PATENT has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €98k and a net result of €12k. Its solvency ranks better than 26% of 2176 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
52 d early
2024
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€98k▲ 13.9%
2024 · €86k
2024: €86k
2024 → 2025
Total assets
€573k▲ 18.2%
2024 · €485k
2024: €485k
2024 → 2025
Net result
€12k
2024 · €-11k
2024: €-11k
2024 → 2025
Working capital
€-444k▼ 12.8%
2024 · €-394k
2024: €-394k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€86k-€98k▲ 13.9%
Operating result€442-€-6k
Net result€-11k-€12k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €442 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €573k
Fixed assets
€542k▲ 13.0%
Current assets
€31k▲ 504%
Equity and liabilities €573k
Equity
€98k▲ 13.9%
Debt
€475k▲ 19.1%
The debt ratio rises from 82.2% to 82.9%. Equity and debt are higher.
Key figures and ratios
Solvency
17.1%▼
2024 · 17.8%
ROE
12.2%▲
2024 · -13.3%
ROA
2.1%▲
2024 · -2.4%
Debt
€475k▲
2024 · €399k
Debt ≤ 1 year
€475k▲
2024 · €399k
Income taxes
€149▼
2024 · €191
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€485k€573k▲
Fixed assets21/28€480k€542k▲
Tangible fixed assets22/27-€33k
Furniture and vehicles24-€33k
Financial fixed assets28€480k€509k▲
Current assets29/58€5k€31k▲
Amounts receivable within one year40/41€444€30k▲
Trade receivables40-€30k
Other amounts receivable41€444-
Cash at bank and in hand54/58€5k€656▼
Equity and liabilities
Total equity and liabilities10/49€485k€573k▲
Equity10/15€86k€98k▲
Contributions10/11€460k€460k=
Profit (loss) carried forward14€-374k€-362k▲
Amounts payable17/49€399k€475k▲
Amounts payable within one year42/48€399k€475k▲
Trade debts44€1k€37k▲
Suppliers440/4€1k€37k▲
Taxes, remuneration and social security45€191€555▲
Taxes450/3€191€555▲
Other amounts payable47/48€397k€438k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€516
Other operating charges640/8€1k€2k▲
Gross operating margin9900€2k€-3k▼
Operating profit (loss)9901€442€-6k▼
Financial income75/76B-€29k
Recurring financial income75-€1
Non-recurring financial income76B-€29k
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€-11k€12k▲
Income taxes67/77€191€149▼
Profit (loss) for the period9904€-11k€12k▲
Profit (loss) for the period to be appropriated9905€-11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-374k€-362k▲
Profit (loss) brought forward from the previous period14P€-362k€-374k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bloemenlei 202640 MortselGround area
868 m²
Building footprint
404 m²
Volume, LiDAR
1,943 m³
Parcel 11029A0179/00F013, Flanders · tallest building 14.1 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0179/00F013 | Flanders | 868 m² | 1 · 404 m² | 14.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
64200Holdings
64210Activities of holding companies
41003General construction of other non-residential buildings
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.