KCV Consulting
ActiveThe computed 12-month bankruptcy probability of KCV Consulting is 2.0% (moderate). The 2025 annual accounts show equity of €248k and a net result of €81k. Equity is growing by ~50.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 7.03 against 3.54 in 2024), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
28%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
158 d early
2024
9 d early
2023
99 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€248k▲ 48.0%
2024 · €167k
2023: €78k
2024: €167k
2023 → 2025
Total assets
€290k▲ 25.2%
2024 · €232k
2023: €132k
2024: €232k
2023 → 2025
Net result
€81k▼ 9.3%
2024 · €89k
2023: €89k
2024: €89k
2023 → 2025
Working capital
€240k▲ 47.3%
2024 · €163k
2023: €70k
2024: €163k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€78k-€167k▲ 115%€248k▲ 48.0%
Operating result€119k-€111k▼ 7.5%€101k▼ 8.9%
Net result€89k-€89k▲ 1.0%€81k▼ 9.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290k
Fixed assets
€10k▲ 130%
Current assets
€280k▲ 23.3%
Equity and liabilities €290k
Equity
€248k▲ 48.0%
Debt
€42k▼ 34.1%
The debt ratio falls from 27.7% to 14.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€103k▼
2024 · €111k
Cash flow
€83k▼
2024 · €90k
Solvency
85.4%▲
2024 · 72.3%
Current ratio
7.03▲
2024 · 3.54
Quick ratio
7.03▲
2024 · 3.54
Debt / equity
0.17▼
2024 · 0.38
ROE
32.7%▼
2024 · 53.4%
ROA
28.0%▼
2024 · 38.6%
Interest coverage
42.03▼
2024 · 175.37
Debt
€42k▼
2024 · €64k
Debt ≤ 1 year
€40k▼
2024 · €64k
Income taxes
€22k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€232k€290k▲
Fixed assets21/28€4k€10k▲
Tangible fixed assets22/27€4k€10k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€2k€8k▲
Current assets29/58€228k€280k▲
Amounts receivable within one year40/41€8k€39k▲
Trade receivables40€7k€8k▲
Other amounts receivable41€812€31k▲
Current investments50/53€165k€192k▲
Cash at bank and in hand54/58€28k€28k▼
Deferred charges and accrued income490/1€26k€21k▼
Equity and liabilities
Total equity and liabilities10/49€232k€290k▲
Equity10/15€167k€248k▲
Contributions10/11€2k€2k=
Reserves13€165k€246k▲
Distributable reserves133€165k€246k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€64k€42k▼
Amounts payable within one year42/48€64k€40k▼
Trade debts44€880€2k▲
Suppliers440/4€880€2k▲
Taxes, remuneration and social security45€63k€37k▼
Taxes450/3€63k€37k▼
Other amounts payable47/48€0€800▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€853€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€715€839▲
Gross operating margin9900€112k€104k▼
Operating profit (loss)9901€111k€101k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€635€2k▲
Recurring financial charges65€635€2k▲
Profit (loss) for the period before taxes9903€114k€104k▼
Income taxes67/77€24k€22k▼
Profit (loss) for the period9904€89k€81k▼
Profit (loss) for the period to be appropriated9905€89k€81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€81k▼
Transfer to equity691/2€89k€80k▼
To other reserves6921€89k€80k▼
Profit to be distributed694/7€0€800▲
Directors or managers695€0€800▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €81k ▼9.3%
Net result drops to €81k, the lowest in the series.
31-12
Financial
Equity above €200kEq €248k ▲48%
3 profitable years in a row build equity to €248k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €89k ▲1%
Net result €89k, the highest in the series.
31-12
Financial
Equity above €150kEq €167k ▲115%
2 profitable years in a row build equity to €167k.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tusvoort 703980 Tessenderlo-HamGround area
528 m²
Building footprint
119 m²
Volume, LiDAR
493 m³
Parcel 71362B1587/00H000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KCV Consulting
since 20222.337.256.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B1587/00H000 | Flanders | 528 m² | 1 · 119 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VBS
BE 0475.688.592
Kampenhout · Eq €248k
VAN ELDOM
BE 0780.620.960
Onhaye · Eq €248k
DAL-E
BE 0518.946.040
Grez-Doiceau · Eq €248k
ELEKTRO PETER BYTTEBIER
BE 0474.747.890
Ingelmunster · Eq €248k
Paul Van Laer
BE 0451.520.152
Ranst · Eq €248k
Of 22,740 companies in sector 43211 we hold annual accounts for 10,273. 7,882 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2022
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
35150Electricity, gas, steam and air conditioning supply
61100Wired, wireless and satellite telecommunications
61200Telecommunications
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.