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PAUL SMITH BELGIUM

Active
Private limited companyfounded 2008active for 18 yearsKelderstraat 2/3, 2000 Antwerpen, BelgiumKBO/BCE: BE 0899.734.980

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PAUL SMITH BELGIUM has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of -€177,517. Equity has been growing by about 9.3% per year since 2019. Its solvency ranks better than 77% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 07-08-2008 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 1 other
Establishment unit
2.173.365.766 2000 Antwerpen, since 01-11-2008
Financial year end
30 June
Peppol
Reachable since 17-12-2025

Board and ownership

Board
Auditor
EY Bedrijfsrevisoren BV
Shareholders

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 30-06-2025
Gross margin
€811,218
Turnover
≈ €3.0m
estimated
Loss
€177,517
▼ 50.1%
Equity
€1.2m
▼ 12.9%
Total assets
€1.9m
▲ 1.2%
Staff
10.7 FTE
▲ 11.5%
Net result +50%: other schema
Filed on 12-11-2025, 80 days before the deadlinePDF
Score breakdownraises riskLoss of €177,517, the second in a row (financial year 2025)Size: 10.7 FTE, total assets €1.9mlowers riskFounded in 2008Equity €1.2m (64.8% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 90-10
equity 64.8% of total assets
Liquidity 42-4
short-term debt 35.2% · cash 6.5%
Profitability 7+7
return on assets -9.6%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)
Last 24 months 11-2024: 0.8% 12-2024: 1.1%▲ +0.3 percentage points vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025highest value 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 0.7%▼ -0.4 percentage points vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026lowest value 03-2026: 0.7%● unchanged vs 02-2026lowest value 04-2026: 0.7%● unchanged vs 03-2026lowest value 05-2026: 0.7%● unchanged vs 04-2026lowest value 06-2026: 0.7%● unchanged vs 05-2026lowest value 07-2026: 0.7%● unchanged vs 06-2026lowest value 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.1 percentage points vs 09-2026
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.8 (4.01 in 2024), above the usual 1.5. Short-term debt is 35.2% and cash 6.5% of total assets. 35.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 84% of them on solvency, 48% on liquidity, 6% on profitability and 20% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €177,517, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 10.7 FTE, total assets €1.9m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €1.2m (64.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€177,517
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-11-2025, 80 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
80 days early
2024
87 days early
2023
2 days early
2022
on the day
2021
38 days early
2020
41 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 43 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 December (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€177,517 View
  • Caution: Lower net result than 95% of companies in retail tradesector median €27,641 · 12,747 companies -€177,517 View
  • Board changedlatest change 06-01-2026 · 3 in office 2 joined · 1 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: Result rose in 2025different schema filed ▲ 50.1% View

Comparable companies

These companies have the same main activity as PAUL SMITH BELGIUM: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €1.4m and €2m, founded between 2006 and 2010.

CompanyTotal assetsGross margin
PAUL SMITH BELGIUM Antwerpen€1.9m€0.8m
De Meisjes Gent€2.0m€1.1m
Merkkleding Retie€1.4m€0.7m
La Garde-Robe Bonheiden€1.4m€0.6m
D.A.C. Thimister-Clermont€2.0m€1.2m
Casual Chic Sint-Genesius-Rode€2.0m€1.2m
D'Store Boutersem€1.7m€0.9m
Full comparison

Documents

Annual accounts at the NBB

All 16 annual accounts

Articles and registers

Key facts about PAUL SMITH BELGIUM

What is the company number of PAUL SMITH BELGIUM?
The company number of PAUL SMITH BELGIUM is 0899.734.980. The VAT number is the same number with BE in front: BE 0899.734.980.
Where is PAUL SMITH BELGIUM based?
The registered office is at Kelderstraat 2/3, 2000 Antwerpen.Company details
What does PAUL SMITH BELGIUM do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of PAUL SMITH BELGIUM?
The legal form of PAUL SMITH BELGIUM is Private limited company (BV).
When was PAUL SMITH BELGIUM founded?
PAUL SMITH BELGIUM was founded on 07-08-2008.
Is PAUL SMITH BELGIUM still active?
Yes, PAUL SMITH BELGIUM is an active enterprise in the KBO register.
How many employees does PAUL SMITH BELGIUM have?
PAUL SMITH BELGIUM had an average of 10.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PAUL SMITH BELGIUM?
The turnover in financial year 2025 is ≈ €3.0m. This figure is estimated from the gross margin of €811,218 and 47 comparable companies (NACE 477). It probably lies between €2.3m and €4.9m. In financial year 2024 turnover was €2.4m.
Is PAUL SMITH BELGIUM profitable?
In financial year 2025, PAUL SMITH BELGIUM made a loss of €177,517.
Where can I find the annual accounts of PAUL SMITH BELGIUM?
PAUL SMITH BELGIUM filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of PAUL SMITH BELGIUM due?
PAUL SMITH BELGIUM must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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