Skip to content

Patchlo

Active Private limited companyfounded 2014active for 11 yearsHelststraat 156/1, 2630 AartselaarKBO/BCE: BE 0567.860.071
Patchlo
Follow ReportCompare

Overview

Lifetime

11 annual accounts with figures on one time axis
peak €56,705 (2022)
€32,162▼ 21.4%
lowest -€13,625 (2016)
-€9,170▼ €7,179
peak €48,590 (2023)
€37,429▼ 19.7%
€290,016▼ 12.4%
Board1 name since 2014
1 director
Documentsfilings and deeds
17-06-202644 days before the deadline
2025abbreviated format
Gross margin from €40,927 to €32,162Loss of €9,170Equity from €46,599 to €37,429Cash from €11,038 to €5,773

Key points

from the 2025 annual accounts

Losses

-€11,161 in two years
-1,9912024-9,1702025

The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.

Debts

€290,016 89% of the balance sheet
After one year 83%Within one year 17%

Of this, €47,980 falls due within a year.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

The last five annual accounts were filed 41 to 47 days before the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,166 companies had the same profile as Patchlo has now. Each dot stands for 6 companies, two years later.

94.2%
were still trading
3.0%
stopped another way
2.5%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,166 companies, not a prediction for Patchlo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director

Shares in 1 company,

Board & ownership

Recent changes

Reappointment: (director) General meeting of 03-05-2023 · Gazette deed
Registered office moved from Borsbeek to Aartselaar New registered office: Helststraat 156/1 te 2630 Aartselaar · Previous registered office: Tibert 2 bus 3L, 2150 BORSBEEK · General meeting of 07-04-2021 · Gazette deed
Registered office moved from Wijnegem to Borsbeek New registered office: Tibert 2 bus 3L, 2150 BORSBEEK · Previous registered office: ALBERTKANAALBAAN 11 BUS 4, 2110 WIJNEGEM · General meeting of 02-05-2016 · Gazette deed
Incorporation published on 19-11-2014 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
Patchlo Aartselaar €327,445 €32,162 11.4% -
XOLATO Bredene €372,408 €34,206 -0.3% -
ROEL VAN BROECKHOVEN Maaseik €378,009 €32,350 61.0% 0
NEW KAP Jodoigne €361,816 €30,719 42.6% -
KUKA Liège €296,149 €32,170 92.0% -
NATIM Sprimont €289,892 €32,912 41.9% -
CHAFLORE Maarkedal €294,134 €38,794 -140.7% -

These companies have the same main activity as Patchlo: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €290,000 and €378,000, founded between 2012 and 2015.

Official details

Source: KBO
Status
Active since 17-11-2014Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
Establishment unit
2.236.957.8772630 Aartselaar, since 17-11-2014
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€32,162▼ 21.4%
≈ €53,000estimated
€9,170▲ 361%
€37,429▼ 19.7%
€327,445▼ 13.3%
Filing
Filed on 17-06-2026, 44 days before the end of the filing period
Financials

Insights on Patchlo

Patchlo files the abbreviated format. That format states no turnover. The gross margin rose from -€1,770 in 2015 to €32,162 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 17-06-2026, 44 days before the deadline
€32,162
▼ 21.4%
-€2,456
▼ €7,846
-€9,170
▼ €7,179
-€32,854
▼ €9,933
11.4%
▼ 0.9 percentage points
0.32
▼ 0.29

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €53,000. Estimated: probably between €39,000 and €76,000.

Balance sheet

balance sheet total €327,445 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

11.4%

Higher than 31% of 12,423 companies in 2025.

0.32

Higher than 21% of 11,950 companies in 2025.

-2.8%

Higher than 20% of 12,326 companies in 2025.

Patchlo Middle half of the sector 80% of the sector Abbreviated accounts in real estate (NACE 68)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015
Balance sheet: assets
20/58 327,445377,601408,353429,636452,315472,997506,150524,757555,633194,52338,291
21/28 312,319342,096372,937404,312435,687467,062490,986518,273547,695187,704-
22/27 312,219341,996372,837404,212435,587466,962490,886518,173547,595187,704-
22 312,219341,996372,837403,678434,520465,361488,751518,173547,595187,704-
23 ---5341,0671,6012,135----
28 100100100100100100100100100--
29/58 15,12635,50635,41625,32416,6285,93515,1646,4857,9386,81938,291
40/41 8,20923,32931,23320,297222737--5,8146,19633,980
40 --------5,8145,81433,674
41 8,20923,32931,23320,297222737---383306
54/58 5,77311,0382,7073,69915,1954,07114,0825,4432,1256234,311
490/1 1,1451,1391,4751,3281,2111,1271,0821,042---
Balance sheet: equity and liabilities
10/49 327,445377,601408,353429,636452,315472,997506,150524,757555,633194,52338,291
10/15 37,42946,59948,59039,70128,90119,79816,3828,1337,86018,85332,477
10/11 35,03535,03535,03535,03535,03535,03535,03535,03535,03535,03535,035
100 ------35,03535,03535,03535,03535,035
13 2,39411,56413,5554,666-------
133 2,39411,56413,5554,666-------
14 -----6,134-15,237-18,653-26,902-27,175-16,182-2,558
17/49 290,016331,002359,762389,935423,413453,199489,768516,625547,773175,6715,814
17 239,502270,042300,008334,418363,287391,630419,463446,801473,657142,222-
170/4 239,502270,042300,008334,418363,287391,630419,463446,801473,657142,222-
42/48 47,98058,42657,22052,98356,69359,03567,77167,29074,11633,4485,814
42 30,54029,96729,41028,86928,34327,83327,33826,85726,38910,667-
44 -4,695------7,4115,8145,814
440/4 -4,695------7,4115,8145,814
45 --4,2851,049---11,777--
450/3 --4,2851,049---11,777--
47/48 17,44023,76523,52523,06528,34931,20240,43340,43338,53916,968-
492/3 2,5342,5342,5342,5343,4342,5342,5342,534---
Income statement
9900 32,16240,92756,22656,70553,94748,93852,61244,6998,189-976-1,770
630 29,77730,84131,37531,37531,37531,02029,95629,42210,1598,316-
640/8 4,8414,6954,5204,4793,6884,0083,1693,1121,482877788
9901 -2,4565,39120,33120,85118,88513,91019,48812,165-3,452-10,169-2,558
75/76B -------80--0
75 -------80--0
65/66B 6,7157,3828,2069,0029,78110,49411,23911,9727,5413,4560
65 6,7157,3828,2069,0029,78110,49411,23911,9727,5413,4560
9903 -9,170-1,99112,12611,8499,1043,4168,249273-10,993-13,625-2,558
67/77 --3,2361,049-------
9904 -9,170-1,9918,89010,7999,1043,4168,249273-10,993-13,625-2,558
9905 -9,170-1,9918,89010,7999,1043,4168,249273-10,993-13,625-2,558
Appropriation of the result
9906 -9,170-1,9918,8904,666-6,134-15,237-18,653-26,902-27,175-16,182-2,558
14P ----6,134-15,237------
791/2 9,1701,991---------
691/2 --8,8904,666-------
6921 --8,8904,666-------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 17-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 17-06-2026 2026-00168106 PDF
31-12-2024 abbreviated format 18-06-2025 2025-00148273 PDF
31-12-2023 abbreviated format 18-06-2024 2024-00136807 PDF
31-12-2022 abbreviated format 14-06-2023 2023-00124310 PDF
31-12-2021 abbreviated format 20-06-2022 2022-20073294 PDF
31-12-2020 abbreviated format 14-06-2021 2021-19900323 PDF
31-12-2019 abbreviated format 15-06-2020 2020-16800081 PDF
31-12-2018 abbreviated format 19-06-2019 2019-20000550 PDF
31-12-2017 abbreviated format 19-06-2018 2018-20100584 PDF
31-12-2016 abbreviated format 20-06-2017 2017-19200378 PDF
31-12-2015 abbreviated format 22-06-2016 2016-20300272 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015
27,32136,23251,70652,22650,26044,93149,44441,5876,707-1,853-
20,60728,85040,26542,17440,47934,43638,20529,695-834-5,309-
000007,0972,6690370,150192,456-
-5,2658,331-992-11,49611,124-10,0128,6403,3181,502-3,689-
-32,854-22,921-21,804-27,659-40,065-53,101-52,607-60,806-66,178-26,62932,477
11.4%12.3%11.9%9.2%6.4%4.2%3.2%1.5%1.4%9.7%84.8%
0.320.610.620.480.290.100.220.100.110.206.59
7.757.107.409.8214.6522.8929.9063.5369.699.320.18
-24.5%-4.3%18.3%27.2%31.5%17.3%50.4%3.4%-139.9%-72.3%-7.9%
-2.8%-0.5%2.2%2.5%2.0%0.7%1.6%0.1%-2.0%-7.0%-6.7%
4.074.916.305.805.14------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on Patchlo

The operating result for 2025 is a loss of €2,456, after a profit of €5,391 in 2024. It is the lowest result since 2017.

Debt's share of the balance-sheet total rises from 87.7% to 88.6%. Equity and debt are lower.

Board & ownership

Board

1 director
Director
in office according to the deed of 19-05-2023
also on the board of 2 other companies
listed in the 2025 annual accounts, filed on 17-06-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director
Board
Mandates as a list
    • Director, from 13-11-2014 to date

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€35,035
Source
deed of 19-05-2023

Articles of association

deed of 19-05-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Eenparigheid, helft overdrager helft koper(s)naar evenredigheid bij meer kopers”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
13 June at 21:00

Network & group

Holdings

own 2021 accounts, the bar shows equity in euros
This companyPatchlo1 holding, 1 country 2021 accounts

Belgium 1 Equity Result

  • BE 0.2% €436,224 result €87,994

Source: list of holdings in its own 2021 accounts. Every holding stands with its own latest accounts.

Holdings and subsidiaries

1 holding

Holdings 1

Share, source and own figures per holding (1)
  • Equity €436,224 Profit of €87,994 in 2025 (profit of €104,030 in 2024) Checked score
    Sourceown accounts 2021deed 25-04-2017
    0.2%

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Director · deed of 19-05-2023
Founded in 1991 · 0.5 FTE (2025)

Timeline

Timeline

19 events since 2014

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 44 days before the deadline
2025
Annual accounts 2024 filed PDFabbreviated format · 43 days before the deadline
2024
Annual accounts 2023 filed PDFabbreviated format · 43 days before the deadline
2023
Annual accounts 2022 filed PDFabbreviated format · 47 days before the deadline
Reappointment: (director)General meeting of 03-05-20235 points ▸
  • Registered office clause, Helststraat 156/1, 2630 Aartselaar
  • 1,000 shares
  • Director reappointment,
  • General meeting, 03-05-2023
  • Amendment of the articles, article 28
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

2022
Highest result from 2015 to 2025 net €10,799 ▲18.6% The operating result of €20,851 and the net result of €10,799 are both a record.
Annual accounts 2021 filed PDFabbreviated format · 41 days before the deadline
2021
Annual accounts 2020 filed PDFabbreviated format · 47 days before the deadline
Registered office moved from Borsbeek to AartselaarNew registered office: Helststraat 156/1 te 2630 Aartselaar · Previous registered office: Tibert 2 bus 3L, 2150 BORSBEEK · General meeting of 07-04-20212 points ▸
  • General meeting, 07-04-2021
  • Registered-office move, Helststraat 156/1 te 2630 Aartselaar

Open the deed in the Belgian Official Gazette

2020
Annual accounts 2019 filed PDFabbreviated format · 46 days before the deadline
2019
Annual accounts 2018 filed PDFabbreviated format · 42 days before the deadline
2018
Back to profit net €273 The net result is €273, after 3 loss-making years.
Annual accounts 2017 filed PDFabbreviated format · 42 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 41 days before the deadline
2016
Weakest financial year net -€13,625 The net result drops to -€13,625, the lowest from 2015 to 2025. It recovers the following year.
Annual accounts 2015 filed PDFabbreviated format · 39 days before the deadline
Registered office moved from Wijnegem to BorsbeekNew registered office: Tibert 2 bus 3L, 2150 BORSBEEK · Previous registered office: ALBERTKANAALBAAN 11 BUS 4, 2110 WIJNEGEM · General meeting of 02-05-20162 points ▸
  • General meeting, 02-05-2016
  • Registered-office move, Tibert 2 bus 3L, 2150 BORSBEEK

Open the deed in the Belgian Official Gazette

2014
Incorporation PDFpublished on 19-11-2014
First establishment Helststraat 156/1, Aartselaar

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 17 November 2014, Patchlo was incorporated.1 The registered office moved to Borsbeek in 2016 and to Aartselaar in 2021.23 Total assets went from €524,757 in 2018 to €327,445 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 27-05-2016
  3. 3Belgian Official Gazette, 04-05-2021
  4. 4National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0567.860.071
VAT number
BE 0567.860.071
Peppol ID
0208:0567860071
Other Peppol ID
9925:BE0567860071
Legal form
Private limited company
Status
Active, normal situation
Founded
17-11-2014
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
13 June at 21:00
deed of 19-05-2023 (in Dutch)
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
Patchlo in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 19-05-2023 (in Dutch)

Activities

NACEBEL 2025
68201 Renting and operating of own or leased residential real estate, excluding social housing main activity
Codes under NACEBEL 2008
68201 Real estate activities main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Helststraat 156/1 registered office 2630 Aartselaar 17-11-2014 2.236.957.877
1 former office
  • Albertkanaalbaan 11 Bus 4, 2110 Wijnegem until 02-05-2016 · deed of 27-05-2016

Buildings and parcels at the address

Ground area
1.1 ha
Buildings
646 m²
Volume, LiDAR
4,135 m³
Tallest building
8.7 m
Buildings to scale, each on its own parcel
646 m², 8.7 m 646 m², 8.7 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
11372A0167/00H0001.1 ha 1 · 646 m² 8.7 m · 2

We would like to set cookies. That happens only with your consent. What we measure