APOTHEEK PERSYN
ActiveAPOTHEEK PERSYN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281k and a net result of €36k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 73% of 908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79=
Solvency90▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 9.68 against 8.1 in 2024; short-term debt: 4.8% and cash: 3.6% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
12 d late
2023
29 d late
2022
11 d early
2021
31 d late
2020
33 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€281k▲ 14.6%
2024 · €246k
2018: €85k
2019: €106k
2020: €130k
2021: €155k
2022: €182k
2023: €213k
2024: €246k
2018 → 2025
Total assets
€431k▲ 3.9%
2024 · €415k
2018: €355k
2019: €362k
2020: €365k
2021: €374k
2022: €385k
2023: €399k
2024: €415k
2018 → 2025
Net result
€36k▲ 9.7%
2024 · €33k
2018: €20k
2019: €21k
2020: €24k
2021: €25k
2022: €27k
2023: €30k
2024: €33k
2018 → 2025
Working capital
€179k▲ 16.3%
2024 · €154k
2018: €44k
2019: €52k
2020: €70k
2021: €87k
2022: €107k
2023: €129k
2024: €154k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€182k▲ 17.5%€213k▲ 16.7%€246k▲ 15.3%€281k▲ 14.6%
Operating result€38k-€40k▲ 5.5%€44k▲ 10.3%€46k▲ 3.8%€49k▲ 6.4%
Net result€25k-€27k▲ 8.4%€30k▲ 12.1%€33k▲ 7.0%€36k▲ 9.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €431k
Fixed assets
€232k▼ 3.3%
Current assets
€199k▲ 13.7%
Equity and liabilities €431k
Equity
€281k▲ 14.6%
Debt
€150k▼ 11.6%
The debt ratio falls from 40.9% to 34.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▲
2024 · €55k
Cash flow
€44k▲
2024 · €42k
Solvency
65.2%▲
2024 · 59.1%
Current ratio
9.68▲
2024 · 8.10
Quick ratio
9.68▲
2024 · 8.10
Debt / equity
0.53▼
2024 · 0.69
ROE
12.7%▼
2024 · 13.3%
ROA
8.3%▲
2024 · 7.8%
Interest coverage
9.48▲
2024 · 8.15
Debt
€150k▼
2024 · €170k
Debt ≤ 1 year
€21k▼
2024 · €22k
Debt > 1 year
€129k▼
2024 · €148k
Income taxes
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€415k€431k▲
Fixed assets21/28€240k€232k▼
Tangible fixed assets22/27€240k€232k▼
Land and buildings22€240k€232k▼
Current assets29/58€175k€199k▲
Amounts receivable within one year40/41€164k€184k▲
Trade receivables40€3k€0▼
Other amounts receivable41€161k€184k▲
Cash at bank and in hand54/58€11k€16k▲
Deferred charges and accrued income490/1€208€209▲
Equity and liabilities
Total equity and liabilities10/49€415k€431k▲
Equity10/15€246k€281k▲
Contributions10/11€19k€19k=
Reserves13€227k€263k▲
Distributable reserves133€227k€263k▲
Amounts payable17/49€170k€150k▼
Amounts payable after more than one year17€148k€129k▼
Financial debts170/4€148k€129k▼
Amounts payable within one year42/48€22k€21k▼
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€683€1k▲
Suppliers440/4€683€1k▲
Taxes, remuneration and social security45€69€944▲
Taxes450/3€69€944▲
Other amounts payable47/48€3k€396▼
Accrued charges and deferred income492/3€472€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€57k€59k▲
Operating profit (loss)9901€46k€49k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€43k€48k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€33k€36k▲
Profit (loss) for the period to be appropriated9905€33k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€36k▲
Transfer to equity691/2€33k€36k▲
To other reserves6921€33k€36k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €36k ▲9.7%
Operating result €49k, net result €36k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Equity above €200kEq €213k ▲16.7%
6 profitable years in a row build equity to €213k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €155k ▲19.2%
4 profitable years in a row build equity to €155k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Equity above €100kEq €106k ▲24.4%
2 profitable years in a row build equity to €106k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwpoortsesteenweg 8598400 OostendeGround area
780 m²
Building footprint
189 m²
Volume, LiDAR
1,449 m³
Parcel 35385B0109/00G003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
APOTHEEK PERSYN
since 20062.156.210.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35385B0109/00G003 | Flanders | 780 m² | 1 · 189 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 421 companies in sector 77400 we hold annual accounts for 151. 94 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2006
Fiscal year end31-12
Activities, NACEBEL
77400Rental and leasing activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.