PASCAL VANLOO PROJECTS
ActiveFrom the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
PASCAL VANLOO PROJECTS has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €273 and a net result of €57,248. Equity has been shrinking by about 26% per year since 2021. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 20% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Official details
KBO- Status
- Active since 29-03-2021 Normal situation
- Legal form
- Private limited company
- Registered office
- Driesstraat 113, 1861 Meise
- Activity
- Agents in the wholesale of furniture, household goods and hardware NACE 46150and 4 others
- Establishment unit
- 2.315.265.086 1861 Meise, since 29-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 20-02-2026
Board and ownership
- Mona HEERENDirector · since 01-10-2023
- VANLOO PascalDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €81,498
- ▼ 4.9%
- Turnover
- ≈ €380,000
- estimated
- Profit
- €57,248
- ▼ 20.2%
- Equity
- €273
- ▼ 93.2%
- Total assets
- €83,041
- ▼ 28.5%
Score breakdownraises riskFounded in 2021Equity €273 (0.3% of total assets)lowers riskLiquidity: current ratio 0.96, cash €34,285, halvedSize: total assets €83,041Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 17% of them on solvency, 51% on liquidity, 95% on profitability and 5% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 5 accounts on average 63 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
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Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 06-03-2026
- Format
- micro format
- Reference
- 2026-00049775
2021 to 2025, 5 financial years
The operating result for 2025 is 4% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Companies with the same profile, two years later
Historical observationIn July 2024, 2,153 companies had the same profile as PASCAL VANLOO PROJECTS has now. Two years later, 1.7% had gone bankrupt and 96.1% were still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of PASCAL VANLOO PROJECTS itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for PASCAL VANLOO PROJECTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,001 | €2,727 | €3,258 | €3,878 | €2,114 | ▼ 45.5% |
| Other operating charges640/8 | €860 | €1,268 | €838 | €3,692 | €4,631 | ▲ 25.4% |
| Gross operating margin9900 | €26,657 | €73,233 | €71,479 | €85,695 | €81,498 | ▼ 4.9% |
| Operating profit (loss)9901 | €24,796 | €69,238 | €67,382 | €78,125 | €74,753 | ▼ 4.3% |
| Financial income75/76B | - | - | €126 | €13,688 | €105 | ▼ 99.2% |
| Recurring financial income75 | - | - | €126 | €13,688 | €105 | ▼ 99.2% |
| Financial charges65/66B | €83 | €165 | €424 | €690 | €467 | ▼ 32.3% |
| Recurring financial charges65 | €83 | €165 | €424 | €690 | €467 | ▼ 32.3% |
| Profit (loss) for the period before taxes9903 | €24,714 | €69,073 | €67,084 | €91,124 | €74,391 | ▼ 18.4% |
| Income taxes67/77 | €4,576 | €15,560 | €14,710 | €19,360 | €17,143 | ▼ 11.5% |
| Profit (loss) for the period9904 | €20,138 | €53,514 | €52,374 | €71,764 | €57,248 | ▼ 20.2% |
| Profit (loss) for the period to be appropriated9905 | €20,138 | €53,514 | €52,374 | €71,764 | €57,248 | ▼ 20.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €40,236 | €109,561 | €172,684 | €116,172 | €83,041 | ▼ 28.5% |
| Fixed assets21/28 | €5,831 | €6,878 | €5,750 | €1,872 | €3,503 | ▲ 87.1% |
| Tangible fixed assets22/27 | €5,831 | €6,878 | €5,750 | €1,872 | €3,503 | ▲ 87.1% |
| Furniture and vehicles24 | €5,831 | €6,878 | €5,750 | €1,872 | €3,503 | ▲ 87.1% |
| Current assets29/58 | €34,405 | €102,683 | €166,934 | €114,299 | €79,539 | ▼ 30.4% |
| Amounts receivable within one year40/41 | €17,199 | €23,821 | €4,170 | €17,056 | €23,724 | ▲ 39.1% |
| Trade receivables40 | €17,199 | €21,359 | €1,089 | €12,861 | €19,514 | ▲ 51.7% |
| Other amounts receivable41 | - | €2,463 | €3,081 | €4,195 | €4,210 | ▲ 0.4% |
| Current investments50/53 | - | - | €48,966 | - | - | - |
| Cash at bank and in hand54/58 | €17,206 | €78,862 | €92,848 | €69,882 | €34,285 | ▼ 50.9% |
| Deferred charges and accrued income490/1 | - | - | €20,951 | €27,362 | €21,531 | ▼ 21.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €40,236 | €109,561 | €172,684 | €116,172 | €83,041 | ▼ 28.5% |
| Equity10/15 | €22,138 | €75,652 | €128,025 | €4,025 | €273 | ▼ 93.2% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | - | - |
| Profit (loss) carried forward14 | €18,138 | €71,652 | €124,025 | €25 | €273 | ▲ 976% |
| Amounts payable17/49 | €18,098 | €33,909 | €44,659 | €112,146 | €82,768 | ▼ 26.2% |
| Amounts payable within one year42/48 | €18,098 | €33,909 | €44,659 | €112,146 | €82,768 | ▼ 26.2% |
| Financial debts43 | - | - | - | €8,827 | €5,048 | ▼ 42.8% |
| Credit institutions430/8 | - | - | - | €8,827 | €5,048 | ▼ 42.8% |
| Trade debts44 | €5,303 | €376 | €4,551 | €3,536 | €2,078 | ▼ 41.2% |
| Suppliers440/4 | €5,303 | €376 | €4,551 | €3,536 | €2,078 | ▼ 41.2% |
| Taxes, remuneration and social security45 | €10,888 | €33,533 | €40,108 | €28,020 | €18,642 | ▼ 33.5% |
| Taxes450/3 | €10,888 | €33,533 | €40,108 | €28,020 | €18,642 | ▼ 33.5% |
| Other amounts payable47/48 | €1,907 | - | - | €71,764 | €57,000 | ▼ 20.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,138 | €53,514 | €52,374 | €71,764 | €57,248 | ▼ 20.2% |
| + Depreciation and write-downs630 | €1,001 | €2,727 | €3,258 | €3,878 | €2,114 | ▼ 45.5% |
| Operating cash flow (approximation) | €21,139 | €56,241 | €55,632 | €75,642 | €59,362 | ▼ 21.5% |
| Investment in fixed assets (approximation) | - | -€3,774 | -€2,131 | €0 | -€3,744 | - |
| Change in cash | - | €61,655 | €13,987 | -€22,966 | -€35,597 | ▼ 55.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 06-03-2026 | 2026-00049775 | |
| 31-12-2024 | micro format | 11-06-2025 | 2025-00131314 | |
| 31-12-2023 | micro format | 09-07-2024 | 2024-00225535 | |
| 31-12-2022 | micro format | 06-06-2023 | 2023-00108305 | |
| 31-12-2021 | micro format | 20-06-2022 | 2022-20072626 |
Comparable companies
These companies have the same main activity as PASCAL VANLOO PROJECTS: agents in the wholesale of furniture, household goods and hardware (NACE 46150). They are comparable in size and age: total assets between €71,000 and €139,000, founded between 2019 and 2021.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| PASCAL VANLOO PROJECTS Meise | 2021 | €83,041 | €273 | €81,498 | €57,248 | 2025 |
| Potters Marijke Waasmunster | 2021 | €76,014 | €56,729 | €57,938 | €26,229 | 2025 |
| De Wolk District Boortmeerbeek | 2021 | €111,692 | €29,125 | €43,254 | €20,992 | 2025 |
| Ellen Life Zaventem | 2020 | €138,902 | €12,476 | €93,822 | €274 | 2025 |
| Consolem Antwerpen | 2019 | €71,003 | €24,308 | €79,220 | €11,822 | 2025 |
| ERNST SEEMANN Eupen | 2020 | €80,322 | €4,947 | €46,008 | €27,357 | 2026 |
| LICHTADVIES M. VOETEN Lille | 2019 | €106,456 | €102,614 | €76,412 | €49,083 | 2025 |
They were chosen from the 776 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Mona HEEREN |
|
| VANLOO Pascal |
|
Owners and capital
Owners
Group and network
Connections & network
2 current directorsThe network starts from the directors of PASCAL VANLOO PROJECTS. Every other company they run is a node.
History
Acts, filings and financial milestones
11-10
Gazette deed
Appointment: Mona HEEREN (director)2 points ▸
- General meeting, 30-09-2023
- Director appointment, Mona HEEREN (director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23093F0412/00R000 | Flanders | 401 m² | 1 · 102 m² | 10.3 m · 2 |