Téon
ActiveSummary
The computed 12-month bankruptcy probability of Téon is 1.9% (moderate). The 2025 annual accounts show equity of €16k and a net result of €13k. Equity is growing by ~211.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 18400 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability47▲+17
Solvency32▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.84 against 0.85 in 2024; short-term debt: 91.7% and cash: 1.2% of total assets), and 93.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.8%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
6 d late
2024
21 d late
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 320%
2024 · €4k
2023: €-87lowest in 3 years
2024: €4k▲ +4596% vs 2023
2025: €16k▲ +320% vs 2024highest in 3 years
2023 → 2025
Total assets
€242k▲ 20.1%
2024 · €202k
2023: €120klowest in 3 years
2024: €202k▲ +68.7% vs 2023
2025: €242k▲ +20.1% vs 2024highest in 3 years
2023 → 2025
Net result
€13k▲ 213%
2024 · €4k
2023: €-15klowest in 3 years
2024: €4k▲ +127% vs 2023
2025: €13k▲ +213% vs 2024highest in 3 years
2023 → 2025
Working capital
€-35k▼ 20.6%
2024 · €-29k
2023: €-34k
2024: €-29k▲ +16.0% vs 2023highest in 3 years
2025: €-35k▼ -20.6% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-87-€4k€16k▲ 320%
2023: €-87lowest in 3 years
2024: €4k▲ +4596% vs 2023
2025: €16k▲ +320% vs 2024highest in 3 years
Operating result€-16k-€2k€16k▲ 629%
2023: €-16klowest in 3 years
2024: €2k▲ +113% vs 2023
2025: €16k▲ +629% vs 2024highest in 3 years
Net result€-15k-€4k€13k▲ 213%
2023: €-15klowest in 3 years
2024: €4k▲ +127% vs 2023
2025: €13k▲ +213% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 629% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242k
Fixed assets
€55k ▲ 43.2%
Current assets
€187k ▲ 14.6%
Equity and liabilities €242k
Equity
€16k ▲ 320%
Debt
€226k ▲ 14.1%
Debt's share of the balance-sheet total falls from 98.1% to 93.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €6k
Cash flow
€16k▲
2024 · €7k
Current ratio
0.84▼
2024 · 0.85
Quick ratio
0.24▼
2024 · 0.25
Debt to equity
13.69▼
2024 · 50.42
ROE
76.2%▼
2024 · 102.2%
ROA
5.2%▲
2024 · 2.0%
Interest coverage
2.63▲
2024 · 1.08
Debt ≤ 1 year
€222k▲
2024 · €192k
Debt > 1 year
€4k▼
2024 · €6k
Income taxes
€2k
Staff costs
€49k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€202k€242k▲
Fixed assets21/28€38k€55k▲
Intangible fixed assets21€26k€43k▲
Tangible fixed assets22/27€567€116▼
Furniture and vehicles24€567€116▼
Financial fixed assets28€12k€12k=
Current assets29/58€163k€187k▲
Stocks and contracts in progress3€114k€133k▲
Stocks30/36€114k€133k▲
Amounts receivable within one year40/41€44k€52k▲
Trade receivables40€26k€23k▼
Other amounts receivable41€18k€29k▲
Cash at bank and in hand54/58€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€202k€242k▲
Equity10/15€4k€16k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-11k€1k▲
Amounts payable17/49€198k€226k▲
Amounts payable after more than one year17€6k€4k▼
Financial debts170/4€6k€4k▼
Amounts payable within one year42/48€192k€222k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Financial debts43€25k€25k=
Credit institutions430/8€25k€25k=
Trade debts44€51k€27k▼
Suppliers440/4€51k€27k▼
Taxes, remuneration and social security45€43k€61k▲
Taxes450/3€38k€55k▲
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€71k€107k▲
Accrued charges and deferred income492/3-€7
Income statement
Code20242025
Non-recurring operating income76A€230€409▲
Remuneration, social security and pensions62€35k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€814€6k▲
Gross operating margin9900€46k€78k▲
Operating profit (loss)9901€2k€16k▲
Financial income75/76B€7k€7k▼
Recurring financial income75€7k€7k▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€4k€15k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€4k€13k▲
Profit (loss) for the period to be appropriated9905€4k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€1k▲
Profit (loss) brought forward from the previous period14P€-15k€-11k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | €230 | €409 | ▲ 78.3% |
| Remuneration, social security and pensions62 | €9k | €35k | €49k | ▲ 38.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €3k | ▲ 0.6% |
| Other operating charges640/8 | €201 | €4k | €3k | ▼ 13.5% |
| Non-recurring operating charges66A | - | €814 | €6k | ▲ 637% |
| Gross operating margin9900 | €-4k | €46k | €78k | ▲ 70.0% |
| Operating profit (loss)9901 | €-16k | €2k | €16k | ▲ 629% |
| Financial income75/76B | €3k | €7k | €7k | ▼ 7.3% |
| Recurring financial income75 | €3k | €7k | €7k | ▼ 7.3% |
| Financial charges65/66B | €2k | €5k | €7k | ▲ 40.1% |
| Recurring financial charges65 | €2k | €5k | €7k | ▲ 40.1% |
| Profit (loss) for the period before taxes9903 | €-15k | €4k | €15k | ▲ 273% |
| Income taxes67/77 | - | - | €2k | - |
| Profit (loss) for the period9904 | €-15k | €4k | €13k | ▲ 213% |
| Profit (loss) for the period to be appropriated9905 | €-15k | €4k | €13k | ▲ 213% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €120k | €202k | €242k | ▲ 20.1% |
| Fixed assets21/28 | €42k | €38k | €55k | ▲ 43.2% |
| Intangible fixed assets21 | €29k | €26k | €43k | ▲ 66.0% |
| Tangible fixed assets22/27 | €920 | €567 | €116 | ▼ 79.5% |
| Furniture and vehicles24 | €920 | €567 | €116 | ▼ 79.5% |
| Financial fixed assets28 | €12k | €12k | €12k | = |
| Current assets29/58 | €78k | €163k | €187k | ▲ 14.6% |
| Stocks and contracts in progress3 | €60k | €114k | €133k | ▲ 16.2% |
| Stocks30/36 | €60k | €114k | €133k | ▲ 16.2% |
| Amounts receivable within one year40/41 | €14k | €44k | €52k | ▲ 18.3% |
| Trade receivables40 | €183 | €26k | €23k | ▼ 10.9% |
| Other amounts receivable41 | €14k | €18k | €29k | ▲ 60.3% |
| Cash at bank and in hand54/58 | €4k | €5k | €3k | ▼ 47.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €120k | €202k | €242k | ▲ 20.1% |
| Equity10/15 | €-87 | €4k | €16k | ▲ 320% |
| Contributions10/11 | €15k | €15k | €15k | = |
| Profit (loss) carried forward14 | €-15k | €-11k | €1k | ▲ 113% |
| Amounts payable17/49 | €120k | €198k | €226k | ▲ 14.1% |
| Amounts payable after more than one year17 | €7k | €6k | €4k | ▼ 35.1% |
| Financial debts170/4 | €7k | €6k | €4k | ▼ 35.1% |
| Amounts payable within one year42/48 | €112k | €192k | €222k | ▲ 15.5% |
| Current portion of amounts payable after more than one year42 | €2k | €2k | €2k | ▲ 4.1% |
| Financial debts43 | €25k | €25k | €25k | = |
| Credit institutions430/8 | €25k | €25k | €25k | = |
| Trade debts44 | €7k | €51k | €27k | ▼ 46.7% |
| Suppliers440/4 | €7k | €51k | €27k | ▼ 46.7% |
| Taxes, remuneration and social security45 | €11k | €43k | €61k | ▲ 40.6% |
| Taxes450/3 | €9k | €38k | €55k | ▲ 44.6% |
| Remuneration and social security454/9 | €1k | €5k | €6k | ▲ 11.6% |
| Other amounts payable47/48 | €68k | €71k | €107k | ▲ 50.8% |
| Accrued charges and deferred income492/3 | - | - | €7 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-15k | €4k | €13k | ▲ 213% |
| + Depreciation and write-downs630 | €3k | €3k | €3k | ▲ 0.6% |
| Operating cash flow (approximation) | €-12k | €7k | €16k | ▲ 115% |
| Investment in fixed assets (approximation) | - | €-78 | €-20k | ▼ 25,643% |
| Change in cash | - | €2k | €-3k | ▼ 266% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Highest result since 2023net €13k ▲213%
Operating result €16k, net result €13k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2023
Ground area
631 m²
Building footprint
568 m²
Volume, LiDAR
7,780 m³
2 parcels, Brussels, Flanders · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Téon
since 20232.342.296.315
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0034/00P015 | Brussels | 572 m² | 1 · 510 m² | 19.2 m · 5 fl. |
| 23088A0170/00F016 | Flanders | 59 m² | 1 · 59 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,034 companies in sector 47721 we hold annual accounts for 582. 316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47721Retail sale of footwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47722Retail trade
Contact
E-mail
'gloria@gloria-boutique.be'
Scores and ratios are computed by Checked and are not a credit decision.