PASCAL PEETERS
ActivePASCAL PEETERS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €620k and a net result of €91k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-3
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 17.78 against 3.31 in 2024), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
14.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
22 d early
2023
13 d early
2022
20 d early
2021
2 d late
2020
27 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€620k▲ 17.2%
2024 · €529k
2019: €411k
2020: €486k
2021: €581k
2022: €466k
2023: €556k
2024: €529k
2019 → 2025
Total assets
€643k▼ 3.8%
2024 · €669k
2019: €467k
2020: €545k
2021: €655k
2022: €638k
2023: €607k
2024: €669k
2019 → 2025
Net result
€91k▲ 13.0%
2024 · €80k
2019: €50k
2020: €75k
2021: €95k
2022: €50k
2023: €90k
2024: €80k
2019 → 2025
Working capital
€394k▲ 22.1%
2024 · €323k
2019: €406k
2020: €484k
2021: €574k
2022: €220k
2023: €330k
2024: €323k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€581k-€466k▼ 19.8%€556k▲ 19.3%€529k▼ 4.8%€620k▲ 17.2%
Operating result€128k-€69k▼ 45.8%€127k▲ 83.0%€113k▼ 10.6%€127k▲ 12.4%
Net result€95k-€50k▼ 47.6%€90k▲ 82.1%€80k▼ 10.7%€91k▲ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €643k
Fixed assets
€226k▲ 9.5%
Current assets
€417k▼ 9.7%
Equity and liabilities €643k
Equity
€620k▲ 17.2%
Debt
€23k▼ 83.2%
The debt ratio falls from 20.9% to 3.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€151k▲
2024 · €133k
Cash flow
€114k▲
2024 · €100k
Solvency
96.4%▲
2024 · 79.1%
Current ratio
17.78▲
2024 · 3.31
Quick ratio
17.78▲
2024 · 3.31
Debt / equity
0.04▼
2024 · 0.26
ROE
14.7%▼
2024 · 15.2%
ROA
14.1%▲
2024 · 12.0%
Interest coverage
177.90▲
2024 · 168.18
Debt
€23k▼
2024 · €140k
Debt ≤ 1 year
€23k▼
2024 · €140k
Income taxes
€36k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€669k€643k▼
Fixed assets21/28€206k€226k▲
Tangible fixed assets22/27€206k€226k▲
Land and buildings22€173k€165k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€23k€52k▲
Other tangible fixed assets26€3k€3k▼
Current assets29/58€462k€417k▼
Amounts receivable within one year40/41€83k€85k▲
Trade receivables40€83k€77k▼
Other amounts receivable41€6€9k▲
Current investments50/53€154k€154k=
Cash at bank and in hand54/58€222k€175k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€669k€643k▼
Equity10/15€529k€620k▲
Contributions10/11€12k€12k=
Reserves13€517k€608k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€517k€608k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€140k€23k▼
Amounts payable within one year42/48€140k€23k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€12k€3k▼
Suppliers440/4€12k€3k▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€117k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€23k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€135k€153k▲
Operating profit (loss)9901€113k€127k▲
Financial income75/76B€68€41▼
Recurring financial income75€68€41▼
Financial charges65/66B€791€846▲
Recurring financial charges65€791€846▲
Profit (loss) for the period before taxes9903€113k€127k▲
Income taxes67/77€32k€36k▲
Profit (loss) for the period9904€80k€91k▲
Profit (loss) for the period to be appropriated9905€80k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€91k▲
Transfer from equity791/2€107k€0▼
Transfer to equity691/2€80k€91k▲
To other reserves6921€80k€91k▲
Profit to be distributed694/7€107k€0▼
Return on contributions (dividend)694€107k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity times 5current ratio 17.78
Current ratio from 3.31 to 17.78; short-term debt falls from €140k to €23k.
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 7.51
Current ratio from 2.28 to 7.51; short-term debt falls from €172k to €51k.
31-03
Financial
Equity above €500kEq €556k ▲19.3%
5 profitable years in a row build equity to €556k.
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €50k ▼47.6%
Net result drops to €50k, the lowest in the series; recovery starts the following year.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial
Highest result since 2019net €95k ▲25.4%
Operating result €128k, net result €95k, both a record.
31-03
Financial
Equity above €500kEq €581k ▲19.4%
3 profitable years in a row build equity to €581k.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2019
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overwinningsstraat 1002830 WillebroekGround area
470 m²
Building footprint
351 m²
Volume, LiDAR
2,218 m³
Parcel 12342C0247/00Z000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PASCAL PEETERS BVBA
since 20082.173.242.636
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0247/00Z000 | Flanders | 470 m² | 1 · 351 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 5,908 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2008
Fiscal year end31-03
Activities, NACEBEL
43211General electrical installation work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.