NEST architecten
ActiveNEST architecten has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €11k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency39▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.12 in 2024; short-term debt: 86.2% and cash: 35.4% of total assets), and 86.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
26 d early
2024
29 d early
2023
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 31.9%
2024 · €33k
2023: €20k
2024: €33k
2023 → 2025
Total assets
€318k▲ 12.1%
2024 · €283k
2023: €109k
2024: €283k
2023 → 2025
Net result
€11k▼ 17.9%
2024 · €13k
2023: €17k
2024: €13k
2023 → 2025
Working capital
€33k▲ 10.5%
2024 · €30k
2023: €20k
2024: €30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€20k-€33k▲ 63.4%€44k▲ 31.9%
Operating result€23k-€18k▼ 24.6%€16k▼ 9.5%
Net result€17k-€13k▼ 25.6%€11k▼ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €318k
Fixed assets
€11k▲ 233%
Current assets
€307k▲ 9.6%
Equity and liabilities €318k
Equity
€44k▲ 31.9%
Debt
€274k▲ 9.5%
The debt ratio falls from 88.3% to 86.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €19k
Cash flow
€14k▲
2024 · €14k
Solvency
13.8%▲
2024 · 11.7%
Current ratio
1.12▲
2024 · 1.12
Quick ratio
1.12▲
2024 · 1.12
Debt / equity
6.25▼
2024 · 7.52
ROE
24.2%▼
2024 · 38.8%
ROA
3.3%▼
2024 · 4.6%
Interest coverage
151.76▲
2024 · 145.74
Debt
€274k▲
2024 · €250k
Debt ≤ 1 year
€274k▲
2024 · €250k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€283k€318k▲
Fixed assets21/28€3k€11k▲
Tangible fixed assets22/27€3k€11k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€3k€9k▲
Current assets29/58€280k€307k▲
Amounts receivable within one year40/41€144k€195k▲
Trade receivables40€143k€194k▲
Other amounts receivable41€491€244▼
Cash at bank and in hand54/58€136k€113k▼
Equity and liabilities
Total equity and liabilities10/49€283k€318k▲
Equity10/15€33k€44k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€30k€41k▲
Amounts payable17/49€250k€274k▲
Amounts payable within one year42/48€250k€274k▲
Trade debts44€242k€265k▲
Suppliers440/4€242k€265k▲
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€384€528▲
Gross operating margin9900€19k€20k▲
Operating profit (loss)9901€18k€16k▼
Financial charges65/66B€128€129▲
Recurring financial charges65€128€129▲
Profit (loss) for the period before taxes9903€17k€16k▼
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€13k€11k▼
Profit (loss) for the period to be appropriated9905€13k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€41k▲
Profit (loss) brought forward from the previous period14P€17k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €11k ▼17.9%
Net result drops to €11k, the lowest in the series.
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterstraat(STL) 69980 Sint-LaureinsGround area
1,455 m²
Building footprint
192 m²
Volume, LiDAR
1,060 m³
Parcel 43014B0896/00L000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NEST architecten
since 20222.332.529.207
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43014B0896/00L000 | Flanders | 1,455 m² | 1 · 192 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Pure Construct
BE 0755.356.123
Lier · Eq €44k
Studio Compleet
BE 0764.897.557
Koksijde · Eq €44k
Atelier d’Architecture AC
BE 0673.808.619
Courcelles · Eq €44k
GEOFFREY PALM ARCHITECTURE
BE 0801.946.807
Herve · Eq €44k
Studio D'hondt
BE 0724.843.485
Gent · Eq €44k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2022
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.nestarchitecten.be
E-mail:info@nestarchitecten.be