KBO register.
How many employees does PAVEAU have?: On average 4.1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of PAVEAU?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PAVEAU profitable?: In financial year 2026, PAVEAU made a profit of €78,192.
Where can I find the annual accounts of PAVEAU?: PAVEAU filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of PAVEAU due?: By 31-01-2028, for financial year 2027.Timeline