PATRIBO
ActivePATRIBO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €1k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 73% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-3
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.14 against 3.43 in 2024), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
0.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 d early
2024
44 d early
2023
50 d early
2022
53 d early
2021
45 d early
2020
25 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€325k
EBIT margin
23.3%
Net result
€1k▼ 41.9%
2024 · €2k
2018: €48k
2019: €76k
2020: €64k
2021: €65k
2022: €15k
2023: €2k
2024: €2k
2018 → 2025
Working capital
€128k▲ 1.1%
2024 · €127k
2018: €24k
2019: €103k
2020: €114k
2021: €122k
2022: €122k
2023: €124k
2024: €127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€122k=€124k▲ 1.5%€126k▲ 1.7%€128k▲ 1.0%
Operating result€85k-€29k▼ 65.3%€8k▼ 73.1%€7k▼ 11.5%€3k▼ 59.7%
Net result€65k-€15k▼ 76.9%€2k▼ 88.0%€2k▲ 15.5%€1k▼ 41.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 60% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €188k
Equity
€128k▲ 1.0%
Debt
€60k▲ 15.1%
The debt ratio rises from 29.2% to 32.0%: debt grows faster than equity.
Key figures and ratios
Solvency
68.0%▼
2024 · 70.8%
Current ratio
3.14▼
2024 · 3.43
Quick ratio
3.14▼
2024 · 3.43
Debt / equity
0.47▲
2024 · 0.41
ROE
0.9%▼
2024 · 1.6%
ROA
0.6%▼
2024 · 1.2%
Debt
€60k▲
2024 · €52k
Debt ≤ 1 year
€60k▲
2024 · €52k
Income taxes
€2k▼
2024 · €5k
Staff costs
€297k▲
2024 · €264k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€188k▲
Current assets29/58€179k€188k▲
Amounts receivable within one year40/41€31k€18k▼
Trade receivables40€29k€15k▼
Other amounts receivable41€1k€2k▲
Current investments50/53€12k€12k▲
Cash at bank and in hand54/58€136k€158k▲
Equity and liabilities
Total equity and liabilities10/49€179k€188k▲
Equity10/15€126k€128k▲
Contributions10/11€8k€8k=
Reserves13€36k€36k=
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Distributable reserves133€36k€34k▼
Profit (loss) carried forward14€82k€83k▲
Amounts payable17/49€52k€60k▲
Amounts payable within one year42/48€52k€60k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€48k€56k▲
Taxes450/3€18k€20k▲
Remuneration and social security454/9€30k€37k▲
Other amounts payable47/48€10€10=
Accrued charges and deferred income492/3€161€381▲
Income statement
Code20242025
Remuneration, social security and pensions62€264k€297k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€273k€302k▲
Operating profit (loss)9901€7k€3k▼
Financial income75/76B€56€88▲
Recurring financial income75€56€88▲
Financial charges65/66B€44€42▼
Recurring financial charges65€44€42▼
Profit (loss) for the period before taxes9903€7k€3k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€2k€1k▼
Profit (loss) for the period to be appropriated9905€2k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€83k▲
Profit (loss) brought forward from the previous period14P€80k€82k▲
Social balance
Average headcount (FTE)90874.65.0▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €1k ▼41.9%
Net result drops to €1k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €76k ▲59.3%
Operating result €90k, net result €76k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.15
Current ratio from 1.26 to 3.15; short-term debt falls from €94k to €48k.
31-12
Financial
Equity above €100kEq €120k ▲174%
2 profitable years in a row build equity to €120k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Vincartpark 519220 Hamme (Vl.)Ground area
7,070 m²
Building footprint
1,795 m²
Volume, LiDAR
9,558 m³
2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MODEMAKERS
since 19962.060.418.768
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41048A0271/00B000 | Flanders | 5,686 m² | 1 · 1,589 m² | 7.0 m · 2 fl. |
| 42452B1236/00E000 | Flanders | 1,385 m² | 1 · 206 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bright Smile
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DINAU
BE 0886.599.695
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FRANÇOISE SIEUW SERVICES
BE 0509.965.919
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ADVIN
BE 0420.671.479
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DRESS CODE COMPANY
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Antwerpen · Eq €129k
Of 1,268 companies in sector 46160 we hold annual accounts for 682. 526 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-1992
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
51160
52421
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.