LOBI IMMO

Active

Private limited companyfounded 20233 yrs activeRue du Fort 1, 4671 Blégny, BelgiumKBO/BCE: BE 0797.047.713

Summary

LOBI IMMO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25k and a net result of €4k. Its solvency ranks better than 20% of 4809 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

39 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability38=

Solvency27=

Growth78

Track record94

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity tight (current ratio 1.02 against 1.02 in 2023; short-term debt: 97.9% and cash: 0.1% of total assets), and 97.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

2.1%

Return on assets

0.3%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4809 sector peers (2024).

NBB · sector comparison

Position among 4809 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

38 d early

2023

51 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€4k▲ 228%

2023 · €1k

2023: €1k

2023 → 2024

Working capital

€25k▲ 17.3%

2023 · €21k

2023: €21k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€21k-€25k▲ 17.3%

Operating result€8k-€48k▲ 476%

Net result€1k-€4k▲ 228%

Result per fiscal year

Operating resultNet result

The operating result rises in 2024; 2024 is 476% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €1.15M

97.9%

Equity €25k ▲ 17.3%

Debt €1.13M ▲ 3.1%

Debt's share of the balance-sheet total falls from 98.1% to 97.9%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

Current ratio

1.02▲

2023 · 1.02

Quick ratio

0.01▼

2023 · 0.01

Debt to equity

45.52▼

2023 · 51.77

ROE

14.7%▲

2023 · 5.3%

ROA

0.3%▲

2023 · 0.1%

Debt ≤ 1 year

€1.13M▲

2023 · €1.09M

Income taxes

€911▲

2023 · €278

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines

Balance sheet Code20232024

Assets

Total assets20/58€1.11M€1.15M▲

Current assets29/58€1.11M€1.15M▲

Stocks and contracts in progress3€1.11M€1.15M▲

Stocks30/36€1.11M€1.15M▲

Amounts receivable within one year40/41€3k€6k▲

Trade receivables40€91€182▲

Other amounts receivable41€2k€6k▲

Cash at bank and in hand54/58€7k€735▼

Equity and liabilities

Total equity and liabilities10/49€1.11M€1.15M▲

Equity10/15€21k€25k▲

Contributions10/11€20k€20k=

Profit (loss) carried forward14€1k€5k▲

Amounts payable17/49€1.09M€1.13M▲

Amounts payable within one year42/48€1.09M€1.13M▲

Financial debts43€734k€734k=

Credit institutions430/8€734k€734k=

Trade debts44€426€787▲

Suppliers440/4€426€787▲

Taxes, remuneration and social security45€278€911▲

Taxes450/3€278€911▲

Other amounts payable47/48€358k€391k▲

Income statement Code20232024

Other operating charges640/8€384€650▲

Gross operating margin9900€9k€48k▲

Operating profit (loss)9901€8k€48k▲

Financial income75/76B€4€3▼

Recurring financial income75€4€3▼

Financial charges65/66B€7k€43k▲

Recurring financial charges65€7k€43k▲

Profit (loss) for the period before taxes9903€1k€5k▲

Income taxes67/77€278€911▲

Profit (loss) for the period9904€1k€4k▲

Profit (loss) for the period to be appropriated9905€1k€4k▲

Appropriation of the result

Profit (loss) to be appropriated9906€1k€5k▲

Profit (loss) brought forward from the previous period14P-€1k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

23-06

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

10-06

NBB filing Annual accounts filed

fiscal year 2023 · full schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Blégny · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Fort 14671 Blégny

Ground area

3,554 m²

Building footprint

387 m²

Parcel 62010A0158/00Y000, Wallonia. Linked by address, not a title deed.

1 establishment unit

LOBI IMMO

Rue du Fort 1, 4671 BlégnyReal estate development

since 20232.340.236.054

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62010A0158/00Y000	Wallonia	3,554 m²	1 · 387 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Wommelgem · Eq €24,789

XYZ CONSTRUCT

BE 0544.575.915

Oosterzele · Eq €24,803

La Louvière · Eq €24,823

Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 4,306 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-01-2023

Fiscal year end31-12

Activities, NACEBEL 2025

68121Development of residential building projects

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.