PASGUIMMO
ActiveSummary
PASGUIMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €5k. Its solvency ranks better than 29% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-6
Solvency32▼-68
Growth78
Track record82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.65 against 5.0 in 2024; short-term debt: 18.1% and cash: 10.1% of total assets), and 92.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.4%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
20 d late
2024
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▲ 388%
2024 · €1k
2024: €1k
2025: €5k▲ +388% vs 2024
2024 → 2025
Working capital
€-15k
2024 · €8k
2024: €8k
2025: €-15k▼ -293% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€17k▲ 42.9%
2024: €12k
2025: €17k▲ +42.9% vs 2024
Operating result€1k-€9k▲ 662%
2024: €1k
2025: €9k▲ +662% vs 2024
Net result€1k-€5k▲ 388%
2024: €1k
2025: €5k▲ +388% vs 2024
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 662% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238k
Fixed assets
€210k ▲ 4,732%
Current assets
€28k ▲ 183%
Equity and liabilities €238k
Equity
€17k ▲ 42.9%
Debt
€220k ▲ 11,065%
Debt's share of the balance-sheet total rises from 13.9% to 92.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €3k
Cash flow
€20k▲
2024 · €3k
Current ratio
0.65▼
2024 · 5.00
Debt to equity
12.60▲
2024 · 0.16
ROE
30.0%▲
2024 · 8.8%
ROA
2.2%▼
2024 · 7.6%
Interest coverage
6.92▼
2024 · 65.14
Debt ≤ 1 year
€43k▲
2024 · €2k
Debt > 1 year
€176k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€14k€238k▲
Fixed assets21/28€4k€210k▲
Tangible fixed assets22/27€4k€210k▲
Land and buildings22€4k€210k▲
Current assets29/58€10k€28k▲
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€511€1k▲
Cash at bank and in hand54/58€8k€24k▲
Equity and liabilities
Total equity and liabilities10/49€14k€238k▲
Equity10/15€12k€17k▲
Contributions10/11€12k€12k=
Reserves13€13k€13k=
Tax-exempt reserves132€13k€13k=
Profit (loss) carried forward14€-13k€-8k▲
Amounts payable17/49€2k€220k▲
Amounts payable after more than one year17-€176k
Financial debts170/4-€176k
Amounts payable within one year42/48€2k€43k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€338€467▲
Suppliers440/4€338€467▲
Other amounts payable47/48€2k€33k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€14k▲
Other operating charges640/8€1k€5k▲
Gross operating margin9900€4k€28k▲
Operating profit (loss)9901€1k€9k▲
Financial income75/76B-€22
Recurring financial income75-€22
Financial charges65/66B€45€3k▲
Recurring financial charges65€45€3k▲
Profit (loss) for the period before taxes9903€1k€5k▲
Profit (loss) for the period9904€1k€5k▲
Profit (loss) for the period to be appropriated9905€1k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-8k▲
Profit (loss) brought forward from the previous period14P€-14k€-13k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €14k | ▲ 692% |
| Other operating charges640/8 | €1k | €5k | ▲ 392% |
| Gross operating margin9900 | €4k | €28k | ▲ 607% |
| Operating profit (loss)9901 | €1k | €9k | ▲ 662% |
| Financial income75/76B | - | €22 | - |
| Recurring financial income75 | - | €22 | - |
| Financial charges65/66B | €45 | €3k | ▲ 7,252% |
| Recurring financial charges65 | €45 | €3k | ▲ 7,252% |
| Profit (loss) for the period before taxes9903 | €1k | €5k | ▲ 388% |
| Profit (loss) for the period9904 | €1k | €5k | ▲ 388% |
| Profit (loss) for the period to be appropriated9905 | €1k | €5k | ▲ 388% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €14k | €238k | ▲ 1,573% |
| Fixed assets21/28 | €4k | €210k | ▲ 4,732% |
| Tangible fixed assets22/27 | €4k | €210k | ▲ 4,732% |
| Land and buildings22 | €4k | €210k | ▲ 4,732% |
| Current assets29/58 | €10k | €28k | ▲ 183% |
| Amounts receivable within one year40/41 | €2k | €4k | ▲ 152% |
| Trade receivables40 | €1k | €3k | ▲ 156% |
| Other amounts receivable41 | €511 | €1k | ▲ 145% |
| Cash at bank and in hand54/58 | €8k | €24k | ▲ 188% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €14k | €238k | ▲ 1,573% |
| Equity10/15 | €12k | €17k | ▲ 42.9% |
| Contributions10/11 | €12k | €12k | = |
| Reserves13 | €13k | €13k | = |
| Tax-exempt reserves132 | €13k | €13k | = |
| Profit (loss) carried forward14 | €-13k | €-8k | ▲ 40.7% |
| Amounts payable17/49 | €2k | €220k | ▲ 11,065% |
| Amounts payable after more than one year17 | - | €176k | - |
| Financial debts170/4 | - | €176k | - |
| Amounts payable within one year42/48 | €2k | €43k | ▲ 2,084% |
| Current portion of amounts payable after more than one year42 | - | €10k | - |
| Trade debts44 | €338 | €467 | ▲ 38.2% |
| Suppliers440/4 | €338 | €467 | ▲ 38.2% |
| Other amounts payable47/48 | €2k | €33k | ▲ 1,898% |
| Accrued charges and deferred income492/3 | - | €1k | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €1k | €5k | ▲ 388% |
| + Depreciation and write-downs630 | €2k | €14k | ▲ 692% |
| Operating cash flow (approximation) | €3k | €20k | ▲ 579% |
| Investment in fixed assets (approximation) | - | €-220k | - |
| Change in cash | - | €16k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
Ground area
256 m²
Building footprint
89 m²
Parcel 57081E0468/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
PASGUIMMO
since 20242.356.758.124
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081E0468/00D000 | Wallonia | 256 m² | 1 · 89 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Aulne Immo
BE 0803.589.966
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 2,068 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.