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MLVF

Active
Private limited companyfounded 2004active for 22 yearsAvenue du Fond Marie Monseu 9B, 1330 Rixensart, BelgiumKBO/BCE: BE 0866.989.760
Summary

The computed 12-month bankruptcy probability of MLVF is 9.8% (elevated). The 2024 annual accounts show equity of €199,176 and a net result of €39,470. Equity is growing by about 38% per year across the filed financial years. Its solvency ranks better than 37% of 35,978 sector peers (NACE 43, financial year 2024). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Site preparation
NACE 43120Painting of buildings NACE 43341
1 site
Size
€567,584total assets 2024
Equity
€199,176
Profit
€39,470
Turnover not published (abbreviated or micro format)
Financial health
33 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
9.8%
Structure
Accounts 73 days overdue1 of 6 deeds read
Why 33raises risk1 financial year not filed after the legal deadline; latest accounts 239 days late; 3 of the last 3 late1 change of registered office in 24 monthsFigures for financial year 2024 (filed 27-03-2026)lowers riskFounded in 2004Show the evidence

Checked score

Score 2024
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 43% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Average
Solvency 60-5
equity 35.1% of total assets
Liquidity 16-6
short-term debt 64.7% · cash 0.4%
Profitability 77-3
return on assets 7.0%
Bankruptcy probability, 12 months
9.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 11-2024: 3.8% 12-2024: 4.6%▲ +0.8 percentage points vs 11-2024 01-2025: 7.9%▲ +3.3 percentage points vs 12-2024 02-2025: 7.9%● unchanged vs 01-2025 03-2025: 8.0%▲ +0.1 percentage points vs 02-2025 04-2025: 7.3%▼ -0.7 percentage points vs 03-2025 05-2025: 7.3%● unchanged vs 04-2025 06-2025: 2.6%▼ -4.7 percentage points vs 05-2025lowest value 07-2025: 2.8%▲ +0.2 percentage points vs 06-2025 08-2025: 3.3%▲ +0.5 percentage points vs 07-2025 09-2025: 3.6%▲ +0.3 percentage points vs 08-2025 10-2025: 4.5%▲ +0.9 percentage points vs 09-2025 11-2025: 4.5%● unchanged vs 10-2025 12-2025: 5.5%▲ +1.0 percentage point vs 11-2025 01-2026: 9.2%▲ +3.7 percentage points vs 12-2025 02-2026: 9.2%● unchanged vs 01-2026 03-2026: 9.3%▲ +0.1 percentage points vs 02-2026 04-2026: 5.8%▼ -3.5 percentage points vs 03-2026 05-2026: 5.9%▲ +0.1 percentage points vs 04-2026 06-2026: 5.7%▼ -0.2 percentage points vs 05-2026 07-2026: 5.6%▼ -0.1 percentage points vs 06-2026 08-2026: 6.4%▲ +0.8 percentage points vs 07-2026 09-2026: 7.6%▲ +1.2 percentage points vs 08-2026 10-2026: 9.8%▲ +2.2 percentage points vs 09-2026highest value
Credit of up to €6,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 1.53, compared with 1.66 in 2023, above the usual 1.5; short-term debt: 64.7% and cash: 0.4% of total assets), but 64.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 37% on solvency, 9% on liquidity, 54% on profitability and 71% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 239 days late; 3 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 27-03-2026)
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 9 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-03-2026, 239 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
239 days late
2023
289 days late
2022
137 days late
2021
129 days late
2020
205 days late
2019
153 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 192 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · abbreviated…
  3. Resignation: VALAREZO FERNANDEZ Marcelo (manager)Appointment: VALAREZO FERNANDEZ Marcelo (director)…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View
  • Positive: Among the best 16% on equitysector median €58,303 · 35,995 companies €199,176 View
  • Positive: 6 profitable years in a rowprofit 2024: €39,470 6 years View
  • New directorlatest change 10-03-2026 · 1 in office 1 joined View

By topic

Financials

Financial year
2024
Total assets
€567,584
Profit
€39,470
Solvency
35.1%
Turnover▼ 3.5%
Net result
20182022
Go to Financials

Timeline

Events
23
Since
2006
  1. 16-05-2025Annual accounts filed
  2. 31-12-2023Equity above €150,000
  3. 15-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
30-08-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
31
Annual meeting
Second Friday of May at 10:00
Purpose
“Toutes opérations se rapportant directement ou indirectement à la construction,la…” (deed in French)
Go to Articles of association

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