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PATRIMOINE CONSULT

Active Risk: not assessed
Private limited companyfounded 2011active for 15 yearsRue des Prés(J) 38, 7050 Jurbise, BelgiumKBO/BCE: BE 0836.151.480
Summary

PATRIMOINE CONSULT is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8,332 and a net result of €23,527. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 14% of 3,058 sector peers (NACE 66, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

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PATRIMOINE CONSULTActive
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Overview

Official details

Source: KBO
Status
Active since 05-05-2011 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment unit
2.199.359.984 7050 Jurbise, since 10-05-2011
Financial year end
31 December
Peppol
Reachable since 13-10-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€23,527
Equity
€8,332
Total assets
€124,878
▲ 21.4%
Staff
≈ 0.2 FTE
estimated
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 3058 sector peers (2025).
NBB · sector comparison
Position among 3058 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
71 days late
2023
50 days late
2022
65 days late
2021
76 days late
2020
67 days late
2019
95 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 57 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 87% of companies in auxiliary financial servicessector median €119,030 · 3,061 companies €8,332 View

Recent changes

  1. · Gazette deed Change of role: CAULIER Jean-François, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as PATRIMOINE CONSULT: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €107,000 and €137,000, founded between 2010 and 2013.

CompanyTotal assetsGross margin
PATRIMOINE CONSULT Jurbise€124,878€48,749
R'assur Eghezée€128,867€44,779
ASSURIMMOGROUP Seraing€129,192€53,728
BOVANCO CONSULTING Geraardsbergen€106,989€44,711
THREE CAPITAL Chaumont-Gistoux€111,626€49,307
Kanero Oud-Heverlee€131,455€64,645
GILLET-SCHMITZ FINANCES Jalhay€137,011€65,955
Full comparison

Key facts about PATRIMOINE CONSULT
What is the company number of PATRIMOINE CONSULT?
The company number of PATRIMOINE CONSULT is 0836.151.480. The VAT number is the same number with BE in front: BE 0836.151.480.
Where is PATRIMOINE CONSULT based?
The registered office is at Rue des Prés(J) 38, 7050 Jurbise.Company details
What does PATRIMOINE CONSULT do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of PATRIMOINE CONSULT?
The legal form of PATRIMOINE CONSULT is Private limited company (BV).
When was PATRIMOINE CONSULT founded?
PATRIMOINE CONSULT was founded on 05-05-2011.
Is PATRIMOINE CONSULT still active?
Yes, PATRIMOINE CONSULT is an active enterprise in the KBO register.
What is the turnover of PATRIMOINE CONSULT?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €48,749 and 2,953 comparable companies of the same size. It probably lies between €120,000 and €350,000. It is a rough estimate.Financials
Is PATRIMOINE CONSULT profitable?
In financial year 2025, PATRIMOINE CONSULT made a profit of €23,527.
Where can I find the annual accounts of PATRIMOINE CONSULT?
PATRIMOINE CONSULT filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PATRIMOINE CONSULT due?
PATRIMOINE CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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