Paul Van Laer
ActivePaul Van Laer has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €248k and a net result of €118k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 36374 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency52▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.52 against 1.89 in 2023), but 78.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 36374 sector peers (2024).
NBB · sector comparisonPosition among 36374 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
127 d late
2022
152 d late
2021
98 d early
2020
39 d early
2019
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€248k▲ 91.6%
2023 · €129k
2018: €-185k
2019: €-170k
2020: €-155k
2021: €38k
2022: €-202
2023: €129k
2018 → 2024
Total assets
€1.13M▲ 52.9%
2023 · €742k
2018: €39k
2019: €46k
2020: €57k
2021: €626k
2022: €1.20M
2023: €742k
2018 → 2024
Net result
€118k▼ 8.5%
2023 · €129k
2018: €6k
2019: €15k
2020: €15k
2021: €-6k
2022: €-39k
2023: €129k
2018 → 2024
Working capital
€682k▲ 95.8%
2023 · €348k
2018: €-189k
2019: €-175k
2020: €-160k
2021: €250k
2022: €830k
2023: €348k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-155k-€38k€-202€129k€248k▲ 91.6%
Operating result€16k-€-6k€-25k▼ 356%€156k€156k=
Net result€15k-€-6k€-39k▼ 505%€129k€118k▼ 8.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 0% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.13M
Fixed assets
€2k
Current assets
€1.13M
Equity and liabilities €1.13M
Equity
€248k▲ 91.6%
Debt
€886k▲ 44.7%
The debt ratio falls from 82.6% to 78.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€156k
Cash flow
€119k
Solvency
21.8%▲
2023 · 17.4%
Current ratio
2.52▲
2023 · 1.89
Quick ratio
0.47▼
2023 · 0.58
Debt / equity
3.58▼
2023 · 4.74
ROE
47.8%▼
2023 · 100.2%
ROA
10.4%▼
2023 · 17.5%
Interest coverage
6.59
Debt
€886k▲
2023 · €612k
Debt ≤ 1 year
€450k▲
2023 · €393k
Debt > 1 year
€436k▲
2023 · €219k
Income taxes
€17k▲
2023 · €249
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€742k€1.13M▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€742k€1.13M▲
Stocks and contracts in progress3€515k€920k▲
Stocks30/36€515k€920k▲
Amounts receivable within one year40/41€28k€131k▲
Trade receivables40€8k€9k▲
Other amounts receivable41€20k€121k▲
Cash at bank and in hand54/58€198k€81k▼
Equity and liabilities
Total equity and liabilities10/49€742k€1.13M▲
Equity10/15€129k€248k▲
Contributions10/11€219k€219k=
Reserves13-€29k
Distributable reserves133-€29k
Profit (loss) carried forward14€-89k-
Amounts payable17/49€612k€886k▲
Amounts payable after more than one year17€219k€436k▲
Financial debts170/4€219k€436k▲
Amounts payable within one year42/48€393k€450k▲
Trade debts44€580€37k▲
Suppliers440/4€580€37k▲
Taxes, remuneration and social security45€8k€28k▲
Taxes450/3€8k€28k▲
Other amounts payable47/48€385k€385k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€220
Other operating charges640/8€2k€2k▼
Gross operating margin9900€158k€158k▼
Operating profit (loss)9901€156k€156k=
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€26k€24k▼
Recurring financial charges65€26k€24k▼
Profit (loss) for the period before taxes9903€130k€135k▲
Income taxes67/77€249€17k▲
Profit (loss) for the period9904€129k€118k▼
Profit (loss) for the period to be appropriated9905€129k€118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-89k€29k▲
Profit (loss) brought forward from the previous period14P€-219k€-89k▲
Transfer to equity691/2-€29k
To other reserves6921-€29k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €200kEq €248k ▲91.6%
2 profitable years in a row build equity to €248k.
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 127 days late
2023
31-12
Financial
Back to profitnet €129k
Net result €129k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €129k
Equity rises from €-202 to €129k.
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 152 days late
2022
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 7current ratio 1.67
Current ratio from 0.24 to 1.67.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Processieweg 492520 RanstGround area
660 m²
Building footprint
47 m²
Volume, LiDAR
253 m³
Parcel 11035C0113/00C002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Processieweg 49, 2520 Ranst
since 19942.065.036.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035C0113/00C002 | Flanders | 660 m² | 1 · 47 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VBS
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VAN ELDOM
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DAL-E
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Of 22,740 companies in sector 43211 we hold annual accounts for 10,275. 7,885 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-1993
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
33140Repair and maintenance of electrical equipment
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.