Lamotex
ActiveLamotex has been active since 1964 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341k and a net result of €-13k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-19
Solvency56▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.88 in 2024; short-term debt: 40.6% and cash: 1.9% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
22 d early
2023
30 d early
2022
62 d early
2021
38 d early
2020
25 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-13k
2024 · €18k
2019: €-2k
2020: €25k
2021: €20k
2022: €46k
2023: €32k
2024: €18k
2019 → 2025
Working capital
€-85k▼ 67.0%
2024 · €-51k
2019: €-106k
2020: €-52k
2021: €-88k
2022: €-102k
2023: €-55k
2024: €-51k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€310k▲ 24.7%€339k▲ 9.4%€354k▲ 4.5%€341k▼ 3.8%
Operating result€51k-€81k▲ 57.9%€71k▼ 11.3%€46k▼ 36.3%€-44
Net result€20k-€46k▲ 127%€32k▼ 31.0%€18k▼ 43.4%€-13k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €44 after €46k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€730k▲ 2.9%
Current assets
€356k▼ 8.5%
Equity and liabilities €1.09M
Equity
€341k▼ 3.8%
Provisions
€54k=
Debt
€691k▲ 0.1%
The debt ratio rises from 62.8% to 63.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €54k
Cash flow
€-2k▼
2024 · €27k
Solvency
31.4%▼
2024 · 32.2%
Current ratio
0.81▼
2024 · 0.88
Quick ratio
0.30▼
2024 · 0.43
Debt / equity
2.03▲
2024 · 1.95
ROE
-3.7%▼
2024 · 5.0%
ROA
-1.2%▼
2024 · 1.6%
Interest coverage
0.59▼
2024 · 2.48
Debt
€691k▲
2024 · €690k
Debt ≤ 1 year
€441k▲
2024 · €440k
Debt > 1 year
€248k▼
2024 · €249k
Income taxes
€0▼
2024 · €9k
Staff costs
€206k▲
2024 · €189k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.09M▼
Fixed assets21/28€710k€730k▲
Tangible fixed assets22/27€710k€730k▲
Land and buildings22€699k€700k▲
Plant, machinery and equipment23€9k€28k▲
Furniture and vehicles24€2k€2k▼
Current assets29/58€389k€356k▼
Stocks and contracts in progress3€201k€224k▲
Stocks30/36€201k€224k▲
Amounts receivable within one year40/41€131k€107k▼
Trade receivables40€128k€94k▼
Other amounts receivable41€3k€13k▲
Cash at bank and in hand54/58€51k€20k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.09M▼
Equity10/15€354k€341k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€149k€149k=
Reserves13€127k€127k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€429€429=
Distributable reserves133€121k€121k=
Profit (loss) carried forward14€0€-13k▼
Investment grants15€15k€15k▼
Provisions and deferred taxes16€54k€54k=
Provisions for liabilities and charges160/5€54k€54k=
Pensions and similar obligations160€54k€54k=
Amounts payable17/49€690k€691k▲
Amounts payable after more than one year17€249k€248k▼
Financial debts170/4€249k€248k▼
Amounts payable within one year42/48€440k€441k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€185k€206k▲
Credit institutions430/8€185k€206k▲
Trade debts44€211k€195k▼
Suppliers440/4€211k€195k▼
Taxes, remuneration and social security45€27k€25k▼
Taxes450/3€8k€8k▼
Remuneration and social security454/9€19k€17k▼
Other amounts payable47/48€7k€5k▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€19k€0▼
Remuneration, social security and pensions62€189k€206k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€897
Other operating charges640/8€7k€7k▼
Gross operating margin9900€251k€224k▼
Operating profit (loss)9901€46k€-44▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€22k€17k▼
Recurring financial charges65€22k€17k▼
Profit (loss) for the period before taxes9903€26k€-13k▼
Income taxes67/77€9k€0▼
Profit (loss) for the period9904€18k€-13k▼
Profit (loss) for the period to be appropriated9905€18k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-13k▼
Profit (loss) brought forward from the previous period14P€-6k€0▲
Transfer to equity691/2€10k€0▼
To other reserves6921€10k€0▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
Social balance
Average headcount (FTE)90873.34.2▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-13k ▼170%
Net result drops to €-13k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €46k ▲127%
Operating result €81k, net result €46k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 1964
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 498540 DeerlijkGround area
3,071 m²
Building footprint
1,001 m²
Volume, LiDAR
5,801 m³
Parcel 34009B0087/00G000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nijverheidslaan 49, 8540 Deerlijk
since 19642.004.666.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009B0087/00G000 | Flanders | 3,071 m² | 1 · 1,001 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 101 EUR awarded · 101 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 41 EUR | 41 EUR |
| 2022 | 1 | 60 EUR | 60 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 71 companies in sector 46648 we hold annual accounts for 51. 41 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-06-1964
Fiscal year end31-12
Activities, NACEBEL
46648Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.