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Complete company report
Generated 17-08-2026
Active BE 1004.688.683Private limited company

Paulussen & Andries

Parklaan 124 b1 ·2300 Turnhout, Belgium· 2 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

Paulussen & Andries is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €100k and a net result of €46k. Its solvency ranks better than 27% of 229 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €100k
Net result €46k
Staff (FTE) 3.9
Better than sector 27%
Financial profile 3 of 5 axes measured · computed by Checked
Health-Profitability100Solvency7Growth-Stability67
58 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 7
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview1 NBB filings
Annual accounts filed on 08-09-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 66 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 4.0% 21.1%
better than 27% of 229 sector peers
Net result €46k €65k
better than 41% of 229 sector peers
Equity €100k €128k
better than 45% of 229 sector peers
Gross operating margin €550k €405k
better than 56% of 228 sector peers
Staff costs €258k €353k
higher than 38% of 151 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositverkort
Revenuen/a
EBITDAn/a
Net profit€46k
Cash flown/a
Staff costs€258k
Income taxes€18k
Dividends€46k
Total assets€2.52M
Equity€100k
Debt€2.42M
of which ≤ 1y€383k
of which > 1y€2.03M
Working capitaln/a
Employees (FTE)3.9
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency4.0%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA1.8%
ROE45.9%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.52M
Fixed assets 21/28€2.27M
Intangible fixed assets 21€2.21M
Tangible fixed assets 22/27€59k
Current assets 29/58€258k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€235k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.52M
Equity 10/15€100k
Contributions / capital 10/11€100k
Amounts payable 17/49€2.42M
Amounts payable after one year 17€2.03M
Amounts payable within one year 42/48€383k
Trade debts payable within one year 44€98k
Income statement
Gross operating margin 9900€550k
Operating result 9901€122k
Financial income 75€497
Financial charges 65€59k
Result before taxes 9903€64k
Income taxes 67/77€18k
Net result for the period 9904€46k
Result to be appropriated 9905€46k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation15-01-2024
StatusActive
Postal code2300
Establishment units 1 location
Paulussen & Andries
Parklaan 124, 2300 TurnhoutActiviteiten van verzekeringsagenten en -makelaars
since 20242.354.970.651
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13452N0221/00K000 Flanders 1,792 m² 1 · 315 m² 8.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
08-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
11-04-2024
State Gazette act Capital & shares
Coppens Jan
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Capital history · 1
11-04-2024
Capital change
All acts · 1 updated 2 years ago
2024
11-04-2024 Capital increase of €90,000 to €90,000 Capital & shares·Coppens Jan
  • €0 → €90.000
  • Inbreng in geld · Apport en numéraire
Notary: Coppens Jan · Vosselaar
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 90000.0,
      "delta_eur": 90000.0,
      "before_eur": 0.0,
      "_arith_derived": "before",
      "share_emission": {
        "agio_eur": null,
        "share_form": "no_nominal_value",
        "share_class": null,
        "n_new_shares": 900,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": 100.0
      },
      "decrease_purpose": null,
      "contribution_type": "geld",
      "paid_up_delta_eur": 90000.0,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Coppens Jan",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Vosselaar",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-04-11",
    "filing_date": "2024-04-09",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-03-28",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-03-28"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "1004.688.683",
    "name_full": "Paulussen \u0026 Andries",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "akte",
    "lijst publicatiedata",
    "gestco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL Paulussen & Andries
Registered office
Parklaan 124 b1
2300 Turnhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative