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LOWI Invest

Active
Private limited companyfounded 2023active for 2 yearsKortrijksesteenweg 18, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 1002.139.266
Summary

LOWI Invest has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €113,779 and a net result of €39,427. Equity has been growing by about 66% per year since 2024. Its solvency ranks better than 40% of 344 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-11-2023 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 3 others
Establishment unit
2.351.867.542 9830 Sint-Martens-Latem, since 10-11-2023
Financial year end
30 June
Peppol
Reachable since 24-11-2023

Board and ownership

Board
Shareholders
  • DE PAUW Isabelle Marie Nelly Josact of 14-11-2023

Financial position

85 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-06-2026
Gross margin
€67,885
▼ 25.7%
Turnover
≈ €170,000
estimated
Profit
€39,427
▼ 33.0%
Equity
€113,779
▲ 53.0%
Total assets
€439,837
▲ 17.2%
Score breakdownraises risk1 change of registered office in 24 monthsFounded in 2023lowers riskSector: Real estate activities (NACE 68)Figures for financial year 2026 (filed on 13-10-2026)Show the evidence

Checked score

Score 2026
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 71% of micro companies in real estate (NACE 68)
Financial strength · tick: 2025
Strong
Solvency 51+6
equity 25.9% of total assets
Liquidity 64-3
short-term debt 10.3% · cash 11.6%
Profitability 80-8
return on assets 9.0%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.3%▼ -0.1 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.5%▲ +0.2 percentage points vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.01 (0.99 in 2025), above the usual 1.5. Short-term debt is 10.3% and cash 11.6% of total assets. However, 74.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 46% of them on solvency, 76% on liquidity, 77% on profitability and 86% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2026 (filed on 13-10-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 12-10-2026, 111 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
111 days early
2025
103 days early
2024
101 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 105 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 20 October (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved from Ghent to Sint-Martens-LatemNew seat: Kortrijksesteenweg 18, 9830 Sint-Martens-Latem · Previous seat: Kortrijksesteenweg 1045A, 9051 Gent
  2. · Gazette deed IncorporationStarting capital €20,000 · Appointment: DE PAUW Isabelle Marie Nelly Jos (director) · Founder: DE PAUW Isabelle Marie Nelly Jos · Founding capital €20,000
All 8 events

Comparable companies

These companies have the same main activity as LOWI Invest: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €452,000 and €519,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
LOWI Invest Sint-Martens-Latem€439,837€67,885
LIDIE Gavere€509,880€77,710
BHA INVEST Mons€451,561€69,677
INFINITE INVESTMENTS Brussel€519,281€65,850
DE HAES TECHNICS Edegem€455,344€54,159
PATC Kasterlee€504,033€49,327
GRIFFIOEN Ronse€487,511€41,778
Full comparison

Key facts about LOWI Invest

What is the company number of LOWI Invest?
The company number of LOWI Invest is 1002.139.266. The VAT number is the same number with BE in front: BE 1002.139.266.
Where is LOWI Invest based?
The registered office is at Kortrijksesteenweg 18, 9830 Sint-Martens-Latem.Company details
What does LOWI Invest do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of LOWI Invest?
The legal form of LOWI Invest is Private limited company (BV).
When was LOWI Invest founded?
LOWI Invest was founded on 10-11-2023.
Is LOWI Invest still active?
Yes, LOWI Invest is an active enterprise in the KBO register.
What is the turnover of LOWI Invest?
The turnover in financial year 2026 is ≈ €170,000. This figure is estimated from the gross margin of €67,885 and 48 comparable companies (NACE 681). It probably lies between €92,000 and €350,000.Financials
Is LOWI Invest profitable?
In financial year 2026, LOWI Invest made a profit of €39,427.
Where can I find the annual accounts of LOWI Invest?
LOWI Invest filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of LOWI Invest due?
LOWI Invest must file the annual accounts for financial year 2027 by 31-01-2028.Timeline

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