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M&J CONSTRUCTION

Active
Private limited companyfounded 200719 yrs activeMarc Henri Van Laerlaan 61, 1070 Anderlecht, BelgiumKBO/BCE: BE 0890.403.382
Summary

The computed 12-month bankruptcy probability of M&J CONSTRUCTION is 1.8% (moderate). The 2025 annual accounts show equity of €29,847 and a net result of €18,611. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 30651 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
M&J CONSTRUCTIONActiveChecked score 85/100
Risk analysis ReportCompare

Overview

What they do
Painting of buildings
NACE 43341NACE 45441
2 sites
How big
€37,646total assets 2025
Equity
€29,847
Profit
€18,611
Financially healthy?
85 Excellent Checked score 2025
Bankruptcy chance 12 m
1.8%
Who decides
Accounts 17 d early0 of 5 deeds read
Why 85- Higher-failure-rate sector- Higher-failure-rate region- Multiple establishment units+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
85 / 100
Excellent
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+35
Growth59=
Track record100
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 4.11 against 1.53 in 2024; short-term debt: 20.7% and cash: 50.3% of total assets), and 20.7% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.3%
Return on assets
49.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
16 d early
2023
18 d early
2022
9 d early
2021
2 d early
2020
23 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €18,611 ▲11%
  3. Liquidity triplescurrent ratio 4.11

Key points

  • Positive: Among the best 16% on solvencysector median 47.2% · 30,651 companies 79.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20256 fiscal years filed €37,646 View

By topic

Financials

Fiscal year
2025
Total assets
€37,646
Profit
€18,611
Solvency
79.3%
Turnover▲ 113%
Net result
20182020
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 14-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Liquidity triples
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
28-06-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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