PATERNOTTE & VANBRABANT
ActiveSummary
PATERNOTTE & VANBRABANT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €6k. Equity is growing by ~37.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-2
Solvency38▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.16 in 2024; short-term debt: 83% and cash: 15.9% of total assets), and 87.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.9%
Return on assets
2.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
21 d early
2024
3 d early
2023
22 d late
2022
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 21.4%
2024 · €30k
2022: €10k
2023: €20k
2024: €30k
2022 → 2025
Total assets
€278k▲ 10.1%
2024 · €252k
2022: €13k
2023: €207k
2024: €252k
2022 → 2025
Net result
€6k▼ 36.8%
2024 · €10k
2022: €-205
2023: €10k
2024: €10k
2022 → 2025
Working capital
€41k▲ 26.5%
2024 · €32k
2022: €-3k
2023: €11k
2024: €32k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€20k▲ 99.6%€30k▲ 51.3%€36k▲ 21.4%
Operating result€-205-€14k€14k▼ 0.4%€10k▼ 28.6%
Net result€-205-€10k€10k▲ 2.8%€6k▼ 36.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276k
Fixed assets
€5k ▼ 49.9%
Current assets
€271k ▲ 13.1%
Equity and liabilities €278k
Equity
€36k ▲ 21.4%
Debt
€242k ▲ 8.6%
Debt's share of the balance-sheet total falls from 88.3% to 87.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €19k
Cash flow
€12k▼
2024 · €15k
Current ratio
1.18▲
2024 · 1.16
Debt to equity
6.75▼
2024 · 7.55
ROE
17.7%▼
2024 · 33.9%
ROA
2.3%▼
2024 · 4.0%
Interest coverage
21.05▼
2024 · 34.92
Debt ≤ 1 year
€230k▲
2024 · €208k
Debt > 1 year
€1k▼
2024 · €5k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€252k€278k▲
Formation expenses20€2k€1k▼
Fixed assets21/28€11k€5k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€9k€5k▼
Plant, machinery and equipment23€588-
Furniture and vehicles24€8k€5k▼
Current assets29/58€240k€271k▲
Amounts receivable within one year40/41€184k€209k▲
Trade receivables40€172k€194k▲
Other amounts receivable41€12k€14k▲
Cash at bank and in hand54/58€37k€44k▲
Deferred charges and accrued income490/1€19k€19k▼
Equity and liabilities
Total equity and liabilities10/49€252k€278k▲
Equity10/15€30k€36k▲
Contributions10/11€10k€10k=
Reserves13€20k€26k▲
Distributable reserves133€20k€26k▲
Amounts payable17/49€223k€242k▲
Amounts payable after more than one year17€5k€1k▼
Financial debts170/4€5k€1k▼
Amounts payable within one year42/48€208k€230k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€134k€154k▲
Suppliers440/4€134k€154k▲
Taxes, remuneration and social security45€88€3k▲
Taxes450/3€88€3k▲
Other amounts payable47/48€67k€67k▲
Accrued charges and deferred income492/3€10k€10k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€20k€17k▼
Operating profit (loss)9901€14k€10k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€538€743▲
Recurring financial charges65€538€743▲
Profit (loss) for the period before taxes9903€13k€9k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€6k▼
Transfer to equity691/2€10k€6k▼
To other reserves6921€10k€6k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €10k ▲2.8%
Net result €10k, the highest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 1.06
Current ratio from 0.16 to 1.06.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gorsemweg 713800 Sint-TruidenGround area
405 m²
Building footprint
108 m²
Volume, LiDAR
631 m³
Parcel 71053G0483/00C002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PATERNOTTE & VANBRABANT
since 20222.339.049.783
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053G0483/00C002 | Flanders | 405 m² | 1 · 108 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,091 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.