Equity
€9,480 from €483,205 in 2009
Equity fell by 98% in 16 years.
B.E.B.
Lifetime
19 annual accounts with figures on one time axis, 27 filings since 1999peak €91,870 (2008)
-€10,993▲ €3,825
lowest -€51,695 (2024)
-€50,118▲ €1,576
peak €483,205 (2009)
€9,480▼ 84.1%
€272,518▲ 17.6%
Board2 names since 2021
2 directorsBruno DETHIOUX and 1 other
Owners
100%IMMIFIN
Documentsfilings and deeds
12-01-202619 days before the deadline
2025financial year
Gross margin from -€14,819 to -€10,993Loss of €50,118Equity from €59,599 to €9,480Debts from €231,742 to €272,518
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 15% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.3%▲ +0.1 percentage points vs 01-2026highest value
03-2026: 0.3%● unchanged vs 02-2026highest value
04-2026: 0.3%● unchanged vs 03-2026highest value
05-2026: 0.3%● unchanged vs 04-2026highest value
06-2026: 0.3%● unchanged vs 05-2026highest value
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €50,118, the second in a row (financial year 2025)
Equity €9,480 (3.4% of total assets)
lowers risk
Size: total assets €281,999
Liquidity: current ratio 0.27, cash €68,993
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 24% of them on solvency, 23% on liquidity, 4% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 540 companies had the same profile as B.E.B. has now. Each dot stands for 2 companies, two years later.
85.7%
were still trading
8.3%
stopped another way
5.2%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of B.E.B. itself is lower: 0.3% within 12 months. It rests on far more data about B.E.B. than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 540 companies, not a prediction for B.E.B.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.27 (0.28 in 2024), below 1. Short-term debt is 96.6% and cash 24.5% of total assets. 96.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€50,118
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 5810 sector peers (2025).
NBB · sector comparisonPosition among 5810 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 days early
2024
7 days early
2023
on the day
2022
4 days early
2021
13 days early
2020
4 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
1 director appointed, 2 reappointments
Reappointments: Bruno DETHIOUX and Pierre STAMENIC · Appointment: Bruno DETHIOUX (managing director) · General meeting of 02-09-2022 · Gazette deed
Reappointments: Bruno DETHIOUX (director) and Pierre STAMENIC (director)
General meeting of 02-09-2016 · Gazette deed
First establishment
de Jamblinne de Meuxplein 32, Schaerbeek
Incorporation
published on 20-10-1998 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B.E.B. Schaerbeek | €281,999 | -€10,993 | 3.4% | - |
| BHKT Genk | €311,564 | -€12,801 | 42.3% | - |
| BROUWERSHOF Kortrijk | €244,211 | -€2,019 | 99.0% | - |
| SERENITE Antwerp | €250,420 | -€693 | -58.3% | - |
| BEAU'HOUSE Grimbergen | €318,932 | -€3,186 | 1.8% | - |
| EVANIMMO Uccle | €404,554 | -€2,518 | 99.7% | - |
| GEMP-INVEST Holsbeek | €364,193 | -€2,271 | 87.1% | - |
These companies have the same main activity as B.E.B.: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €244,000 and €405,000, founded between 1997 and 2003.
Official details
Source: KBO- Status
- Active since 08-10-1998Normal situation
- Activity
- Buying and selling of own real estateNACE 68110
- Establishment unit
- 2.089.116.0211030 Schaerbeek, since 05-11-1998
- Financial year end
- 30 June
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-06-2025
- €281,999▼ 3.2%
- Filing
- Filed on 12-01-2026, 19 days before the end of the filing period
Insights on B.E.B.
Solvency fell in 2025 from 20.5% to 3.4% because of the loss.
IMMIFIN holds all the shares. In March 2023, the Official Gazette published the appointment of Bruno DETHIOUX as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B.E.B.
- What is the company number of B.E.B.?
- The company number of B.E.B. is 0464.334.545. The VAT number is the same number with BE in front: BE 0464.334.545.
- Where is B.E.B. based?
- The registered office is at Albert Giraudlaan 9, 1030 Schaerbeek.Company details
- What does B.E.B. do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of B.E.B.?
- B.E.B. is a public limited company (NV).
- When was B.E.B. founded?
- B.E.B. was founded on 08-10-1998.
- Is B.E.B. still active?
- Yes, B.E.B. is an active enterprise in the KBO register.
- What is the turnover of B.E.B.?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is B.E.B. profitable?
- In financial year 2025, B.E.B. made a loss of €50,118.
- Where can I find the annual accounts of B.E.B.?
- B.E.B. filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B.E.B. due?
- B.E.B. must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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