Equity
€121,550 from €236,765 in 2022
Equity fell by 49% in 3 years.
NATIM
Lifetime
12 annual accounts with figures on one time axispeak €32,912 (2025)
€32,912▲ 0.1%
lowest -€4,717 (2015)
€11,202▲ 608%
peak €236,765 (2022)
€121,550▲ 10.2%
€168,342▼ 0.3%
Board1 name since 2021
Documentsfilings and deeds
22-01-20269 days before the deadline
2025micro format
Result from €1,583 to €11,202
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 68% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%highest value
01-2025: 0.1%▼ -0.2 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 0.82, cash €121,774
Size: total assets €289,892
Sector: Real estate activities (NACE 68)
Equity €121,550 (41.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 58% of them on solvency, 80% on liquidity, 67% on profitability and 66% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as NATIM has now. Each dot stands for 28 companies, two years later.
95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NATIM itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for NATIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.82 (0.68 in 2024), below 1. Short-term debt is 58.1% and cash 42% of total assets. 58.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 days early
2024
39 days early
2022
4 days early
2021
27 days early
2020
30 days late
2019
32 days late
2018
12 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0508746588
Capital decrease of €128,000 to €62,000
Capital from €190,000 to €62,000 · Change of role: SIMON Nathalie Jacqueline Andrée Ghislaine, from statutory manager to statutory director · “La réalisation de toutes opérations immobilières, de vente, d’achat, de location, de sous location, de gérance…” (deed in French) · Gazette deed
First establishment
Rue de Beaufays 92, Sprimont
Incorporation
published on 09-01-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NATIM Sprimont | €289,892 | €32,912 | 41.9% | - |
| VERSYCK ROLAND & ZONEN Damme | €257,386 | €34,826 | 24.1% | - |
| CHAFLORE Maarkedal | €294,134 | €38,794 | -140.7% | - |
| Patchlo Aartselaar | €327,445 | €32,162 | 11.4% | - |
| NEW KAP Jodoigne | €361,816 | €30,719 | 42.6% | - |
| IMMO-MOT Crisnée | €248,236 | €39,237 | 43.9% | - |
| CREATIVE IMMOBILIERE Liège | €326,049 | €44,196 | 32.3% | - |
These companies have the same main activity as NATIM: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €248,000 and €362,000, founded between 2012 and 2014.
Official details
Source: KBO- Status
- Active since 27-12-2012Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.218.452.4554140 Sprimont, since 26-04-2013
- Financial year end
- 30 June
- Peppol
- Reachable since 28-11-2025
Annual accounts to 30-06-2025
- €289,892▲ 3.9%
- Filing
- Filed on 22-01-2026, 9 days before the end of the filing period
Insights on NATIM
NATIM files the micro format. That format states no turnover. The gross margin rose from €26,018 in 2013 to €32,912 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NATIM
- What is the company number of NATIM?
- The company number of NATIM is 0508.746.588. The VAT number is the same number with BE in front: BE 0508.746.588.
- Where is NATIM based?
- The registered office is at Rue de Beaufays 92, 4140 Sprimont.Company details
- What does NATIM do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of NATIM?
- NATIM is a public limited company (NV).
- When was NATIM founded?
- NATIM was founded on 27-12-2012.
- Is NATIM still active?
- Yes, NATIM is an active enterprise in the KBO register.
- What is the turnover of NATIM?
- The turnover in financial year 2025 is ≈ €54,000. This figure is estimated from the gross margin of €32,912 and 51 comparable companies (NACE 682). It probably lies between €40,000 and €78,000. In financial year 2020 turnover was €0.Financials
- Is NATIM profitable?
- In financial year 2025, NATIM made a profit of €11,202.
- Where can I find the annual accounts of NATIM?
- NATIM filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NATIM due?
- NATIM must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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