PATRIMONIUS
ActiveSummary
PATRIMONIUS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €47k. Equity is growing by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency37▲+37
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.52 in 2024; short-term debt: 88.1% and cash: 86.7% of total assets), and 88.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.9%
Return on assets
59.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
44 d early
2023
1 d early
2022
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k
2024 · €-23k
2022: €-28k
2023: €-25k
2024: €-23k
2022 → 2025
Total assets
€80k▲ 85.9%
2024 · €43k
2022: €31k
2023: €36k
2024: €43k
2022 → 2025
Net result
€47k▲ 1,952%
2024 · €2k
2022: €-29k
2023: €3k
2024: €2k
2022 → 2025
Working capital
€3k
2024 · €-32k
2022: €-42k
2023: €-37k
2024: €-32k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-28k-€-25k▲ 9.2%€-23k▲ 9.2%€10k
Operating result€-29k-€3k€2k▼ 8.8%€55k▲ 2,154%
Net result€-29k-€3k€2k▼ 9.4%€47k▲ 1,952%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,154% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€7k ▼ 23.2%
Current assets
€73k ▲ 115%
Equity and liabilities €80k
Equity
€10k
Debt
€70k
Debt finances 88.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€58k▲
2024 · €6k
Cash flow
€49k▲
2024 · €6k
Current ratio
1.04▲
2024 · 0.52
Debt to equity
7.40▲
2024 · -2.89
ROE
497.1%
ROA
59.2%▲
2024 · 5.4%
Interest coverage
5750881.00▲
2024 · 2269.62
Debt ≤ 1 year
€70k▲
2024 · €66k
Income taxes
€8k▲
2024 · €160
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€80k▲
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€476-
Furniture and vehicles24€802€246▼
Other tangible fixed assets26€8k€7k▼
Current assets29/58€34k€73k▲
Amounts receivable within one year40/41€15k€4k▼
Trade receivables40€13k€1k▼
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€19k€69k▲
Deferred charges and accrued income490/1€142€146▲
Equity and liabilities
Total equity and liabilities10/49€43k€80k▲
Equity10/15€-23k€10k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-24k€8k▲
Amounts payable17/49€66k€70k▲
Amounts payable within one year42/48€66k€70k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€1k€8k▲
Other amounts payable47/48€57k€55k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€333€347▲
Gross operating margin9900€6k€58k▲
Operating profit (loss)9901€2k€55k▲
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€3€0▼
Recurring financial charges65€3€0▼
Profit (loss) for the period before taxes9903€2k€55k▲
Income taxes67/77€160€8k▲
Profit (loss) for the period9904€2k€47k▲
Profit (loss) for the period to be appropriated9905€2k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€23k▲
Profit (loss) brought forward from the previous period14P€-27k€-24k▲
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €47k ▲1952%
Operating result €55k, net result €47k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.04
Current ratio from 0.52 to 1.04.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Franck 54623 FléronGround area
969 m²
Building footprint
113 m²
Volume, LiDAR
703 m³
Parcel 62068A0198/00H000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PATRIMONIUS
since 20222.329.046.016
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62068A0198/00H000 | Wallonia | 969 m² | 1 · 113 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SUMALI
BE 0775.503.122
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B.E.B.
BE 0464.334.545
Schaarbeek · Eq €9,480
WE SOLD
BE 0736.853.174
Brussel · Eq €9,541
JANSSEUNE PROJECTS
BE 0776.464.709
Bredene · Eq €9,542
GRACE LIVING
BE 0765.736.509
Grez-Doiceau · Eq €9,456
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 1,843 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.