PATRIFLOR
ActiveSummary
PATRIFLOR has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €953k and a net result of €185k. Equity is growing by ~49.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+4
Solvency39▲+3
Growth63=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.2 in 2024; short-term debt: 18.2% and cash: 4.2% of total assets), and 86.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
17 d early
2023
14 d early
2022
21 d early
2021
17 d early
2020
26 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€894k▲ 0.2%
2024 · €891k
EBIT margin
49.1%▼ 2.6pp
2024 · 51.7%
Net result
€185k▲ 10.0%
2024 · €168k
Working capital
€-884k▲ 4.9%
2024 · €-929k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€882k=€883k▲ 0.2%€889k▲ 0.7%€891k▲ 0.3%€894k▲ 0.2%
Operating result€488k▼ 0.3%€465k▼ 4.8%€448k▼ 3.7%€461k▲ 2.9%€438k▼ 4.9%
Net result€161k▼ 23.9%€182k▲ 13.2%€170k▼ 6.9%€168k▼ 0.8%€185k▲ 10.0%
EBIT margin55.4%▼ 0.2pp52.6%▼ 2.7pp50.4%▼ 2.3pp51.7%▲ 1.3pp49.1%▼ 2.6pp
Equity€248k▲ 186%€430k▲ 73.6%€599k▲ 39.5%€768k▲ 28.1%€953k▲ 24.1%
Total assets€7.74M▼ 5.1%€7.58M▼ 2.0%€7.32M▼ 3.4%€7.04M▼ 3.8%€6.85M▼ 2.7%
Debt€7.47M▼ 7.2%€7.13M▼ 4.6%€6.70M▼ 6.0%€6.25M▼ 6.7%€5.87M▼ 6.0%
Working capital€-1.06M▲ 5.3%€-1.10M▼ 3.9%€-981k▲ 11.1%€-929k▲ 5.2%€-884k▲ 4.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.85M
Fixed assets
€6.49M ▼ 4.7%
Current assets
€359k ▲ 53.4%
Equity and liabilities €6.85M
Equity
€953k ▲ 24.1%
Provisions
€21k =
Debt
€5.87M ▼ 6.0%
Debt's share of the balance-sheet total falls from 88.8% to 85.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€755k▼
2024 · €784k
Cash flow
€502k▲
2024 · €491k
Current ratio
0.29▲
2024 · 0.20
Debt to equity
6.17▼
2024 · 8.14
ROE
19.4%▼
2024 · 21.9%
ROA
2.7%▲
2024 · 2.4%
Interest coverage
4.05▲
2024 · 3.43
Debt ≤ 1 year
€1.24M▲
2024 · €1.16M
Debt > 1 year
€4.63M▼
2024 · €5.09M
Income taxes
€72k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €882k | €883k | €889k | €891k | €894k | ▲ 0.2% |
| Goods, raw materials, services and sundry goods60/61 | €12k | €40k | €52k | €39k | €68k | ▲ 74.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €323k | €318k | €323k | €323k | €317k | ▼ 2.0% |
| Other operating charges640/8 | €59k | €60k | €66k | €69k | €71k | ▲ 3.1% |
| Gross operating margin9900 | €869k | €843k | €837k | €853k | €826k | ▼ 3.1% |
| Operating profit (loss)9901 | €488k | €465k | €448k | €461k | €438k | ▼ 4.9% |
| Financial income75/76B | - | - | - | - | €5k | - |
| Recurring financial income75 | - | - | - | - | €5k | - |
| Financial charges65/66B | €313k | €225k | €224k | €229k | €186k | ▼ 18.5% |
| Recurring financial charges65 | €313k | €225k | €224k | €229k | €186k | ▼ 18.5% |
| Profit (loss) for the period before taxes9903 | €175k | €240k | €223k | €232k | €257k | ▲ 10.7% |
| Income taxes67/77 | €14k | €58k | €54k | €64k | €72k | ▲ 12.8% |
| Profit (loss) for the period9904 | €161k | €182k | €170k | €168k | €185k | ▲ 10.0% |
| Profit (loss) for the period to be appropriated9905 | €161k | €182k | €170k | €168k | €185k | ▲ 10.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7.74M | €7.58M | €7.32M | €7.04M | €6.85M | ▼ 2.7% |
| Formation expenses20 | €0 | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €7.67M | €7.45M | €7.13M | €6.80M | €6.49M | ▼ 4.7% |
| Tangible fixed assets22/27 | €7.67M | €7.45M | €7.13M | €6.80M | €6.49M | ▼ 4.7% |
| Land and buildings22 | €7.63M | €7.32M | €7.01M | €6.71M | €6.40M | ▼ 4.5% |
| Plant, machinery and equipment23 | €35k | €127k | €113k | €98k | €84k | ▼ 14.7% |
| Furniture and vehicles24 | €0 | €0 | €0 | €0 | €0 | - |
| Other tangible fixed assets26 | €1k | €674 | €337 | €0 | €0 | - |
| Current assets29/58 | €67k | €127k | €189k | €234k | €359k | ▲ 53.4% |
| Amounts receivable within one year40/41 | €21k | €22k | €24k | €25k | €68k | ▲ 172% |
| Trade receivables40 | €10k | €10k | €10k | €10k | €51k | ▲ 432% |
| Other amounts receivable41 | €11k | €13k | €14k | €15k | €17k | ▲ 9.1% |
| Cash at bank and in hand54/58 | €46k | €104k | €165k | €209k | €291k | ▲ 39.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7.74M | €7.58M | €7.32M | €7.04M | €6.85M | ▼ 2.7% |
| Equity10/15 | €248k | €430k | €599k | €768k | €953k | ▲ 24.1% |
| Contributions10/11 | €298k | €298k | €298k | €298k | €298k | = |
| Capital10 | €297k | €297k | €297k | €297k | €297k | = |
| Issued capital100 | €297k | €297k | €297k | €297k | €297k | = |
| Outside capital11 | €215 | €215 | €215 | €215 | €215 | = |
| Share premium1100/10 | €215 | €215 | €215 | €215 | €215 | = |
| Reserves13 | €5k | €5k | €5k | €5k | €5k | = |
| Non-distributable reserves130/1 | €5k | €5k | €5k | €5k | €5k | = |
| Legal reserve130 | €5k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €-55k | €127k | €297k | €465k | €650k | ▲ 39.8% |
| Provisions and deferred taxes16 | €21k | €21k | €21k | €21k | €21k | = |
| Provisions for liabilities and charges160/5 | €21k | €21k | €21k | €21k | €21k | = |
| Environmental obligations163 | €21k | €21k | €21k | €21k | €21k | = |
| Amounts payable17/49 | €7.47M | €7.13M | €6.70M | €6.25M | €5.87M | ▼ 6.0% |
| Amounts payable after more than one year17 | €6.34M | €5.90M | €5.53M | €5.09M | €4.63M | ▼ 9.0% |
| Financial debts170/4 | €6.34M | €5.90M | €5.53M | €5.09M | €4.63M | ▼ 9.0% |
| Amounts payable within one year42/48 | €1.13M | €1.23M | €1.17M | €1.16M | €1.24M | ▲ 6.9% |
| Current portion of amounts payable after more than one year42 | €378k | €433k | €465k | €443k | €496k | ▲ 11.9% |
| Trade debts44 | €0 | €86k | €4k | €2k | €0 | ▼ 100% |
| Suppliers440/4 | €0 | €86k | €4k | €2k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €14k | €22k | €0 | €9k | €26k | ▲ 188% |
| Taxes450/3 | €14k | €22k | €0 | €9k | €26k | ▲ 188% |
| Other amounts payable47/48 | €737k | €689k | €701k | €710k | €722k | ▲ 1.7% |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €161k | €182k | €170k | €168k | €185k | ▲ 10.0% |
| + Depreciation and write-downs630 | €323k | €318k | €323k | €323k | €317k | ▼ 2.0% |
| Operating cash flow (approximation) | €484k | €500k | €493k | €491k | €502k | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | €-100k | €0 | €0 | €0 | - |
| Change in cash | - | €58k | €61k | €44k | €82k | ▲ 87.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €500kEq €599k ▲39.5%
6 profitable years in a row build equity to €599k.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €248k ▲186%
4 profitable years in a row build equity to €248k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €212k ▲34.5%
Operating result €490k, net result €212k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing
Ground area
1,197 m²
Building footprint
258 m²
Volume, LiDAR
1,919 m³
Parcel 62343C0023/00H005, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62343C0023/00H005 | Wallonia | 1,197 m² | 1 · 258 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,853 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-06-1992
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.