PAUWELS & ZN.

Active

Private limited companyfounded 2004active for 21 yearsSpaanskwartier(DKL) 53, 9170 Sint-Gillis-Waas, BelgiumKBO/BCE: BE 0870.930.831

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PAUWELS & ZN. has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252,118 and a net result of €57, of which €45,774 non-recurring income. Equity remains stable across the filed financial years (±2.2% per year). Its solvency ranks better than 34% of 9,865 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

PAUWELS & ZN.ActiveChecked score 69/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 31-12-2004 Normal situation
Legal form: Private limited company
Registered office: Spaanskwartier(DKL) 53, 9170 Sint-Gillis-Waas
Activity: Site preparation NACE 43120and 1 other
Establishment unit: 2.144.333.963 9170 Sint-Gillis-Waas, since 01-01-2005
Financial year end: 31 December
Peppol: Reachable since 21-10-2026

Company details

Who decides

Board

Pauwels DimitriDirector
Pauwels WilliDirector

Board & ownership

How it is doing

69 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Annual accounts 2025

Gross margin: €259,836; ▼ 17.5%
Turnover: ≈ €720,000; estimated
Profit: €57; ▼ 93.1%
Equity: €252,118; =
Total assets: €794,750; ▼ 2.0%
Staff: 1.7 FTE; ▼ 29.2%

2025 accounts filed 31 days late

Filed on 31-08-2026at the National Bank

Financials

Why 69raises riskLast filed accounts filed 31 days late; 1 of the last 3 lateSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.11, cash €33,911lowers riskFounded in 2004Show the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 32% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 57+1

equity 31.7% of total assets

Liquidity 39-7

short-term debt 36.8% · cash 4.3%

Profitability 69=

return on assets 0.0%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 11-2024: 1.0%highest value 12-2024: 1.0%● unchanged vs 11-2024highest value 01-2025: 1.0%● unchanged vs 12-2024highest value 02-2025: 1.0%● unchanged vs 01-2025highest value 03-2025: 1.0%● unchanged vs 02-2025highest value 04-2025: 0.7%▼ -0.3 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.3%▼ -0.4 percentage points vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.6 percentage points vs 07-2026 09-2026: 0.7%▼ -0.3 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026

Credit of up to €17,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.11, compared with 0.96 in 2024, below the usual 1.5; short-term debt: 36.8% and cash: 4.3% of total assets), and 68.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 33% on solvency, 27% on liquidity, 34% on profitability and 35% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Last filed accounts filed 31 days late; 1 of the last 3 late

NBB · filings

Sector: Specialised construction activities (NACE 43)

KBO

Founded in 2004

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.11, cash €33,911

NBB · annual accounts

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

34 days early

2023

8 days early

2022

12 days early

2021

25 days early

2020

3 days early

2019

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Documents

Key facts about PAUWELS & ZN.

What is the company number of PAUWELS & ZN.?: 0870.930.831. In Belgium the VAT number is the company number with BE in front: BE 0870.930.831.
Where is PAUWELS & ZN. based?: The registered office is at Spaanskwartier(DKL) 53, 9170 Sint-Gillis-Waas.Company details
What does PAUWELS & ZN. do?: According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of PAUWELS & ZN.?: Private limited company (BV).
When was PAUWELS & ZN. founded?: On 31-12-2004.
Is PAUWELS & ZN. still active?: Yes, PAUWELS & ZN. is an active enterprise in the KBO register.
How many employees does PAUWELS & ZN. have?: On average 1.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PAUWELS & ZN.?: ≈ €720,000 in financial year 2025. Estimated from the gross margin of €259,836: probably between €560,000 and €980,000, based on 145 comparable companies, NACE 43.
Is PAUWELS & ZN. profitable?: In financial year 2025, PAUWELS & ZN. made a profit of €57.
Where can I find the annual accounts of PAUWELS & ZN.?: PAUWELS & ZN. filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PAUWELS & ZN. due?: By 31-07-2027, for financial year 2026.Timeline