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PAUL ROSEWICK

Active
Private limited companyfounded 200521 yrs activeRue Jean Gôme 20, 4802 Verviers, BelgiumKBO/BCE: BE 0872.568.646
Summary

The computed 12-month bankruptcy probability of PAUL ROSEWICK is 1.7% (moderate). The annual accounts of PAUL ROSEWICK for fiscal year 2024 show a net loss of 146% of total assets and of 81% of the equity at the start of that year. The 2024 annual accounts show equity of €4,198 and a net result of -€17,511. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 36364 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
PAUL ROSEWICKActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Painting of buildings
NACE 43341NACE 45441
1 site
Size
€11,966total assets 2024
Equity
€4,198
Loss
-€17,511
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2024
Bankruptcy chance 12 m
1.7%
Structure
Accounts 64 d overdue0 of 7 deeds read
Why 53- Figures for FY 2024 (filed 30-08-2025)- Loss of €17,511, the second in a row (FY 2024)+ Size: total assets €11,966+ Founded in 2005Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 15% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 60-40
equity 35.1% of total assets
Liquidity 26-67
short-term debt 64.9% · cash 8.3%
Profitability 0=
return on assets -146.3%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● 0.0% vs 11-2024 01-2025: 1.1%▼ -0.6% vs 12-2024 02-2025: 1.1%● 0.0% vs 01-2025 03-2025: 1.1%▲ +1.4% vs 02-2025 04-2025: 1.1%▼ -0.8% vs 03-2025 05-2025: 1.1%▼ -3.7% vs 04-2025 06-2025: 1.0%▼ -5.8% vs 05-2025 07-2025: 1.0%▲ +0.8% vs 06-2025 08-2025: 1.1%▲ +11.0% vs 07-2025 09-2025: 0.9%▼ -20.1% vs 08-2025 10-2025: 0.9%● 0.0% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▼ -1.1% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%▼ -1.1% vs 02-2026 04-2026: 0.9%● 0.0% vs 03-2026 05-2026: 0.9%▼ -1.8% vs 04-2026 06-2026: 0.9%▼ -0.2% vs 05-2026lowest value 07-2026: 1.0%▲ +12.3% vs 06-2026 08-2026: 1.4%▲ +47.9% vs 07-2026 09-2026: 1.4%▼ -3.3% vs 08-2026 10-2026: 1.7%▲ +20.8% vs 09-2026highest value
  • Size: total assets €11,966 lowers the probability for this profile
  • Founded in 2005 lowers the probability for this profile
  • Figures for FY 2024 (filed 30-08-2025) raises the probability
  • Loss of €17,511, the second in a row (FY 2024) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.39 against 4.6 in 2023; short-term debt: 64.9% and cash: 8.3% of total assets), and 64.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 37%, liquidity 15%, profitability 4%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €11,966
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2005
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Figures for FY 2024 (filed 30-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €17,511, the second in a row (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€17,511
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
184 d late
2022
3 d early
2021
30 d late
2020
26 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 60 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Weakest financial yearnet -€17,511

Key points

  • Caution: Among the weakest 9% on net resultsector median €9,292 · 36,333 companies -€17,511 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€17,511 View

By topic

Financials

Fiscal year
2024
Total assets
€11,966
Loss
-€17,511
Solvency
35.1%
Total assets▼ 56.8%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 30-08-2025Annual accounts filed
  2. 31-01-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
17-03-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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