PAT-PROMOTION

Active

Private limited companyfounded 2003active for 22 yearsKooigemstraat(S) 74, 8554 Zwevegem, BelgiumKBO/BCE: BE 0862.110.462

Summary

The annual accounts of PAT-PROMOTION for financial year 2025 show a net loss of 91% of the equity at the start of that year. The 2025 annual accounts show equity of €29,705 and a net result of -€302,811. Equity is shrinking by about 19% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 17% of 11,189 sector peers (NACE 68, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

PAT-PROMOTIONActiveChecked score 53/100

Risk analysis Report Compare

Activity

Development of residential building projects

NACE 68121

3rd largest company by total assets in Zwevegem, Real estate sector2 sites

Size

€34.4mtotal assets 2025

Equity: €29,705
Loss: -€302,811

Turnover not published (abbreviated format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Holdings: 2

2025 accounts 24 days early6 deeds in the Belgian Official Gazette

Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLiquidity: current ratio 0.51, cash €161,490Equity €29,705 (0.1% of total assets)lowers riskSize: total assets €34.4mFigures for financial year 2025 (filed 07-07-2026)Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 8% of its sector peers (NACE 68, medium-sized)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 25-1

equity 0.1% of total assets

Liquidity 1+1

short-term debt 96.8% · cash 0.5%

Profitability 18+1

return on assets -0.9%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,718 companies, NACE 68, medium-sized)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.2%▼ -0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €1,500 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity insufficient (current ratio 0.51, compared with 0.52 in 2024, below 1; short-term debt: 96.8% and cash: 0.5% of total assets), and 99.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized): better than 14% on solvency, 3% on liquidity, 10% on profitability and 6% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Size: total assets €34.4m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.51, cash €161,490

NBB · annual accounts

Equity €29,705 (0.1% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 07-07-2026)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€302,811

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 11189 sector peers (2025).

NBB · sector comparison

Position among 11189 sector peers

Solvency

better than 17%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

24 days early

2024

35 days early

2023

49 days early

2022

27 days early

2021

54 days early

2020

52 days early

2019

53 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

07-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
26-06-2025 Annual accounts filedfinancial year 2024 · abbreviated…
24-02-2025 General meeting · Director reappointmentPermanent representative

Key points

Risk: 3 loss-making years in a rowloss financial year 2025 -€302,811 View
Caution: Equity fell in 2025from €332,516 to €29,705 ▼ 91.1% View
Caution: Among the weakest 5% on net resultsector median €10,062 · 11,181 companies -€302,811 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year: 2025
Total assets: €34.4m
Loss: -€302,811
Solvency: 0.1%

Total assets▲ 2.3%

Net result

20182025

Go to Financials

Network & group

Subsidiaries: 2

2 subsidiaries

Go to Network & group

Timeline

Events: 26
Since: 2005
Next accounts: by 31-07-2027

12-06-2024Annual accounts filed
31-12-2023Weakest financial year
04-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Development of residential building projectsNACE 68121
Founded: 10-12-2003
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about PAT-PROMOTION

What is the company number of PAT-PROMOTION?: 0862.110.462. In Belgium the VAT number is the company number with BE in front: BE 0862.110.462.
Where is PAT-PROMOTION based?: The registered office is at Kooigemstraat(S) 74, 8554 Zwevegem.Company details
What does PAT-PROMOTION do?: According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of PAT-PROMOTION?: Private limited company (BV).
When was PAT-PROMOTION founded?: On 10-12-2003.
Is PAT-PROMOTION still active?: Yes, PAT-PROMOTION is an active enterprise in the KBO register.
How many employees does PAT-PROMOTION have?: On average 0.4 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of PAT-PROMOTION?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PAT-PROMOTION profitable?: In financial year 2025, PAT-PROMOTION made a loss of €302,811.
Where can I find the annual accounts of PAT-PROMOTION?: PAT-PROMOTION filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAT-PROMOTION due?: By 31-07-2027, for financial year 2026.Timeline