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Passure

Active
Private limited companyfounded 2024active for 2 yearsPater Van Henxthovenstraat 26, 2400 Mol, BelgiumKBO/BCE: BE 1014.584.366
Summary

Passure has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,110 and a net result of €45,420. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
“Het uitvoeren van activiteiten van verzekeringsdistributie als verzekeringssubagent en dit onder de verantwoordelijkheid van…” (deed in Dutch)
From the articles, 3 activitiesNo NACE code in the KBO yet1 site
Size
€657,159total assets 2025
Equity
€51,110
Profit
€45,420
Turnover not published (micro format)
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 144 days early
Why 87raises riskFounded in 2024lowers riskSize: total assets €657,159No main activity registeredFigures for financial year 2025 (filed 09-03-2026)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency 33+7
equity 7.8% of total assets
Liquidity 49-6
short-term debt 23.5% · cash 6.0%
Profitability 77+8
return on assets 6.9%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2025: 0.3% 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026highest value 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.2%▼ -0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.51, compared with 0.57 in 2024, below 1; short-term debt: 23.5% and cash: 6% of total assets), and 92.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 21% on solvency, 32% on liquidity, 60% on profitability and 99% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €657,159
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · No main activity registered
KBO
lowers risk · Figures for financial year 2025 (filed 09-03-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
144 days early
2024
100 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 122 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: EECKHOUT Pascale Madi Petra…

Financials · financial year 2025, micro format

Equity
€51,110▲ 798%
2024 · €5,690
Total assets
€657,159▲ 12.8%
2024 · €582,361
Net result
€45,420▲ 6,483%
2024 · €690
Working capital
-€75,961▼ 128%
2024 · -€33,261
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 4,207% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€68,466 2025 Net result€45,420 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€1,590-€68,466▲ 4,207%
Net result€690-€45,420▲ 6,483%
Equity€5,690-€51,110▲ 798%
Total assets€582,361-€657,159▲ 12.8%
Debt€576,671-€606,049▲ 5.1%
Working capital-€33,261--€75,961▼ 128%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €657,159
Fixed assets €578,497 ▲ 7.3%
Current assets €78,662 ▲ 81.2%
Equity and liabilities €657,159
Equity €51,110 ▲ 798%
Debt €606,049 ▲ 5.1%
Debt's share of the balance-sheet total falls from 99.0% to 92.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€70,345▲
2024 · €1,833
Cash flow
€47,299▲
2024 · €933
Current ratio
0.51▼
2024 · 0.57
Debt to equity
11.86
ROE
88.9%▲
2024 · 12.1%
ROA
6.9%▲
2024 · 0.1%
Interest coverage
over 100▲
2024 · 6.20
Debt ≤ 1 year
€154,623▲
2024 · €76,671
Debt > 1 year
€451,426▼
2024 · €500,000
Income taxes
€22,955▲
2024 · €604
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€582,361€657,159▲
Fixed assets21/28€538,951€578,497▲
Tangible fixed assets22/27€4,602€13,797▲
Plant, machinery and equipment23€2,213€3,185▲
Furniture and vehicles24€2,389€10,612▲
Financial fixed assets28€534,349€564,700▲
Current assets29/58€43,409€78,662▲
Amounts receivable within one year40/41€9,047€9,467▲
Trade receivables40€9,047€9,467▲
Current investments50/53-€30,000
Cash at bank and in hand54/58€34,362€39,195▲
Equity and liabilities
Total equity and liabilities10/49€582,361€657,159▲
Equity10/15€5,690€51,110▲
Contributions10/11€5,000€5,000=
Reserves13€690€46,110▲
Distributable reserves133€690€46,110▲
Amounts payable17/49€576,671€606,049▲
Amounts payable after more than one year17€500,000€451,426▼
Financial debts170/4€500,000€451,426▼
Amounts payable within one year42/48€76,671€154,623▲
Current portion of amounts payable after more than one year42-€48,574
Trade debts44€202€9,442▲
Suppliers440/4€202€9,442▲
Taxes, remuneration and social security45€604€22,955▲
Taxes450/3€604€22,955▲
Other amounts payable47/48€75,864€73,652▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€243€1,879▲
Other operating charges640/8€571€2,191▲
Gross operating margin9900€2,404€72,536▲
Operating profit (loss)9901€1,590€68,466▲
Financial charges65/66B€295€92▼
Recurring financial charges65€295€92▼
Profit (loss) for the period before taxes9903€1,294€68,375▲
Income taxes67/77€604€22,955▲
Profit (loss) for the period9904€690€45,420▲
Profit (loss) for the period to be appropriated9905€690€45,420▲
Appropriation of the result
Profit (loss) to be appropriated9906€690€45,420▲
Transfer to equity691/2€690€45,420▲
To other reserves6921€690€45,420▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€243€1,879▲ 673%
Other operating charges640/8€571€2,191▲ 284%
Gross operating margin9900€2,404€72,536▲ 2,918%
Operating profit (loss)9901€1,590€68,466▲ 4,207%
Financial charges65/66B€295€92▼ 69.0%
Recurring financial charges65€295€92▼ 69.0%
Profit (loss) for the period before taxes9903€1,294€68,375▲ 5,183%
Income taxes67/77€604€22,955▲ 3,699%
Profit (loss) for the period9904€690€45,420▲ 6,483%
Profit (loss) for the period to be appropriated9905€690€45,420▲ 6,483%
Line20242025Change
Assets
Total assets20/58€582,361€657,159▲ 12.8%
Fixed assets21/28€538,951€578,497▲ 7.3%
Tangible fixed assets22/27€4,602€13,797▲ 200%
Plant, machinery and equipment23€2,213€3,185▲ 43.9%
Furniture and vehicles24€2,389€10,612▲ 344%
Financial fixed assets28€534,349€564,700▲ 5.7%
Current assets29/58€43,409€78,662▲ 81.2%
Amounts receivable within one year40/41€9,047€9,467▲ 4.6%
Trade receivables40€9,047€9,467▲ 4.6%
Current investments50/53-€30,000-
Cash at bank and in hand54/58€34,362€39,195▲ 14.1%
Equity and liabilities
Total equity and liabilities10/49€582,361€657,159▲ 12.8%
Equity10/15€5,690€51,110▲ 798%
Contributions10/11€5,000€5,000=
Reserves13€690€46,110▲ 6,583%
Distributable reserves133€690€46,110▲ 6,583%
Amounts payable17/49€576,671€606,049▲ 5.1%
Amounts payable after more than one year17€500,000€451,426▼ 9.7%
Financial debts170/4€500,000€451,426▼ 9.7%
Amounts payable within one year42/48€76,671€154,623▲ 102%
Current portion of amounts payable after more than one year42-€48,574-
Trade debts44€202€9,442▲ 4,573%
Suppliers440/4€202€9,442▲ 4,573%
Taxes, remuneration and social security45€604€22,955▲ 3,699%
Taxes450/3€604€22,955▲ 3,699%
Other amounts payable47/48€75,864€73,652▼ 2.9%
Line20242025Change
Profit (loss) for the period9904€690€45,420▲ 6,483%
+ Depreciation and write-downs630€243€1,879▲ 673%
Operating cash flow (approximation)€933€47,299▲ 4,970%
Investment in fixed assets (approximation)--€41,425-
Change in cash-€4,833-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 09-03-2026 2026-00050782
31-12-2024 micro format 22-04-2025 2025-00072298

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No sitting directors in the Gazette act read. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Board mandates elsewhere

2 board mandates
Board mandates of this companythis company sits on their board2
1 location

History

On 3 October 2024, Passure was incorporated as a private limited company.1 The company has filed 2 sets of annual accounts, the latest for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
09-03
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
22-04
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
07-10
Gazette deed Incorporation
Appointment: EECKHOUT Pascale Madi Petra (director) · Permanent representative: EECKHOUT Pascale Madi Petra · Founder9 facts ▸
  • Incorporation, 01-10-2024
  • Founder, EECKHOUT Pascale Madi Petra
  • Founding capital, €5,000
  • Board meeting, “één bestuurder benoemen, vergadering” (deed in Dutch)
  • Director appointment, EECKHOUT Pascale Madi Petra (director (not named in the articles))
  • Permanent representative, EECKHOUT Pascale Madi Petra
  • Other provision, “website en e-mail, vennootschap beschikt thans niet over een website of e-mailadres” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, alle verbintenissen, verplichtingen en activiteiten ondernomen door oprichter in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Other provision, “onroerend goed, indien overname van verbintenissen een onroerend goed betreft, dient dit te gebeuren bij notariële akte” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded03-10-2024
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 20 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,687 m²
Building footprint
192 m²
Building volume
1,039 m³
2 parcels, Flanders · tallest building 8.5 m. Linked by address, not a title deed.
1 establishment unit
Passure
Pas 96, 2440 GeelInsurance agents and brokers
since 2024unit no. 2.364.899.788
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
13434F0363/00K002 Flanders 1,185 m² 1 · 192 m² 8.4 m · 2
13008H0564/00C002 Flanders 502 m² - -
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het uitvoeren van activiteiten van verzekeringsdistributie als verzekeringssubagent en dit onder de verantwoordelijkheid van…” (deed in Dutch)
3 activities (deed in Dutch)
  1. Het uitvoeren van activiteiten van verzekeringsdistributie als verzekeringssubagent en dit onder de verantwoordelijkheid van verzekeringsagent Verzekeringen Peeters NV – KBO 0437829096.
  2. De vennootschap mag in België en in het buitenland alle roerende, onroerende, financiële, commerciële en industriële handelingen stellen die rechtstreeks of onrechtstreeks betrekking hebben op haar voorwerp of die de verwezenlijking ervan kunnen bevorderen.
  3. Het opnemen van een bestuurdersmandaat in vennootschappen.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Passure
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest” (deed in Dutch)
“2400 Mol, Pater Van Henxthovenstraat 26” (deed in Dutch)

deed of 07-10-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“De vennootschap wordt bestuurd door één of meer al dan niet bezoldigde zaakvoerders/bestuurders, natuurlijke personen…”
Board ruleHow the board is made up, meets and takes decisions.
“Benoemd met of zonder beperking van duur, één of meer bestuurders, natuurlijke personen, aandeelhouder(s)” (deed in Dutch)
“Vergoeding, algemene vergadering beslist of mandaat ten kosteloze titel wordt uitgeoefend; indien bezoldigd, bepaalt algemene vergadering…” (deed in Dutch)

deed of 07-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 20:00

deed of 07-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Bijzondere machten, Iedere bestuurder kan bijzondere machten toekennen aan elke mandataris.” (deed in Dutch)
Other provision: “Dagelijks bestuur, bestuursorgaan kan dagelijks bestuur en vertegenwoordiging opdragen aan één of meer leden (gedelegeerd bestuurder) of…” (deed in Dutch)
Other provision: “Toegang algemene vergadering, effectenhouder op naam moet ingeschreven zijn in register; rechten mogen niet geschorst zijn; indien enkel…” (deed in Dutch)
Other provision: “Winstverdeling, aanwending jaarlijkse nettowinst bepaald door algemene vergadering op voorstel bestuursorgaan, elk aandeel gelijk aandeel…” (deed in Dutch)
Liquidation distribution: “Na aanzuivering schulden of consignatie sommen, en indien aandelen niet volgestort na herstelling evenwicht door bijkomende volstorting of…” (deed in Dutch)
1 more provision in the deed, see the deed of 07-10-2024

deed of 07-10-2024