Turnover
≈ €330,000 estimated
The micro format states no turnover.
PATCHOU
Overview
Lifetime
3 annual accounts with figures on one time axispeak €111,380 (2023)
€67,885▼ 11.8%
peak €38,657 (2023)
€22,783▲ 678%
peak €64,867 (2025)
€64,867▲ 50.6%
€51,567▲ 28.9%
Board1 name since 2023
1 director
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
Result from €2,927 to €22,783Equity from €43,083 to €64,867Debts from €39,997 to €51,567Investments €11,348Cash from €8,314 to €13,864
Key points
from the 2025 annual accountsInvestments
€11,625 29.7 × depreciation
Green is investment, beige is depreciation.
Staff
3 employees on 31-12-2025
In 2025, 2 people joined and nobody left.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as PATCHOU has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for PATCHOU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002333761
Incorporation
Founding capital of €1,500, 100 shares · Founder: (comparant) · Appointment: (director) · published on 20-11-2023 · Gazette deed
First establishment
Avenue Fernand Golenvaux 11, Namur
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PATCHOU Namur | €116,434 | €67,885 | 55.7% | - |
| Green Code Labs Brussels | €182,999 | €57,877 | 51.3% | - |
| AJS Erpe-Mere | €100,888 | €37,326 | 64.8% | - |
| RONLIN Antwerp | €157,260 | €36,600 | 46.7% | - |
| D&A Shoes and more Aalst | €58,142 | €79,576 | -69.1% | - |
| LOF Concept Heist-op-den-Berg | €90,361 | €33,507 | 54.7% | - |
| Téon Vilvoorde | €242,202 | €77,731 | 6.8% | - |
These companies have the same main activity as PATCHOU: retail sale of footwear (NACE 47721). They are comparable in size and age: total assets between €58,100 and €242,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 16-11-2023Normal situation
- Activity
- Retail sale of footwearNACE 47721and 1 other
- Establishment unit
- 2.351.906.0455000 Namur, since 16-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2025
Annual accounts 2025
- €67,885▼ 11.8%
- €22,783▲ 678%
- €64,867▲ 50.6%
- €116,434▲ 40.1%
- Employeeson 31-12-2025
- 3▲ 200%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on PATCHOU
PATCHOU files the micro format. That format states no turnover. The gross margin fell from €111,380 in 2023 to €67,885 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 10-06-2026, 51 days before the deadline€67,885
▼ 11.8%
€28,884
▲ 429%
€22,783
▲ 678%
€53,634
▲ 25.3%
55.7%
▲ 3.9 percentage points
2.04
▼ 0.03
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €330,000. Estimated: probably between €170,000 and €440,000.
Balance sheet
balance sheet total €116,434 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
55.7%
Higher than 69% of 25,237 companies in 2025.
2.04
Higher than 64% of 24,245 companies in 2025.
19.6%
Higher than 84% of 24,434 companies in 2025.
PATCHOU
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
€15,259
Staff costs divided by the average number of full-time equivalents.
+2 people
people who joined
people who left
In 2025, 2 people joined and nobody left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
116,434 | 83,081 | 84,291 | |
21/28 |
11,233 | 277 | 530 | |
22/27 |
11,233 | - | 254 | |
24 |
- | - | 254 | |
26 |
11,233 | - | - | |
28 |
- | 277 | 277 | |
29/58 |
105,201 | 82,804 | 83,760 | |
3 |
87,172 | 69,838 | 73,836 | |
30/36 |
87,172 | 69,838 | 73,836 | |
40/41 |
3,808 | 4,339 | 1,471 | |
40 |
3,808 | 972 | 1,471 | |
41 |
- | 3,367 | - | |
54/58 |
13,864 | 8,314 | 8,347 | |
490/1 |
358 | 313 | 106 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
116,434 | 83,081 | 84,291 | |
10/15 |
64,867 | 43,083 | 40,157 | |
10/11 |
1,500 | 1,500 | 1,500 | |
14 |
63,367 | 41,583 | 38,657 | |
17/49 |
51,567 | 39,997 | 44,134 | |
42/48 |
51,567 | 39,997 | 44,134 | |
42 |
- | 851 | - | |
44 |
9,960 | 7,271 | 1,438 | |
440/4 |
9,960 | 7,271 | 1,438 | |
45 |
28,275 | 18,091 | 16,457 | |
450/3 |
18,286 | 12,486 | 16,457 | |
454/9 |
9,989 | 5,605 | - | |
47/48 |
13,332 | 13,785 | 26,239 | |
| Income statement | ||||
9900 |
67,885 | 76,940 | 111,380 | |
62 |
30,519 | 39,500 | 54,562 | |
630 |
392 | 254 | 51 | |
631/4 |
3,850 | 27,780 | - | |
640/8 |
4,241 | 3,946 | 5,050 | |
9901 |
28,884 | 5,460 | 51,717 | |
65/66B |
1,132 | 1,140 | 1,693 | |
65 |
1,132 | 1,140 | 1,693 | |
9903 |
27,751 | 4,320 | 50,025 | |
67/77 |
4,968 | 1,394 | 11,368 | |
9904 |
22,783 | 2,927 | 38,657 | |
9905 |
22,783 | 2,927 | 38,657 | |
| Appropriation of the result | ||||
9906 |
64,367 | 41,583 | 38,657 | |
14P |
41,583 | 38,657 | - | |
694/7 |
1,000 | - | - | |
695 |
1,000 | - | - | |
| Social balance sheet | ||||
9087 |
2 | 1.1 | - | |
Hours worked1013 |
1,297 | 2,433 | - | |
| Document | ||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 10-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 29,275 | 5,714 | 51,768 | ||
| 23,175 | 3,180 | 38,707 | ||
| 11,625 | 0 | 581 | ||
| 5,550 | -33 | - | ||
| 53,634 | 42,807 | 39,626 | ||
| 55.7% | 51.9% | 47.6% | ||
| 2.04 | 2.07 | 1.90 | ||
| 0.35 | 0.32 | 0.22 | ||
| 0.79 | 0.93 | 1.10 | ||
| 35.1% | 6.8% | 96.3% | ||
| 19.6% | 3.5% | 45.9% | ||
| 25.85 | 5.01 | 30.59 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 |
|---|---|---|
| Employees at the balance-sheet date | 3 | 1 |
| part-time | 3 | 1 |
| in full-time equivalents | 1.5 | 0.5 |
| 1 | 1.1 | |
| On a permanent contract | 3 | 1 |
| Joined | 2 | 3 |
| Left | 0 | 2 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €11,625 | - | €304 |
| Financial fixed assets | - | - | €277 |
| €392 | €254 | €51 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on PATCHOU
The operating result for 2025 is 5.3 times that of 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 48.1% to 44.3%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “L'assemblée qui nomme le ou les administrateur(s) fixe leur nombre, la durée de leur mandat et, en cas de pluralité, leurs pouvoirs. A…”deed of 20-11-2023
Mandates through the years
1 name, the dashed line is todayDirector
Board
Mandates as a list
-
- Director, appointed by deed of 20-11-2023, still in office
Control
Founder
This company
PATCHOU
Equity €64,867
Profit €22,783 in 2025
Capital
- Contribution
- €1,500
- Shares
- 100
- Contribution per share
- €15
- Equity per share
- €649 in 2025
- Source
- deed of 20-11-2023
Articles of association
deed of 20-11-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant, moitié acquéreurs au prorata des actions acquises, toutes cessions entre vifs à titre onéreux ou gratuit, volontaires ou…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Monday of June
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 20-11-2023 ↗
- 100 shares (100%) · €1,500 in cash
Network & group
No group
PATCHOU has no parent and no holdings in its annual accounts. is the only director. PATCHOU shares no director with another company.
At the same address
Avenue Fernand Golenvaux 11, 5000 Namur · 1 other company| Marinne, Martine (sole trader)
establishment since 19-06-2002 |
founded in 2002 0692.497.252 |
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 51 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1002333761
Annual accounts 2024 filed PDFmicro format · 35 days before the deadline
2024
Weakest financial year net €2,927 ▼92.4% The net result drops to €2,927, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 28 days before the deadline
2023
IncorporationFounding capital of €1,500, 100 shares · Founder: (comparant) · Appointment: (director) · published on 20-11-20235 points ▸
- Founder, (comparant)
- Founding capital, €1,500, 100 shares
- Registered office clause, Avenue Fernand Golenvaux 11, 5000 Namur
- Board rule, 1
- Director appointment,
- The deed holds 9 more points.
First establishment Avenue Fernand Golenvaux 11, Namur
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1002.333.761
- VAT number
- BE 1002.333.761
- Peppol ID
- 0208:1002333761
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-11-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Monday of Junedeed of 20-11-2023 (in French)
- Peppol
- Reachable since 12-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PATCHOU in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 20-11-2023 (in French)
Activities
NACEBEL 2025VAT activities
47721
Retail sale of footwear main activity
47715
Retail trade
Social security (RSZ) activities
47721
Retail sale of footwear main activity
Codes under NACEBEL 2008
VAT activities
47721
Retail trade main activity
47715
Retail trade
Social security (RSZ) activities
47721
Retail trade main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Commerce de détail au sens large (import, export, achat, vente, location, réparation, entretien, remplacement, stockage, distribution…”deed of 20-11-2023 (in French)
4 activities
- Commerce de détail au sens large (import, export, achat, vente, location, réparation, entretien, remplacement, stockage, distribution, promotion, conception, fabrication, production) de chaussures, souliers, bottes, vêtements, ceintures, sacs, bijoux, accessoires textiles ou de mode, plus généralement de tous articles textiles ou en cuir et de toute matière première liée au textile ou à la chaussure.
- La constitution et la gestion d’un patrimoine immobilier et la location-financement de biens immeubles aux tiers, notamment l’acquisition par l’achat ou autrement, la vente, l’échange, la construction, la reconstruction, la transformation, l’amélioration, l’équipement, l’aménagement, l’embellissement, l’entretien, l’exploitation, la location, la prise en location, le lotissement, la prospection et l’exploitation de biens immeubles, ainsi que toutes opérations qui, directement ou indirectement, sont en relation avec cet objet et qui sont de nature à favoriser l’accroissement et le rapport d’un patrimoine immobilier.
- L'achat, la vente, l'échange, la construction, la reconstruction, la démolition, la transformation, l'exploitation, la location et la gérance de tous immeubles bâtis, meublés ou non.
- L'achat, la vente, l'échange, la mise en valeur, le lotissement, l'exploitation, la location et l'affermage de tous immeubles non bâtis.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Avenue Fernand Golenvaux 11 registered office 5000 Namur | 16-11-2023 | 2.351.906.045 |
Buildings and parcels at the address
- Ground area
- 102 m²
- Buildings
- 82 m²
- Volume, LiDAR
- 1,412 m³
- Tallest building
- 20.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 92094C0652/00K000 | 102 m² | 1 · 82 m² | 20.6 m · 6 |