D'Store
ActiveSummary
D'Store has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266,137 and a net result of €8,207. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 19% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▲+37
Solvency40▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.1 in 2024; short-term debt: 74.4% and cash: 9.3% of total assets), and 84.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.5%
Return on assets
0.5%
Age of the figures
13 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8737 sector peers (2025).
NBB · sector comparisonPosition among 8737 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-03-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
4 d early
2023
4 d early
2022
17 d early
2021
65 d early
2020
13 d early
2019
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close27-09-2026 today31-03-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 employer in Boutersem
Equity
€266,137▲ 3.2%
2024 · €257,929
Total assets
€1.7m▲ 4.5%
2024 · €1.6m
Net result
€8,207
2024 · -€284,052
Working capital
€124,866▲ 8.8%
2024 · €114,715
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€196,109€365,702-€740,602-€229,477▲ 69.0%€67,965
Net result-€221,533▼ 451%€363,634-€751,877-€284,052▲ 62.2%€8,207
Equity€930,224▲ 513%€1.3m▲ 39.1%€541,981▼ 58.1%€257,929▼ 52.4%€266,137▲ 3.2%
Total assets€2.3m▼ 19.1%€2.1m▼ 7.4%€944,289▼ 54.9%€1.6m▲ 74.3%€1.7m▲ 4.5%
Debt€1.3m▼ 49.6%€800,854▼ 39.8%€402,308▼ 49.8%€1.4m▲ 245%€1.5m▲ 4.7%
Working capital€1.3m▲ 131%€1.5m▲ 17.9%€573,566▼ 61.6%€114,715▼ 80.0%€124,866▲ 8.8%
Staff (FTE)21.5▼ 39.6%23.2▲ 7.9%20.2▼ 12.9%14.9▼ 26.2%14.4▼ 3.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2024 Net result +62%, Equity -52%, Total assets +74% on 2023. Cause not known from the registers.
- 2023 Equity -58%, Total assets -55% on 2022. Cause not known from the registers.
- 2021 Net result -451%, Equity +513% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €67,965 after a loss of €229,477 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€314,579 ▼ 17.2%
Current assets
€1.4m ▲ 11.0%
Equity and liabilities €1.7m
Equity
€266,137 ▲ 3.2%
Debt
€1.5m ▲ 4.7%
Debt's share of the balance-sheet total rises from 84.3% to 84.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€145,926▲
2024 · -€165,790
Cash flow
€86,168▲
2024 · -€220,365
Current ratio
1.10▼
2024 · 1.10
Quick ratio
0.32▼
2024 · 0.45
Debt to equity
5.46▲
2024 · 5.38
ROE
3.1%▲
2024 · -110.1%
ROA
0.5%▲
2024 · -17.3%
Interest coverage
2.16▲
2024 · -2.67
Debt ≤ 1 year
€1.3m▲
2024 · €1.2m
Debt > 1 year
€170,059▼
2024 · €229,812
Income taxes
€547▼
2024 · €1,038
Staff costs
€743,606▲
2024 · €734,257
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,098 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 98% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
0.9%
stopped otherwise
98%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,098 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €200 | €10,000 | - | €1,206 | - |
| Remuneration, social security and pensions62 | - | €664,422 | €665,136 | €734,257 | €743,606 | ▲ 1.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €88,841 | €39,244 | €6,030 | €63,687 | €77,961 | ▲ 22.4% |
| Other operating charges640/8 | - | €6,574 | €5,670 | €6,965 | €3,767 | ▼ 45.9% |
| Non-recurring operating charges66A | - | - | €5,529 | - | - | - |
| Gross operating margin9900 | €429,508 | €1.1m | -€58,237 | €575,432 | €893,298 | ▲ 55.2% |
| Operating profit (loss)9901 | -€196,109 | €365,702 | -€740,602 | -€229,477 | €67,965 | ▲ 130% |
| Financial income75/76B | - | €30,253 | €15,551 | €8,661 | €8,214 | ▼ 5.2% |
| Recurring financial income75 | €7,940 | €30,253 | €15,551 | €8,661 | €8,214 | ▼ 5.2% |
| Financial charges65/66B | - | €31,500 | €26,055 | €62,198 | €67,424 | ▲ 8.4% |
| Recurring financial charges65 | €32,303 | €31,500 | €26,055 | €62,198 | €67,424 | ▲ 8.4% |
| Profit (loss) for the period before taxes9903 | -€220,472 | €364,456 | -€751,106 | -€283,014 | €8,754 | ▲ 103% |
| Income taxes67/77 | €1,061 | €822 | €771 | €1,038 | €547 | ▼ 47.4% |
| Profit (loss) for the period9904 | -€221,533 | €363,634 | -€751,877 | -€284,052 | €8,207 | ▲ 103% |
| Profit (loss) for the period to be appropriated9905 | -€221,533 | €363,634 | -€751,877 | -€284,052 | €8,207 | ▲ 103% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.3m | €2.1m | €944,289 | €1.6m | €1.7m | ▲ 4.5% |
| Fixed assets21/28 | €46,377 | €7,134 | €73,430 | €379,835 | €314,579 | ▼ 17.2% |
| Intangible fixed assets21 | - | - | €5,556 | €24,107 | €15,305 | ▼ 36.5% |
| Tangible fixed assets22/27 | €46,377 | €7,134 | €67,374 | €355,728 | €299,275 | ▼ 15.9% |
| Plant, machinery and equipment23 | - | €1,079 | €33,926 | €221,123 | €192,556 | ▼ 12.9% |
| Furniture and vehicles24 | - | €280 | €33,447 | €25,387 | €7,465 | ▼ 70.6% |
| Other tangible fixed assets26 | - | €5,775 | - | €109,219 | €99,253 | ▼ 9.1% |
| Financial fixed assets28 | - | - | €500 | - | - | - |
| Current assets29/58 | €2.2m | €2.1m | €870,859 | €1.3m | €1.4m | ▲ 11.0% |
| Stocks and contracts in progress3 | €2.0m | €1.7m | €57,293 | €748,892 | €997,337 | ▲ 33.2% |
| Stocks30/36 | - | €1.7m | €57,293 | €748,892 | €997,337 | ▲ 33.2% |
| Amounts receivable within one year40/41 | €92,387 | €36,054 | €355,378 | €195,283 | €153,618 | ▼ 21.3% |
| Trade receivables40 | - | €27,989 | €155,527 | €102,767 | €73,127 | ▼ 28.8% |
| Other amounts receivable41 | - | €8,065 | €199,851 | €92,516 | €80,492 | ▼ 13.0% |
| Cash at bank and in hand54/58 | €128,522 | €352,535 | €452,928 | €223,903 | €159,443 | ▼ 28.8% |
| Deferred charges and accrued income490/1 | - | €14,314 | €5,260 | €97,932 | €94,323 | ▼ 3.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.3m | €2.1m | €944,289 | €1.6m | €1.7m | ▲ 4.5% |
| Equity10/15 | €930,224 | €1.3m | €541,981 | €257,929 | €266,137 | ▲ 3.2% |
| Contributions10/11 | - | €1.2m | €1.2m | €1.2m | €1.2m | = |
| Reserves13 | €85,656 | €85,656 | €85,656 | €85,656 | €85,656 | = |
| Non-distributable reserves130/1 | - | €9,969 | €9,969 | €9,969 | €9,969 | = |
| Reserves not available under the articles1311 | - | €9,969 | €9,969 | €9,969 | €9,969 | = |
| Tax-exempt reserves132 | - | €662 | €662 | €662 | €662 | = |
| Distributable reserves133 | - | €75,026 | €75,026 | €75,026 | €75,026 | = |
| Profit (loss) carried forward14 | -€367,232 | -€3,598 | -€755,475 | -€1.0m | -€1.0m | ▲ 0.8% |
| Amounts payable17/49 | €1.3m | €800,854 | €402,308 | €1.4m | €1.5m | ▲ 4.7% |
| Amounts payable after more than one year17 | €377,722 | €207,464 | €105,014 | €229,812 | €170,059 | ▼ 26.0% |
| Financial debts170/4 | - | €207,464 | €105,014 | €229,812 | €170,059 | ▼ 26.0% |
| Amounts payable within one year42/48 | €948,139 | €593,363 | €297,293 | €1.2m | €1.3m | ▲ 11.2% |
| Current portion of amounts payable after more than one year42 | - | €170,296 | €132,906 | €158,564 | €102,530 | ▼ 35.3% |
| Financial debts43 | - | €100,000 | €100,000 | €325,000 | €520,000 | ▲ 60.0% |
| Credit institutions430/8 | - | €100,000 | €100,000 | €325,000 | €520,000 | ▲ 60.0% |
| Trade debts44 | €295,651 | €206,788 | €20,980 | €265,517 | €249,122 | ▼ 6.2% |
| Suppliers440/4 | - | €206,788 | €20,980 | €265,517 | €249,122 | ▼ 6.2% |
| Advances received on contracts in progress46 | - | - | - | €52,469 | €14,612 | ▼ 72.2% |
| Taxes, remuneration and social security45 | - | €116,278 | €43,408 | €133,656 | €129,172 | ▼ 3.4% |
| Taxes450/3 | - | €16,767 | €7,247 | €23,160 | €26,645 | ▲ 15.0% |
| Remuneration and social security454/9 | - | €99,511 | €36,161 | €110,496 | €102,527 | ▼ 7.2% |
| Other amounts payable47/48 | - | - | - | €216,089 | €264,419 | ▲ 22.4% |
| Accrued charges and deferred income492/3 | - | €27 | - | €6,809 | €3,250 | ▼ 52.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€221,533 | €363,634 | -€751,877 | -€284,052 | €8,207 | ▲ 103% |
| + Depreciation and write-downs630 | €88,841 | €39,244 | €6,030 | €63,687 | €77,961 | ▲ 22.4% |
| Operating cash flow (approximation) | -€132,692 | €402,878 | -€745,847 | -€220,365 | €86,168 | ▲ 139% |
| Investment in fixed assets (approximation) | - | €0 | -€72,326 | -€370,092 | -€12,705 | ▲ 96.6% |
| Change in cash | - | €224,013 | €100,393 | -€229,025 | -€64,460 | ▲ 71.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-08
Financial
Back to profitnet €8,207
Net result €8,207 after 2 loss-making years.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
Financial
Weakest financial yearnet -€751,877
Net result drops to -€751,877, the lowest in the series; recovery starts the following year.
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
Financial
Back to profitnet €363,634
Net result €363,634 after 3 loss-making years.
31-08
Financial
Equity above €1mEq €1.3m ▲39.1%
Equity rises from €930,224 to €1.3m.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
Financial
Equity above €500,000Eq €930,224 ▲513%
Equity rises from €151,757 to €930,224.
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2009
Ground area
3,783 m²
Building footprint
3,504 m²
Volume, LiDAR
8,834 m³
Parcel 24093C0351/00B000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
D'STORE
since 20092.182.285.808
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24093C0351/00B000 | Flanders | 3,783 m² | 1 · 3,504 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- Hmm Leuven
- D'Store
Highest known parent: Hmm Leuven. The sources do not say who stands above it.
Owners 1
- Hmm LeuvenparentSourceaccounts Hmm Leuven 2025100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,326 EUR awarded · 1,889 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 75 EUR |
| 2024 | 1 | 75 EUR | 0 EUR |
| 2023 | 1 | 437 EUR | 0 EUR |
| 2022 | 1 | 1,814 EUR | 1,814 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteBoutersem2.182.285.808
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 38,697 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-2009
Fiscal year end31-08
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0818248052
Registered
22-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.