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PAUWELS & ZN.

Active
Private limited companyfounded 2004active for 21 yearsSpaanskwartier(DKL) 53, 9170 Sint-Gillis-Waas, BelgiumKBO/BCE: BE 0870.930.831
Summary

PAUWELS & ZN. has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252,118 and a net result of €57, of which €45,774 non-recurring income. Equity remains stable across the filed financial years (±2.2% per year). Its solvency ranks better than 34% of 9,865 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow ReportCompare
PAUWELS & ZN.ActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Site preparation
NACE 43120
1 site
Size
≈ €720,000turnover 2025, estimated
Staff
1.7 FTE
Equity
€252,118
Profit
€57
Turnover estimated from the gross margin
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts filed 31 days late1 of 2 deeds summarised
Why 69raises riskLast filed accounts filed 31 days late; 1 of the last 3 lateSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.11, cash €33,911lowers riskFounded in 2004Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 32% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 57+1
equity 31.7% of total assets
Liquidity 39-7
short-term debt 36.8% · cash 4.3%
Profitability 69=
return on assets 0.0%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 11-2024: 1.0%highest value 12-2024: 1.0%● unchanged vs 11-2024highest value 01-2025: 1.0%● unchanged vs 12-2024highest value 02-2025: 1.0%● unchanged vs 01-2025highest value 03-2025: 1.0%● unchanged vs 02-2025highest value 04-2025: 0.7%▼ -0.3 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.3%▼ -0.4 percentage points vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.6 percentage points vs 07-2026 09-2026: 0.7%▼ -0.3 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.11, compared with 0.96 in 2024, below the usual 1.5; short-term debt: 36.8% and cash: 4.3% of total assets), and 68.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 33% on solvency, 27% on liquidity, 34% on profitability and 35% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.11, cash €33,911
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
34 days early
2023
8 days early
2022
12 days early
2021
25 days early
2020
3 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Back to profitnet €817

Key points

  • Total assets 20256 financial years filed €794,750 View
  • Active since 2004founded 31-12-2004 21 years View

By topic

Financials

Financial year
2025
Total assets
€794,750
Profit
€57
Solvency
31.7%
Total assets▼ 2.0%
Net result
20182025
Go to Financials

Timeline

Events
25
Since
2006
Next accounts
by 31-07-2027
  1. 23-07-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 19-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
31-12-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Annual meeting
Second Wednesday of June at 20:30
Purpose
“De onderneming van diverse afbraak-, grond- en graafwerken; Het vervoer van goederen; Het…” (deed in Dutch)
Go to Articles of association

Key facts about PAUWELS & ZN.

What is the company number of PAUWELS & ZN.?
0870.930.831. In Belgium the VAT number is the company number with BE in front: BE 0870.930.831.
Where is PAUWELS & ZN. based?
The registered office is at Spaanskwartier(DKL) 53, 9170 Sint-Gillis-Waas.Company details
What does PAUWELS & ZN. do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of PAUWELS & ZN.?
Private limited company (BV).
When was PAUWELS & ZN. founded?
On 31-12-2004.
Is PAUWELS & ZN. still active?
Yes, PAUWELS & ZN. is an active enterprise in the KBO register.
How many employees does PAUWELS & ZN. have?
On average 1.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PAUWELS & ZN.?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PAUWELS & ZN. profitable?
In financial year 2025, PAUWELS & ZN. made a profit of €57.
Where can I find the annual accounts of PAUWELS & ZN.?
PAUWELS & ZN. filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAUWELS & ZN. due?
By 31-07-2027, for financial year 2026.Timeline

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