PATENT CONSULTANT VANDEVIJVER
ActiveSummary
PATENT CONSULTANT VANDEVIJVER has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €103k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency66▼-34
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 8.69 in 2024; short-term debt: 59% and cash: 50.2% of total assets), but 59% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41%
Return on assets
39.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
on the day
2023
17 d early
2022
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▼ 74.6%
2024 · €425k
2022: €130k
2023: €299k
2024: €425k
2022 → 2025
Total assets
€263k▼ 45.1%
2024 · €479k
2022: €199k
2023: €348k
2024: €479k
2022 → 2025
Net result
€103k▼ 18.9%
2024 · €127k
2022: €129k
2023: €169k
2024: €127k
2022 → 2025
Working capital
€99k▼ 76.2%
2024 · €418k
2022: €129k
2023: €290k
2024: €418k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€130k-€299k▲ 129%€425k▲ 42.1%€108k▼ 74.6%
Operating result€174k-€224k▲ 29.0%€153k▼ 31.7%€133k▼ 12.8%
Net result€129k-€169k▲ 31.7%€127k▼ 25.2%€103k▼ 18.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263k
Fixed assets
€8k ▲ 22.8%
Current assets
€255k ▼ 46.1%
Equity and liabilities €263k
Equity
€108k ▼ 74.6%
Debt
€155k ▲ 186%
Debt's share of the balance-sheet total rises from 11.3% to 59.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€136k▼
2024 · €155k
Cash flow
€105k▼
2024 · €129k
Current ratio
1.64▼
2024 · 8.69
Debt to equity
1.44▲
2024 · 0.13
ROE
95.3%▲
2024 · 29.8%
ROA
39.1%▲
2024 · 26.5%
Interest coverage
23.31▼
2024 · 73.74
Debt ≤ 1 year
€155k▲
2024 · €54k
Income taxes
€32k▼
2024 · €39k
Staff costs
€31k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€479k€263k▼
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€7k€8k▲
Land and buildings22€3k€3k▼
Furniture and vehicles24€4k€6k▲
Current assets29/58€473k€255k▼
Amounts receivable within one year40/41€244k€57k▼
Trade receivables40€63k€36k▼
Other amounts receivable41€181k€20k▼
Current investments50/53€59k€50k▼
Cash at bank and in hand54/58€158k€132k▼
Deferred charges and accrued income490/1€11k€16k▲
Equity and liabilities
Total equity and liabilities10/49€479k€263k▼
Equity10/15€425k€108k▼
Contributions10/11€3k€3k=
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€383k€65k▼
Amounts payable17/49€54k€155k▲
Amounts payable within one year42/48€54k€155k▲
Trade debts44€46k€14k▼
Suppliers440/4€46k€14k▼
Taxes, remuneration and social security45€8k€21k▲
Taxes450/3€3k€15k▲
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€833€120k▲
Income statement
Code20242025
Remuneration, social security and pensions62€29k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€185k€168k▼
Operating profit (loss)9901€153k€133k▼
Financial income75/76B€15k€7k▼
Recurring financial income75€15k€7k▼
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€166k€135k▼
Income taxes67/77€39k€32k▼
Profit (loss) for the period9904€127k€103k▼
Profit (loss) for the period to be appropriated9905€127k€103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€383k€485k▲
Profit (loss) brought forward from the previous period14P€257k€383k▲
Profit to be distributed694/7€833€420k▲
Return on contributions (dividend)694€833€420k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €103k ▼18.9%
Net result drops to €103k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €169k ▲31.7%
Operating result €224k, net result €169k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.93
Current ratio from 2.87 to 6.93; short-term debt falls from €69k to €49k.
31-12
Financial
Equity above €200kEq €299k ▲129%
2 profitable years in a row build equity to €299k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvenstraat 583520 ZonhovenGround area
810 m²
Building footprint
233 m²
Volume, LiDAR
1,295 m³
Parcel 71443F0049/00L000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PATENT CONSULTANT VANDEVIJVER
since 20212.319.742.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443F0049/00L000 | Flanders | 810 m² | 1 · 233 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,762 companies in sector 69109 we hold annual accounts for 1,208. 942 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
77400Rental and leasing activities
46341Wholesale of wines and spirits
70100Activities of head offices
73200Market research and public opinion polling
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@carmansaccountants.be