Patrimodoss
ActivePatrimodoss has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €641k and a net result of €64k. Equity is shrinking by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+1
Solvency50▲+5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.41 against 2.51 in 2024; short-term debt: 9% and cash: 2.4% of total assets), but 74.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
2.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
7 d early
2022
6 d early
2021
3 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€641k▲ 11.0%
2024 · €577k
2019: €957k
2020: €1.22M
2021: €1.05M
2022: €992k
2023: €909k
2024: €577k
2019 → 2025
Total assets
€2.52M▼ 11.3%
2024 · €2.84M
2019: €2.94M
2020: €3.14M
2021: €3.04M
2022: €2.95M
2023: €2.87M
2024: €2.84M
2019 → 2025
Net result
€64k▼ 18.6%
2024 · €78k
2019: €105k
2020: €264k
2021: €4k
2022: €45k
2023: €17k
2024: €78k
2019 → 2025
Working capital
€1.00M▲ 12.0%
2024 · €894k
2019: €1.51M
2020: €1.37M
2021: €1.21M
2022: €1.21M
2023: €1.18M
2024: €894k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.05M-€992k▼ 5.3%€909k▼ 8.4%€577k▼ 36.5%€641k▲ 11.0%
Operating result€112k-€113k▲ 1.6%€123k▲ 8.3%€173k▲ 40.5%€188k▲ 9.1%
Net result€4k-€45k▲ 995%€17k▼ 62.1%€78k▲ 359%€64k▼ 18.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.52M
Fixed assets
€1.29M▼ 4.8%
Current assets
€1.23M▼ 17.3%
Equity and liabilities €2.52M
Equity
€641k▲ 11.0%
Provisions
€579k▲ 0.5%
Debt
€1.30M▼ 23.0%
The debt ratio falls from 59.4% to 51.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€252k▲
2024 · €248k
Cash flow
€128k▼
2024 · €153k
Solvency
25.4%▲
2024 · 20.3%
Current ratio
5.41▲
2024 · 2.51
Quick ratio
5.41▲
2024 · 2.51
Debt / equity
2.03▼
2024 · 2.92
ROE
9.9%▼
2024 · 13.5%
ROA
2.5%▼
2024 · 2.8%
Interest coverage
1.91▲
2024 · 1.75
Debt
€1.30M▼
2024 · €1.68M
Debt ≤ 1 year
€227k▼
2024 · €590k
Debt > 1 year
€1.05M▼
2024 · €1.08M
Income taxes
€22k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.84M€2.52M▼
Fixed assets21/28€1.35M€1.29M▼
Tangible fixed assets22/27€1.35M€1.29M▼
Land and buildings22€1.02M€986k▼
Furniture and vehicles24€2k€84▼
Leasing and similar rights25€330k€303k▼
Current assets29/58€1.48M€1.23M▼
Amounts receivable within one year40/41€289k€279k▼
Trade receivables40€277k€252k▼
Other amounts receivable41€12k€26k▲
Current investments50/53€890k€880k▼
Cash at bank and in hand54/58€287k€61k▼
Deferred charges and accrued income490/1€18k€8k▼
Equity and liabilities
Total equity and liabilities10/49€2.84M€2.52M▼
Equity10/15€577k€641k▲
Contributions10/11€19k€19k=
Reserves13€244k€244k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€67k€67k=
Distributable reserves133€176k€176k=
Profit (loss) carried forward14€314k€378k▲
Provisions and deferred taxes16€576k€579k▲
Provisions for liabilities and charges160/5€576k€579k▲
Major repairs and maintenance162€45k€45k=
Environmental obligations163-€534k
Other liabilities and charges164/5€531k-
Amounts payable17/49€1.68M€1.30M▼
Amounts payable after more than one year17€1.08M€1.05M▼
Financial debts170/4€1.08M€1.05M▼
Amounts payable within one year42/48€590k€227k▼
Current portion of amounts payable after more than one year42€29k€31k▲
Trade debts44€17k€10k▼
Suppliers440/4€17k€10k▼
Taxes, remuneration and social security45€9k-
Taxes450/3€9k-
Other amounts payable47/48€535k€186k▼
Accrued charges and deferred income492/3€18k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€64k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€490-
Other operating charges640/8€5k€6k▲
Gross operating margin9900€254k€258k▲
Operating profit (loss)9901€173k€188k▲
Financial income75/76B€80k€34k▼
Recurring financial income75€77k€31k▼
Non-recurring financial income76B€3k€3k▲
Financial charges65/66B€145k€136k▼
Recurring financial charges65€141k€132k▼
Non-recurring financial charges66B€3k€4k▲
Profit (loss) for the period before taxes9903€107k€86k▼
Income taxes67/77€29k€22k▼
Profit (loss) for the period9904€78k€64k▼
Profit (loss) for the period to be appropriated9905€78k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€724k€378k▼
Profit (loss) brought forward from the previous period14P€646k€314k▼
Profit to be distributed694/7€410k-
Return on contributions (dividend)694€410k-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Liquidity doublescurrent ratio 5.41
Current ratio from 2.51 to 5.41; short-term debt falls from €590k to €227k.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €4k ▼98.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €264k ▲150%
Operating result €433k, net result €264k, both a record.
31-03
Financial
Equity above €1MEq €1.22M ▲27.6%
2 profitable years in a row build equity to €1.22M.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-10-2019
Resigned as Manager
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 26B8490 JabbekeGround area
445 m²
Building footprint
71 m²
Parcel 31035C0093/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
Patrimodoss
since 20192.296.209.239
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31035C0093/00X000 | Flanders | 445 m² | 1 · 71 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KAPELWIJK
BE 0448.968.656
Knokke-Heist · Eq €641k
M-INVEST
BE 0471.063.474
Ternat · Eq €640k
IMMOBILIERE SAINT MARTIN
BE 0431.960.004
Walhain · Eq €642k
Giguri
BE 0508.506.860
Sint-Gillis-Waas · Eq €642k
LINDENBERG
BE 0445.851.887
Zulte · Eq €639k
Of 9,134 companies in sector 68201 we hold annual accounts for 6,763. 5,002 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2004
Fiscal year end31-03
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
66300Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.