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PATRIGU

Active
Public limited companyfounded 195670 yrs activeRue de Liège 30, 4800 Verviers, BelgiumKBO/BCE: BE 0402.262.760
Summary

PATRIGU has been active since 1956 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €13,391. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 9624 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
PATRIGUActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46648NACE 46640NACE 51830
#3 oldest company in Verviers, Wholesale and retail trade sector1 site
Size
€1.3mtotal assets 2025
Equity
€1.3m
Profit
€13,391
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 37 d early1 of 8 deeds read
Why 96- 1 change of registered office in 24 months+ Liquidity: current ratio 39.72, cash €847,059+ Equity €1.3m (98.0% of total assets)+ Size: total assets €1.3mShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.0% of total assets
Liquidity 100=
short-term debt 1.9% · cash 66.2%
Profitability 70-5
return on assets 1.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -2.3% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +2.3% vs 02-2025 04-2025: < 0.1%▲ +2.3% vs 03-2025highest value 05-2025: < 0.1%▼ -44.4% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +16.0% vs 06-2025 08-2025: < 0.1%▼ -17.2% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -4.2% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%▲ +4.3% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▲ +4.2% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +76.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 39.72, cash €847,059 lowers the probability
  • Equity €1.3m (98.0% of total assets) lowers the probability
  • Size: total assets €1.3m lowers the probability for this profile
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 39.72 against 40.04 in 2024; short-term debt: 1.9% and cash: 66.2% of total assets), and 2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 98%, profitability 54%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 39.72, cash €847,059
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €1.3m (98.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 d early
2024
14 d early
2023
16 d late
2022
138 d early
2021
30 d late
2020
6 d late
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Weakest financial yearnet €13,391 ▼79.7%

Key points

  • Caution: Result fell in 2025from €65,804 to €13,391 ▼ 79.7% View
  • Positive: Among the best 5% on solvencysector median 43.6% · 9,624 companies 98.0% View
  • Positive: 8 profitable years in a rowprofit 2025: €13,391 8 years View
  • Active since 1956founded 14-01-1956 70 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.3m
Profit
€13,391
Solvency
98.0%
Total assets▼ 3.2%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 26-06-2026Registered office
  2. 24-06-2026Annual accounts filed
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale tradeNACE 46648
Founded
14-01-1956
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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