Summary
PATRICK ORYE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €465,984 and a net result of €183,091. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 58% of 9,718 sector peers (NACE 64, financial year 2025). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, micro format
Equity
€465,984▼ 20.6%
2024 · €586,680
Net result
€183,091▲ 116%
2024 · €84,913
Total assets
€774,382▲ 26.9%
2024 · €610,150
Solvency
60.2%▼ 36.0pp
2024 · 96.2%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result recovers in 2025; 2025 is 118% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€257,622
2025
Net result€183,091
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€774,382
2025
Equity€465,984
2025
Debt€308,399
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€321,803
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)23.6%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency60.2%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio2.05
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€61,363-€113,131▲ 84.4%€44,338▼ 60.8%€85,646▲ 93.2%€50,122▼ 41.5%€209,243▲ 317%€118,322▼ 43.5%€257,622▲ 118%
Net result€22,708-€47,914▲ 111%€25,050within the sector's middle half▼ 47.7%€49,705within the sector's middle half▲ 98.4%€31,123within the sector's middle half▼ 37.4%€141,506above the sector's middle half▲ 355%€84,913above the sector's middle half▼ 40.0%€183,091above the sector's middle half▲ 116%
Equity€206,468-€254,383▲ 23.2%€279,432within the sector's middle half▲ 9.8%€329,138within the sector's middle half▲ 17.8%€360,261within the sector's middle half▲ 9.5%€501,767above the sector's middle half▲ 39.3%€586,680above the sector's middle half▲ 16.9%€465,984above the sector's middle half▼ 20.6%
Total assets€701,939-€503,183▼ 28.3%€484,452within the sector's middle half▼ 3.7%€483,988within the sector's middle half▼ 0.1%€481,473within the sector's middle half▼ 0.5%€540,734within the sector's middle half▲ 12.3%€610,150within the sector's middle half▲ 12.8%€774,382within the sector's middle half▲ 26.9%
Debt€495,471-€248,801▼ 49.8%€205,020▼ 17.6%€154,850▼ 24.5%€121,212▼ 21.7%€38,966▼ 67.9%€23,470▼ 39.8%€308,399▲ 1,214%
Working capital-€292,113--€40,460▲ 86.1%-€47,698below the sector's middle half▼ 17.9%-€28,535below the sector's middle half▲ 40.2%-€29,043below the sector's middle half▼ 1.8%€188,095above the sector's middle half€271,119above the sector's middle half▲ 44.1%€321,803above the sector's middle half▲ 18.7%
Solvency29.4%-50.6%▲ 21.1pp57.7%within the sector's middle half▲ 7.1pp68.0%within the sector's middle half▲ 10.3pp74.8%within the sector's middle half▲ 6.8pp92.8%above the sector's middle half▲ 18.0pp96.2%above the sector's middle half▲ 3.4pp60.2%within the sector's middle half▼ 36.0pp
Current ratio0.03-0.60▲ 0.570.55below the sector's middle half▼ 0.050.72within the sector's middle half▲ 0.170.75within the sector's middle half▲ 0.038.45above the sector's middle half▲ 7.6913.32above the sector's middle half▲ 4.872.05within the sector's middle half▼ 11.27
Return on assets (ROA)3.2%-9.5%▲ 6.3pp5.2%within the sector's middle half▼ 4.4pp10.3%within the sector's middle half▲ 5.1pp6.5%within the sector's middle half▼ 3.8pp26.2%above the sector's middle half▲ 19.7pp13.9%within the sector's middle half▼ 12.3pp23.6%within the sector's middle half▲ 9.7pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €774,382
Fixed assets
€145,181 ▼ 54.2%
Current assets
€629,202 ▲ 115%
Equity and liabilities €774,382
Equity
€465,984 ▼ 20.6%
Debt
€308,399 ▲ 1,214%
Debt's share of the balance-sheet total rises from 3.8% to 39.8%. Equity is lower and debt is higher.
Key figures and ratios
ROE
39.3%▲
2024 · 14.5%
Debt ≤ 1 year
€307,399▲
2024 · €22,015
Income taxes
€82,219▲
2024 · €36,007
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €3,000 | €0 | €3,200 | €0 | €134,185 | - |
| Remuneration, social security and pensions62 | - | - | - | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,364 | €16,772 | €16,772 | €16,448 | €16,448 | €17,378 | €20,726 | €19,491 | ▼ 6.0% |
| Other operating charges640/8 | - | - | - | €1,107 | €5,118 | €4,000 | €4,093 | €820 | ▼ 80.0% |
| Non-recurring operating charges66A | - | - | - | - | - | €1,074 | €0 | - | - |
| Gross operating margin9900 | €93,501 | €134,922 | €65,403 | €103,202 | €71,688 | €231,694 | €143,140 | €277,933 | ▲ 94.2% |
| Operating profit (loss)9901 | €61,363 | €113,131 | €44,338 | €85,646 | €50,122 | €209,243 | €118,322 | €257,622 | ▲ 118% |
| Financial income75/76B | - | - | - | €24 | €0 | €109 | €4,413 | €8,646 | ▲ 95.9% |
| Recurring financial income75 | €0 | €0 | €40 | €24 | €0 | €109 | €4,413 | €8,646 | ▲ 95.9% |
| Financial charges65/66B | - | - | - | €5,666 | €4,466 | €4,837 | €1,815 | €958 | ▼ 47.2% |
| Recurring financial charges65 | €19,647 | €13,623 | €7,248 | €5,666 | €4,466 | €4,837 | €1,815 | €958 | ▼ 47.2% |
| Profit (loss) for the period before taxes9903 | €41,716 | €76,365 | €37,131 | €80,004 | €45,655 | €204,515 | €120,920 | €265,310 | ▲ 119% |
| Income taxes67/77 | €19,008 | €28,451 | €12,081 | €30,298 | €14,532 | €63,009 | €36,007 | €82,219 | ▲ 128% |
| Profit (loss) for the period9904 | €22,708 | €47,914 | €25,050 | €49,705 | €31,123 | €141,506 | €84,913 | €183,091 | ▲ 116% |
| Transfer from tax-exempt reserves789 | - | - | - | €26,517 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €22,708 | €47,914 | €25,050 | €76,223 | €31,123 | €141,506 | €84,913 | €183,091 | ▲ 116% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €701,939 | €503,183 | €484,452 | €483,988 | €481,473 | €540,734 | €610,150 | €774,382 | ▲ 26.9% |
| Formation expenses20 | €0 | - | - | - | - | - | - | - | - |
| Fixed assets21/28 | €693,647 | €442,428 | €425,656 | €409,208 | €392,760 | €327,378 | €317,016 | €145,181 | ▼ 54.2% |
| Intangible fixed assets21 | €0 | - | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €596,315 | €370,335 | €353,563 | €337,115 | €320,667 | €325,486 | €315,124 | €143,288 | ▼ 54.5% |
| Land and buildings22 | - | - | - | €337,115 | €320,667 | €322,663 | €314,024 | €137,471 | ▼ 56.2% |
| Furniture and vehicles24 | - | - | - | - | - | €2,823 | €1,100 | €5,817 | ▲ 429% |
| Financial fixed assets28 | €97,332 | €72,092 | €72,092 | €72,092 | €72,092 | €1,892 | €1,892 | €1,892 | = |
| Current assets29/58 | €8,292 | €60,756 | €58,797 | €74,781 | €88,714 | €213,355 | €293,133 | €629,202 | ▲ 115% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €3,817 | €4,020 | €2,925 | €29,552 | €60,795 | €56,024 | €62,955 | €39,375 | ▼ 37.5% |
| Trade receivables40 | - | - | - | €26,627 | €60,327 | €0 | €3,638 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | €2,925 | €468 | €56,024 | €59,317 | €39,375 | ▼ 33.6% |
| Current investments50/53 | €0 | - | - | - | - | - | €44,000 | €560,000 | ▲ 1,173% |
| Cash at bank and in hand54/58 | €512 | €51,608 | €51,618 | €40,143 | €23,534 | €156,590 | €185,419 | €29,065 | ▼ 84.3% |
| Deferred charges and accrued income490/1 | - | - | - | €5,086 | €4,385 | €742 | €760 | €762 | ▲ 0.3% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €701,939 | €503,183 | €484,452 | €483,988 | €481,473 | €540,734 | €610,150 | €774,382 | ▲ 26.9% |
| Equity10/15 | €206,468 | €254,383 | €279,432 | €329,138 | €360,261 | €501,767 | €586,680 | €465,984 | ▼ 20.6% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €200,268 | €248,183 | €273,232 | €322,938 | €354,061 | €495,567 | €580,480 | €459,784 | ▼ 20.8% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | - | €0 | - | - | - | - | - |
| Distributable reserves133 | - | - | - | €321,078 | €352,201 | €495,567 | €580,480 | €459,784 | ▼ 20.8% |
| Profit (loss) carried forward14 | €0 | - | - | - | - | - | - | €0 | - |
| Provisions and deferred taxes16 | €0 | - | - | - | - | - | - | - | - |
| Amounts payable17/49 | €495,471 | €248,801 | €205,020 | €154,850 | €121,212 | €38,966 | €23,470 | €308,399 | ▲ 1,214% |
| Amounts payable after more than one year17 | €184,558 | €140,417 | €94,970 | €48,177 | €0 | €10,688 | €0 | - | - |
| Financial debts170/4 | - | - | - | €48,177 | €0 | €10,688 | €0 | - | - |
| Amounts payable within one year42/48 | €300,405 | €101,216 | €106,495 | €103,316 | €117,757 | €25,260 | €22,015 | €307,399 | ▲ 1,296% |
| Current portion of amounts payable after more than one year42 | - | - | - | €46,792 | €48,177 | €12,312 | €10,688 | €0 | ▼ 100% |
| Financial debts43 | - | - | - | €5,020 | €5,020 | €0 | - | - | - |
| Credit institutions430/8 | - | - | - | €5,020 | €5,020 | €0 | - | - | - |
| Trade debts44 | €3 | €0 | €440 | €372 | €0 | €332 | €627 | €40 | ▼ 93.7% |
| Suppliers440/4 | - | - | - | €372 | €0 | €332 | €627 | €40 | ▼ 93.7% |
| Taxes, remuneration and social security45 | - | - | - | €16,834 | €3,731 | €3,746 | €3,345 | €19,950 | ▲ 496% |
| Taxes450/3 | - | - | - | €16,834 | €3,731 | €3,746 | €3,345 | €19,950 | ▲ 496% |
| Other amounts payable47/48 | - | - | - | €34,298 | €60,829 | €8,870 | €7,354 | €287,409 | ▲ 3,808% |
| Accrued charges and deferred income492/3 | - | - | - | €3,357 | €3,455 | €3,018 | €1,455 | €1,000 | ▼ 31.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,708 | €47,914 | €25,050 | €49,705 | €31,123 | €141,506 | €84,913 | €183,091 | ▲ 116% |
| + Depreciation and write-downs630 | €27,364 | €16,772 | €16,772 | €16,448 | €16,448 | €17,378 | €20,726 | €19,491 | ▼ 6.0% |
| Operating cash flow (approximation) | €50,072 | €64,687 | €41,822 | €66,153 | €47,571 | €158,884 | €105,638 | €202,582 | ▲ 91.8% |
| Investment in fixed assets (approximation) | - | €234,447 | €0 | €0 | €0 | €48,004 | -€10,364 | €152,345 | - |
| Change in cash | - | €51,096 | €10 | -€11,475 | -€16,609 | €133,056 | €28,829 | -€156,354 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 24 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 04-03-2026 | 2026-00049556 |
| 31-12-2024 | micro format | 19-02-2025 | 2025-00036446 |
| 31-12-2023 | micro format | 09-04-2024 | 2024-00061330 |
| 31-12-2022 | micro format | 23-03-2023 | 2023-00045361 |
| 31-12-2021 | micro format | 08-04-2022 | 2022-20002350 |
| 31-12-2020 | micro format | 17-03-2021 | 2021-07900140 |
| 31-12-2019 | micro format | 17-06-2020 | 2020-17800575 |
| 31-12-2018 | micro format | 13-06-2019 | 2019-18300367 |
| 31-12-2017 | micro format | 16-08-2018 | 2018-46700005 |
| 31-12-2016 | micro format | 22-06-2017 | 2017-21400160 |
Similar companies · same sector, comparable size
Entirety
BE 0828.068.412
Diepenbeek · equity €465,932
MLP-INVEST
BE 0500.986.192
Balen · equity €465,932
R2U
BE 0648.659.685
Genk · equity €466,114
LBCS HOLDING
BE 0801.278.396
Nivelles · equity €465,812
SVV INVEST
BE 0462.309.621
Brugge · equity €465,793
Of the 24,459 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,971. 13,763 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.