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PAT&CO

Active
Private limited companyfounded 201015 years activeFranklin Rooseveltlaan 44, 9000 Gent, BelgiumKBO/BCE: BE 0831.598.420
Summary

PAT&CO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201,485 and a net result of €71,899. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 1,106 sector peers (NACE 77, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Rental and leasing activities
NACE 77400
1 site
Size
€273,020total assets 2025
Equity
€201,485
Profit
€71,899
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Parent
Estate&Co · 99.67%
Accounts filed 1 day late0 of 3 deeds read
Why 93- Size: total assets €273,020+ Founded in 2010+ Equity €201,485 (73.8% of total assets)+ Figures for FY 2025 (filed 02-06-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (NACE 77, micro)
Financial strength · tick = 2024
Strong
Solvency 99-1
equity 73.8% of total assets
Liquidity 48+2
short-term debt 25.5% · cash 6.0%
Profitability 100+3
return on assets 26.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,159 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.3%▲ +0.1 percentage points vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.4 percentage points vs 05-2025highest value 07-2025: 0.7%● unchanged vs 06-2025highest value 08-2025: 0.7%● unchanged vs 07-2025highest value 09-2025: 0.7%● unchanged vs 08-2025highest value 10-2025: 0.7%● unchanged vs 09-2025highest value 11-2025: 0.7%● unchanged vs 10-2025highest value 12-2025: 0.7%● unchanged vs 11-2025highest value 01-2026: 0.2%▼ -0.5 percentage points vs 12-2025 02-2026: 0.3%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%▼ -0.1 percentage points vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.3 percentage points vs 05-2026 07-2026: 0.1%▼ -0.5 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 3.44 against 3.53 in 2024; short-term debt: 25.5% and cash: 6% of total assets), and 26.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 82% on solvency, 52% on liquidity, 95% on profitability and 51% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2010
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Equity €201,485 (73.8% of total assets)
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 02-06-2026)
NBB · annual accounts
raises risk · Size: total assets €273,020
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 01-06-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
1 day late
2024
26 days early
2023
3 days late
2022
7 days late
2021
1 day early
2020
31 days early
2019
2 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today. Usually files around 1 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-10-2026 close31-05-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €200,000Eq €201,485 ▲3.5%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €71,899 8 years View
  • Positive: Among the best 20% on solvencysector median 36.3% · 1,106 companies 73.8% View
  • Controlled by Estate&Co 99.67% View

By topic

Financials

Fiscal year
2025
Total assets
€273,020
Profit
€71,899
Solvency
73.8%
Total assets▲ 7.5%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-05-2027
  1. 31-10-2024Weakest financial year
  2. 03-06-2024Annual accounts filed
  3. 07-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Rental and leasing activitiesNACE 77400
Founded
30-11-2010
Year ends
31-10
Peppol
Reachable for e-invoices
Go to Company details

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